ABA Risk Management Conference

April 20 - 22, 2016 • Grand Hyatt San Antonio • San Antonio, TX

 

Overview  |  Registration/Fees  |  Program  |  Venue  |  Sponsors/Exhibitors 

Who Should Attend:

Bank Risk Professionals in risk management divisions and within business lines, Auditors, and Bank Risk Consultants

 

Every Year, Attendees Benefit From:

Programming focused for the risk manager - created by bankers for bankers.

Don't miss this chance to strengthen your risk management program
  • Enhance how you identify and monitor evolving risks
  • Discover new technologies and leading practices for managing the risk function
  • Benefit from peer networking opportunities
  • View the latest products, services and technologies with industry suppliers
  • Earn Continuing Education Credits - including CRCM, CFSSP, CSOP and CPE credits.

2015 Final Program

Click Here To Access the Final Program

Conference Program*

Planning for the 2016 Program will begin in late summer 2015, and the tentative program will be posted by early 2016.
Bookmark this page and check back frequently for updates.  Review the 2015 Program below to see the breadth and depth of what the Forum offers. 

Tuesday, April 14
8:45 am  – 5:00 pm

PRE-FORUM WORKSHOP: ABA MODEL RISK MANAGEMENT WORKSHOP
This is a separately priced full-day pre-forum workshop
Designed for managers who are directly or indirectly responsible for model risk management, this workshop will cover the elements of strong model governance, including organizational structure; roles and responsibilities of modelers, model validators and auditors; model risk management policies and procedures; model documentation and monitoring systems; model tiering (with non-models) and risk rating models; expectations for validations and the validation report; and following up on problems detected in validations. This workshop will address a modeler’s responsibility to document the model, but otherwise will not address how to develop a model or conduct a validation; it will provide an overview in the management of the entire process.

Wednesday, April 15
​8:00 am - 6:00 pm FORUM REGISTRATION OPEN
9:45 am – 11:15 am
DEEP DIVE SESSIONS (Select from three options.)
Select your asset category and dig deep into the elements of a successful ERM Governance Structure as it aligns with your risk appetite statement.  Hear leading practices surrounding risk ownership, accountabilities, controls, measuring, monitoring and reporting.  In addition, you will walk away from this deep dive knowing the difference between risk appetite and risk tolerance!
 
#1:  Aligning ERM Governance with Risk Appetite Statements - Community Banks
Moderator:
Ana M. Foster, Vice President, Risk and Compliance Officer, Cambridge Trust Company 

Speakers
:
Michael D. Cohn, CPA, CISA, CGEIT, Member of the Firm, Director, WolfPAC Solutions Group
LeAnne B. Staalenburg, CRCM, CISSP,  Senior Vice President,
Capital City Bank
 
#2:  Aligning ERM Governance with Risk Appetite Statements - Mid-Size/Regional Banks
Moderator:
Joanne T. Campbell, CRCM, Executive Vice President of Risk Management, Camden National Corporation 
Speakers:
Jennifer Frazier Burke, Partner, Crowe Horwath LLP
Tamina O’Neill, Senior Vice President/Director, ERM/Operational Risk, MB Financial Bank, N.A.
 
#3:  Aligning ERM Governance with Risk Appetite Statements - Large Banks
Speakers:
Barry A. Barretta, Executive Director, Financial Services, Ernst & Young LLP
Jennifer Gemma, Director, P&C US Operational Risk Officer, BMO Harris Bank, NA
Janet Shand, ‎Senior Vice President, Enterprise Risk Management Manager, ERM Governance, New York Community Bancorp, Inc
11:15 am – 12:30 pm

LUNCH ON YOUR OWN

OR

INNOVATION SHOWCASE LUNCHEON (Ticketed Event)

Invitations to Innovation Showcase will be issued to all attendees immediately prior to  the Forum but an RSVP will be required to attend.

At this rapid-fire session, you’ll hear from industry providers offering cutting-edge solutions to today’s risk management challenges. Each presenter is limited to a timer-enforced five minutes, so the format is fast-paced and encourages providers to get right to the point – without small talk – as they highlight the benefits of their innovative solutions.
12:45 - 2:00 pm

​OPENING GENERAL SESSION
Integrating Operational Risk Management More Fully Within the Enterprise Risk Management Framework:  A Conversation with Senior Risk Management Executives
Senior risk management executives will provide their perspectives on organizational design strategies that successfully integrate operational risk more fully into the overall enterprise risk framework.  It is a conversation about risk relative to control and where lines blur and where they must separate.

Moderator:

Ryan Rasske, Senior Vice President, Risk and Compliance, American Bankers Association 

Confirmed Speakers:
Steven G. Deaton, Executive Vice President  and Chief Risk Officer, State Bank and Trust Company  
Jason L. Painley, Chief Risk Officer, Park National Bank 
Rod Sloan, Executive Vice President, Chief Risk Officer, Heartland Financial USA, Inc.
Brian C. Williams, Executive Vice President Chief Risk Officer, FirstMerit Bank 
2:10 pm – 3:25 pm
CONCURRENT SESSIONS - Series 1 (Select from four options.)

1A:
Retail Physical Security Risk Trends (Single Session)
Many bank lobbies are evolving from the traditional teller-line model to an open self-serve architecture. How do these changes in design and staffing affect your ability to enhance the customer experience and increase your effectiveness in serving the customer – all while protecting them and your employees? Experts with experience in designing these new banks of the future models will discuss their challenges and lessons learned when developing these new concept branches and implementing procedures to ensure security.
Moderator:
LeAnne B. Staalenburg, CRCM, CISSP,  Senior Vice President, Capital City Bank

Confirmed Speakers:
Gregory A. Adkins, Director – Strategic Accounts, Tyco Integrated Security
Mary A. Gates, CFSSP, DABCHS, CHS-V, Executive Director, Global Security and Military Affairs, JPMorgan Chase Bank, N.A.
1B:  Roles and Responsibilities in Model Risk Management (Repeated in 2B)
How should the three lines of defense – model developer/owners, validators and auditors – split up the responsibilities for model risk management? This session will delve into the full range of issues and you will walk away with a clearer understanding of the governance issues surrounding model risk management.
 
Moderator/Speaker:
Jason Dulnev, Director, Model Risk Management, PriceWaterhouse Coopers LLC
 
Confirmed Speakers:
Nirmala Devkota, Vice President, Model Development, Enterprise Risk Comerica Inc.
Boris Postler, Head of Americas Model Risk Management, MUFG Union Bank, NA
Charlene Sturgill, Senior Vice President, Internal Audit, Regions Bank

 
1C:  New Payments Risks (Repeated in 2C)
This is your annual (and critical) overview of the emerging payments technology risks.  We’ll touch on everything from cardless options such as Apple Pay and Digital Debit Cards as well as Host Card Emulation (HCE), Mobile Wallets and more. 
 
Moderator/Speaker:
Stephen Kenneally, Vice President, Payments and Cybersecurity Policy, American Bankers Association
 
Speaker:
Rayleen Pirnie, AAP, Director, Payments Risk and Fraud, EPCOR
 
1D:  Risk Metrics and KRIs: How to Measure, Monitor and Report (Single Session)
This session will focus on the foundational issues surrounding implementing the framework and processes to measure, monitor and report key risks.  You will walk away with a new view on the difference between Key Risk Indicators and Key Performance Indicators and you will hear thoughts on appropriate controls for key risks as well as how to create a system of accountability and risk remediation.   This session is designed for all sizes of institutions, but will be most beneficial for those building or evaluating their program. 

Note:  If you already have the foundational elements down, you may wish to join session 3D which will feature three bankers discussing their individual approaches to risk metrics, especially focusing on issues from mid-size and larger institutions. 
Moderator:
Jane Yao, Senior Vice President, Benchmarking and Surveys, Office of the Chief Economist, American Bankers Association

Speakers:
Sara Pinkus, AAP, CAMS, CISA, Vice President - Payments Risk and US KRI Program Lead, Operational Risk Management, TD Bank, America's Most Convenient Bank
Sachin Sharma, Director, Methodology & Change Mgmt., Operational Risk Mgmt. (US), BMO Financial Group
Bill Tucker, CRCM, Director of Compliance and Operational Risk Management, State Bank & Trust Company
3:35 - 4:50 pm
CONCURRENT SESSIONS - Series 2 (Select from four options.)
 
2A:  Management of Market Risk Considering the Interdependence of Rate and Liquidity Risks (Repeated in 3A)
Interest rate and liquidity risk metrics can be important factors in measuring market risk, establishing joint risk tolerance limits, and controlling exposure within those limits. This session will consider these topics, as well as metrics that can be used to control the risk exposure.
Moderator:
Robert Strand, Senior Economist, Office of the Chief Economist, Economic Policy and Research, American Bankers Association

Speakers:
Ugur Koyluoglu, Senior Partner, Head of the Corporate and Institutional Banking, Oliver Wyman
 
2B:  Roles and Responsibilities in Model Risk Management (Repeated from 1B)
 
2C:  New Payments Risks (Repeated from 1C)
 
2D:   Lessons Learned from Data Breaches, Threat Analytics and Information Sharing for Future Fraud Prevention (Single Session)
Learn the root causes behind high profile breaches affecting financial services and other industries, as well as tactics and sources of information that banks of all sizes can use to understand the threats and reduce the likelihood and impact of cyber intrusions into your financial institution.
 
Moderator: 
Linley B. Abbott, CISM, Vice President, Operational Risk Manager,
FirstMerit Bank, NA  

Speakers:
Chris Koutras, Director, Critical Initiatives, DTCC
Ken Stasiak, CEO and Founder, SecureState
4:50 pm – 6:00 pm OPENING RECEPTION IN THE MARKETPLACE

6:15 pm​

 

Optional Event:
Wednesday Night Baseball: St. Louis Cardinals vs. Milwaukee Brewers

ABA has reserved a small block of baseball tickets for the Risk Management Forum attendees.  You may purchase your tickets when you register online for the Forum, or use the Ticket Reservation Form if you have already registered for the Forum. See full details on Special Event page. Note - we will only purchase a limited number of tickets, so we urge you to act quickly!

First pitch - 7:05 pm - we'll depart the hotel and walk to the stadium at 6:15 pm.
Thursday, April 16
7:00 am – 6:00 pm REGISTRATION OPEN
7:00 am – 7:50 am POWER BREAKFAST #1:  How to Identify and Control UDAAP Risks in Bank Operations
Sponsored by:  Treliant Risk Advisors
Unfair, Deceptive, or Abusive Acts or Practices (UDAAP) enforcement actions from all of the regulatory agencies have focused on problems that began in operational areas.  Bank operations are complex and diverse, making them the perfect place for hidden UDAAP risks.  How do banks uncover these risks and control them?
Treliant’s panel of experts will discuss methods to finding these risks, mapping them to control activities, and strengthening the overall risk environment to help institutions avoid the costly regulatory MRAs, MOUs, and formal enforcement actions that UDAAP violations can bring.
They will use real life case studies in this interactive session to give bankers actual examples of how operational UDAAP risks can be managed.

Participants in this session will receive Treliant’s 10 Questions for UDAAP Product Gap Analysis Determination Tool.

POWER BREAKFAST #2:  Not Your Grandfather’s Hacker
... Strategies for Mitigating Risk of Insider Threats
Sponsored by:  Tyco Integrated Security
 
Recent studies highlight that the majority of 2014 headline breaches hinged on compromised insider identities - with the average cost per incident to the affected organizations estimated at over $400,000.  Risk managers can help their organizations meet the challenge of combatting insider threats by understanding how to find the right mix of investment in people, process and technology. This session will highlight recent trends in both physical and cyber intrusions in the corporate and public sector and provide the audience with some basic tools to help better frame the potential risks and their impacts. 
Speakers:
Jeff Hawk, Tyco Integrated Security
David M. Read, Ph.D., CGI Federal
8:00 am – 9:15 am GENERAL SESSION
Incident Response and Recovery:  Is the Response Worse than the Attack?
Experience the dilemmas and decision points of the online security battlefield during a realistic cyber breach scenario.  The exercise will illuminate leading practices and the complex issues that accompany cyber-attacks as panelists reveal how they would confront various sides of the hypothetical scenario.
Moderator:
Doug Johnson
, Senior Vice President and Senior Advisor, Risk Management Policy, American Bankers Association, Washington, DC
Speakers:
Linley B. Abbott, CISM, Vice President/Operational Risk Manager, FirstMerit Bank, NA  
Sidney Corbett “Chip”, First Vice President, Hoyne Savings Bank
Merrie Spaeth, Founder and President, Spaeth Communications
LeAnne B. Staalenburg, CRCM, CISSP,  Senior Vice President, Capital City Bank
Nathan D. Taylor, Partner, Morrison & Foerster LLP
 
9:25 am – 10:40 am CONCURRENT SESSIONS - Series 3  (Select from four options.)
3A: Management of Market Risk Considering the Interdependence of Rate and Liquidity Risks  (Repeated from 2A)

3B:  Check up on COSO:  A Risk Analysis Model (Repeated in 7B)
Have you implemented the 2013 COSO changes into your risk management processes?  If not, are you required to implement the changes?  We will walk you through the changes and their potential impact on internal audit processes, SOX processes and third party risk management program.  We’ll also share tools that could assist in effectively managing your risk posture.
 
Moderator/Speaker:
Joanne T. Campbell, CRCM, Executive Vice President of Risk Management, Camden National Corporation 
 
Speakers:
Yolanda P. Dutton “Landy”, Vice President and Internal Auditor, Summit Bank NA
Dawnella Johnson, CPA, Partner, Crowe Horwath LLP
 
3C:  Cyber Governance:  Managing the New Risks (Repeated in 5A)
This session is a check-up on how you are managing your cyber governance program from a life cycle perspective.  You will hear the latest expectations and leading practices from contracting to monitoring and controls to exiting the relationship.
Moderator:
Doug Johnson, Senior Vice President and Senior Advisor, Risk Management Policy, Office of the Chief Economist, American Bankers Association, Washington, DC

Speakers:
David J Ackley Jr., Senior Vice President, Senior Information and Corporate Security Officer, Camden National Bank
Joshua Silver, Shareholder, Bernstein Shur
 
3D:  Leading Practices in Risk Metrics (Single Session)
Now that you’ve learned the foundational elements of a successful risk metrics program from our previous session (1D), join us for an interactive conversation as bankers share their own risk metric practices and exam issues.  While all banks can benefit from these discussions, this session will examine situations specific to mid-size and larger institutions.
Moderator:
Jane Yao, Senior Vice President, Benchmarking and Surveys, Office of the Chief Economist, American Bankers Association

Speakers:
Sara Pinkus, AAP, CAMS, CISA, Vice President - Payments Risk and US KRI Program Lead, Operational Risk Management, TD Bank, America's Most Convenient Bank
Sachin Sharma, Director, Methodology & Change Mgmt., Operational Risk Mgmt. (US), BMO Financial Group
Bill Tucker, CRCM, Director of Compliance and Operational Risk Management, State Bank & Trust Company
10:40 am – 11:10 am REFRESHMENT BREAK IN THE MARKETPLACE
11:10 am – 12:10 pm

PEER EXCHANGE SESSION - Series 4 (Select from four options.) - Bankers Only
Exchanging ideas and solutions are the goals of these highly interactive bankers-only sessions. Each asset category will have its own session room and you can discuss one or more of the suggested topics provided or create one of your own.  Come prepared to share your experiences with others.  There will be NO lectures offered in these sessions and NO handouts. 
4A:  Bankers from institutions above $50 billion
4B:  Bankers from institutions between $10 billion and $50 billion 
4C:  Bankers from institutions between $1 billion and $10 billion 
4D:  Bankers from institutions smaller than $1 billion 

12:10 pm – 1:45 pm

LUNCHEON WITH SPEAKER
The Road Ahead: Five Mega Risk Trends Shaping the Future of US Banking

Featuring:

Richard J. Parsons, Author, former Executive Vice President, Bank of America

After a 31-year career in banking, Rick Parsons wrote "Broke: America's Banking System" which the Risk Management Association published in 2013.  His book explains why the U.S. banking system is vulnerable to devastating cycles of failure.  Expect to be challenged by his risk-related data and provocative ideas when he discusses "The Road Ahead: Five Mega Risk Trends Shaping the Future of US Banking."  This session will be especially beneficial for bank risk executives and managers as they consider the macro forces and risks ahead for banks of all sizes.  He is a frequent contributor to the American Banker as well as the RMA Journal which in September recognized his article, "The Next Banking Crisis: Talent Risk" with first place in its annual Journalistic Excellence Competition.

1:45 pm – 2:15 pm DESSERT IN THE MARKETPLACE
2:15 pm – 3:30 pm CONCURRENT SESSIONS - Series 5 (Select from four options.)
5A:  Cyber Governance: Managing the New Risks (Repeated from 3C)

5B:  New Ways to Apply Risk Control Self-Assessment (RCSA) and Scenario Analysis
(Repeated in 7C)
After you complete your Risk Control Self-Assessment (RSCA) are you using it to identify new and emerging risks or manage them with your bank’s risk tolerance and strategic goals?  Is your Scenario Analysis being put to good use?  Experts will explore new ideas surrounding RCSA and Scenario Analysis to provide ideas that you can implement. 
 
Moderator:
MaryAnn DiPinto, Vice President and Senior Operational Risk Analyst, Union Bank NA

Speaker:
Darla D. Huff, Vice President, Operational Risk Management, MUFG Union Bank, N.A.

5C:  Enterprise Risk Governance (as it ties to three lines of defense) (Repeated in 6C)
An effective enterprise risk governance framework is critical to successfully managing your institution’s risk and it is a key hot button issue for the regulators.  This session will walk through roles and responsibilities as it ties to the three lines of defense.  We’ll also discuss communications expectations and strategies as well as mitigating the risks of redundancy.
Moderator:
Ana M. Foster, 
Vice President, Risk and Compliance Officer, Cambridge Trust Company 
 
Speakers:
Eric Holmquist, President, Holmquist Advisory
Bill Tucker, CRCM, Director of Compliance and Operational Risk Management, State Bank & Trust Company

5D:  Validation of a Vendor Model:  A Case Study  -For DFAST Institutions $10-$50B
(Single Session)
This year, we’re focusing our model validation session on vendor models.  You can expect the how-tos of identifying, grading and treating model validation issues as well as leading practices in documentation and follow-up to assure corrections occur. 
Moderator:
Robert Strand, Senior Economist, Office of the Chief Economist, Economic Policy and Research, American Bankers Association
 
Speaker:
Piero Monteverde, Vice President, Model Validation Group, Capital One Financial Corporation  
3:40 pm – 4:55 pm
CONCURRENT SESSIONS - Series 6 (Select from four options.)
6A:  Effective Collection and Integration of Risk Data (Single Session)
How can banks leverage the different types of risk data they have been collecting?  The panelists will discuss principles for and experiences in establishing and integrating this risk data into a robust and sustainable database.  They will review the use of this data for analytics, benchmarking and reporting.
Moderator/Speaker:
Scott E. Snedeker, Vice President, Operational Risk Management,
BB&T Corporation

Speakers
:
Kaye Barwood, Senior Manager, Financial Services Industry, Deloitte & Touche LLP
MaryAnn DiPinto, Vice President and Senior Operational Risk Analyst, Union Bank NA
 
6B:  Use of Stress Tests to Set Risk Appetite and Tolerance Limits
- for banks $10B and larger  (Single Session)
Now that institution-wide stress testing is in place, what can it do aside from satisfy DFAST or CCAR standards? This session will consider the qualitative aspects of identifying key risks and the overall process for establishing early warning indicators, with an end goal of using stress testing to set risk appetite and tolerance limits.
Moderator:
Hugh Carney
, Vice President of Capital Policy, American Bankers Association
Speakers:
Anthony Donatelli, Director of Enterprise Risk Management, New York Community Bank, Inc.
Jeffrey M. Curry, Director, Governance, Regulatory and Risk Strategies,
Deloitte & Touche LLP
 
6C:  Enterprise Risk Governance (as it ties to three lines of defense)
(Repeated from 5C)
 
6D:  Physical Security and Internal Investigations and Their Impact on all Risk Domains (Single Session)
A strong physical security and internal investigations strategy is integral in reducing risk across the enterprise. Using real-life incidents as examples, speakers will illustrate and explain how the failure to secure physical perimeters and assets can impact one’s ability to manage and mitigate operational risk, reputational risk, financial risk, credit risk, and regulatory risk
Moderator:
Heather Wyson-Constantine, Vice President, Payments and Cyber Policy, American Bankers Association
 
Speaker:
Michael J. Bacon, CPP, CISSP, SPHR, Managing Partner, Rezolvrizk
4:55 pm – 6:00 pm RECEPTION IN THE MARKETPLACE
Friday, April 17
7:00 am – 7:50 am POWER BREAKFAST SESSION
8:00 am – 9:15 am
GENERAL SESSION
.Bank:   Will You Be Ready?
Thousands of new domains are making their way to the Internet including .bank, which will be a protected, trusted and easily identifiable space on the Net for banks and the customers they serve.   Will your bank be ready?  In this session  you will hear all of the critical issues surrounding the .bank change, including roles and responsibilities, potential impacts and how to address them.
Moderator/Speaker:
Doug Johnson, Senior Vice President and Senior Advisor, Risk Management Policy, American Bankers Association, Washington, DC
Confirmed Speaker:
Rachel Floars, Electronic Delivery Channels, Business Services Manager, Senior Vice President, BB&T
Craig Schwartz, Managing Director, fTLD Registry Services, LLC
 
9:15 am – 9:45 am REFRESHMENT BREAK IN THE MARKETPLACE
9:45 am – 11:00 am
CONCURRENT SESSIONS - Series 7  (Select from four options.)
7A:  Responding to Unexpected Events from Wild Weather to Pandemics to Cyber Threats:  Incident Response Planning (Single Session)
Notwithstanding the myriad of incident response planning meetings you’ve attended, the question remains:  how ready are you for the next unexpected event?  How flexible, responsive and adaptable is your plan to threats not even imagined?  This session will help you focus your incident response planning towards a broader spectrum of concerns, using recent events as a guide for future planning.
 
Moderator/Speaker:
Doug Johnson, Senior Vice President and Senior Advisor, Risk Management Policy, Office of the Chief Economist, American Bankers Association
Confirmed Speakers:
Marla Barber, Information Security Officer, The Bank of Missouri
Brian Tishuk, Executive Director, ChicagoFIRST  
 
 
7B:  Check up on COSO:  A Risk Analysis Model (Repeated from 3B)
 
 
7C:  New Ways to Apply Risk Control Self-Assessment (RCSA)  and Scenario Analysis (Repeated from 5B)
 
 
7D:  Monitoring Court Cases and Enforcement Actions to Manage Your Scope of Risk (Single Session)
Do you have a monitoring system for reviewing potential risk impacts stemming from court cases and enforcement actions?  Join us for a review of key court cases and enforcement actions that may impact your risk program.  We’ll also discuss how to incorporate these lessons-learned into your enterprise risk management strategy.
Moderator:
Mary A. Clouthier, Vice President/Acting Director of Consumer Bank Compliance,
US Bank, NA
 
Speakers:
Scott A. Almy, Executive Vice President, Chief Risk Officer and General Counsel,
LegacyTexas Bank
Tom Bieging, Partner, Bieging Shapiro & Barber LLP
 
11:10 am – 12:30 pm
CLOSING GENERAL SESSION
Regulatory Update
Hear from senior agency representatives as they outline their hot button risk issues, emerging risk concerns and examination expectations.  We’ll also hear a discussion on what they are seeing in terms of evolving risk management frameworks, governance and reporting practices.
 
Moderator:
Rob Strand, Senior Economist, Office of Chief Economist, American Bankers Association
 
Speakers:
William D. Haas, Deputy Comptroller for Midsize Bank Supervision, Office of the Comptroller of the Currency
Calvin R. Hagins, Deputy Assistant Director for Originations, Supervision, Enforcement, Fair Lending (SEFL), Office of Supervision Policy (OSP), Consumer Financial Protection Bureau
Julie L. Stackhouse, Senior Vice President, Banking Supervision and Regulation, Federal Reserve Bank of Saint Louis
James C. Watkins, Senior Deputy Director, Supervisory Examinations, Federal Deposit Insurance Corporation
12:30 pm FORUM ADJOURNS

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​Program Questions? Please contact Dorothy Friedlander
Registration Questions?  Please contact ABA Member Services