|Monday, June 13, 2016|
|7:00 am -
Sponsored by BKD, LLP
|7:15 am -
|POWER HOUR BREAKFAST SESSIONS |
Take full advantage of your conference experience! Join one of our expert corporate partners for a quick-paced informative session all while enjoying a continental breakfast. Seating is first-come, first-served - no reservations are required.
Building an Effective TRID Testing Program
Sponsored by: Treliant Risk Advisors
Regulators plan to begin TRID examinations soon. Is your bank ready? An effective TRID testing program is critical to ensuring your TILA/RESPA compliance program is working. Treliant’s experts will describe the top ten essential elements of a TRID testing program and provide a TRID testing essentials checklist to take home.
Moderator: Susanna Tisa, Chief Business Officer, Treliant Risk Advisors, LLC
Lyn Farrell, Managing Director, Treliant Risk Advisors, LLC
Carl Pry, Managing Director, Treliant Risk Advisors, LLC
Shelley Metz Galloway, Managing Director, Treliant Risk Advisors, LLC
|Option 2: Operationalizing compliance: Secure and Control Confidential Supervisory Information|Sponsored by: Intralinks
Information security and operational controls are increasingly scrutinized by regulators as reflected by recent CFPB Compliance Bulletin, “Treatment of Confidential Supervisory Information”. Learn about adopting leading practices to protect your most sensitive documents, including: information security– file encryption at rest, in use, and in motion for external and internal parties; operational controls–version control, chain of ownership, meta-data for detailed activity reports; and process–systematic workflows and controls.
Carlos Cueva, Senior Sales Engineer, Intralinks
Mark Kalen, Global Product Strategy and Marketing, Intralinks
Matt Porzio, Vice President, Strategy and Product Marketing, Intralinks
|Option 3: Innovation Showcase|
At this rapid-fire session, you’ll hear from industry providers offering cutting-edge solutions to today’s compliance management challenges. Each presenter is limited to a timer-enforced five minutes, so the format is fast-paced and encourages providers to get right to the point – without small talk – as they highlight the benefits of their innovative solutions.
|7:45 am -
CONTINENTAL BREAKFAST IN THE MARKETPLACE
Sponsored by FTI Consulting
|8:15 am -
|Travel to Next Session|
|8:30 am -
|GENERAL SESSION: |
Part 1: Key Note Address
Featuring: Rob Nichols, President and CEO, American Bankers Association
Part 2: Creative Approaches to Serving Diverse Communities: Bankers Tell Their Stories
Every single day, bankers across the country are creating new ways to serve a rapidly diversifying customer base. Join us as we hear from two ABA-award winning banks as they describe their unique approaches to meeting the needs of their diverse communities. You'll walk away inspired and with new ideas to try at your bank.
Ben Joergens, Vice President, Financial Empower Officer, Old National Bancorp
Erica L. Opstad, Vice President, National Manager - Community Relations Department, Foundatin and Community Relations Division, U.S. Bank
|10:15 am -
|COFFEE BREAK IN THE MARKETPLACE|
Sponsored by Ncontracts
|CONCURRENT SESSIONS: Series #3 (Seven Options)|
|3A: Rethinking Your Threat Finance Strategy -Repeated in 4A|
As bankers one of our core functions is to assist in the preventing terrorists (and criminals), home and abroad, from accessing financial markets. This session will present tactical and practical information related to identifying: Potential red-flags in account onboarding and opening and transactions and other alerts from customer’s activity.
Sepideh Behram, Esq., CAFP, CCBCO, Senior Vice President and Chief Compliance Officer, The Bancorp Bank
Dennis M. Lormel, President and Chief Executive Officer, DML Associates LLC
3B: Oh No, The Check Engine Light Is On! How to Fine Tune Your Compliance Management System (CMS) -Repeated in 4B
Regulators have an expectation that all banks should have a robust CMS. Have you had yours checked? We will discuss these expectations, how to enhance the required elements, utilizing your strategic plan to build alignment with LOBs, and considerations as to how automation may provide scale and efficiency for a growing bank.
Scott Q. Nininger, CRCM, CFSSP, Senior Vice President, Director of Regulatory Risk Management, Union Bank & Trust
Pamela C. Buckley, CRCM, Managing Director, Risk, Information Security and Compliance (RISC) Solutions, FIS
Raji Sathappan, MBA, CRCM, CAMS, CISA, Director, Mercadien PC, Certified Public Accountants
|3C: Swimming Yourself out of the New Flood Rules and Flood Issues -Repeated in 6C|
Where are institutions struggling in regard to the new flood rules and what are some strategies for implementation? This session will answer these questions and provide you with tangible guidance and takeaways for you to think about and implement in your own institution.
Anjali Phillips, Senior Counsel, Center for Regulatory Compliance, American Bankers Association
Donald J. Brown, CRP, CCS, Vice President - FDPA Officer, Commercial Regulatory Oversight Team, Corporate Compliance - Senior Compliance-Risk Manager, Webster Bank, NA
Rich Slevin, Senior Territory Manager - Chicago, National Flood Insurance (NFIP) Training, H20 Partners, Inc.
|3D: What's Hot and What's Not in Commercial Lending Compliance -Repeated in 7C
Given all that is currently on your compliance plate – how can you assess your current commercial lending compliance program against leading practices and emerging regulatory concerns? In this session, we’ll provide you with tips and tools allowing you to “rethink and recalibrate” your commercial lending compliance program to meet current expectations.
Patti J. Blenden, CPA, President, Financial Solutions for Growing Companies, Inc.
Thomas J. Healy, CRCM, Chief Compliance Officer, Ally Bank
|3E: Fair Lending Hot Topics -Repeated in 4G and 6G|
Panelists will examine recent enforcement actions and emerging fair lending topics and will provide compliance management strategies to mitigate risk and satisfy examiners. Issues covered include redlining, indirect auto, the new HMDA rule, loan servicing, use of proxies, statistical analysis, small business and more.
Cara C. James, CPA, CRCM,
Senior Vice President and Chief Compliance Officer,
Carl G. Pry, CRCM
Treliant Risk Advisors LLC
Chairman and Executive Partner,
3F: Overdraft Compliance: A Lifecycle Approach to Managing Operational Pitfalls -Repeated in 5G
Our panel will review potential pitfalls in the overdraft operational lifecycle including disclosures, opt-in processes, transaction posting order, fees, monitoring and counseling. We’ll also provide tools such as metrics and reporting samples to help you manage your program. You’ll also hear ideas on responding to regulatory issues as well as an update on the upcoming rulemaking.
Jonathan Thessin, Senior Counsel II, Center for Regulatory Compliance, American Bankers Association
Sandra K. Chapman, CRCM, Executive Vice President, Compliance Officer, Busey Bank
Maria E. Mayshura, First Vice President and Internal Auditor, Ocean City Home Bank
Cara Thompson, Senior Vice President, Chief Compliance Officer, Columbia Bank
3G: Strategies for Preventing Elder Financial Abuse and Exploitation -Repeated from 2G
3H: Navigating the eLending Compliance Labyrinth -Repeated from 1G
3I: Americans with Disabilities Act: Latest Expectations/Emerging Risks -Single Session
You've made sure your bank branches and ATMs comply with the ADA standards, but as ADA compliance continues to evolve, are you certain you are doing what you need to do to "communicate effectively" with hearing and vision impaired customers? Our panel will explain the ADA's effective communication requirements, including the latest expectations for website and mobile banking accessibility.
Mike Dosedel, Wells Fargo Home Lending Group, Compliance and Operational Risk Manager, Wells Fargo
Wells Fargo Law Department
Adrien Van Note, Title III ADA Coordinator, Capital One Bank
Minh N. Vu, Partner, Seyfarth Shaw LLP
|12:15 pm -
SEATED LUNCHEON WITH SPEAKER
Managing Uncertainty: A View from the Strategic Chair and the Role of Risk Management
Today’s business environment is no longer described as having an “ebb and flow”, but rather a permanent “whitewater” condition. This increased speed of change has caused a movement from discrete-event strategic planning to more dynamic planning – the quarterly strategy “refresh”, for example. However, many organizations struggle with the ability to stay nimble to respond to rapid market changes because of a variety of factors. This session presents this challenge in the context of balancing short-term versus long-term objectives, provides the perspective of senior leaders, and explores the role of compliance and risk management leaders in addressing the challenge.
Kathy Pearson, PhD., President, Enterprise Learning Solutions, The Wharton School of Business, University of Pennsylvania
|1:45 pm -
|DESSERT BREAK IN THE MARKETPLACE |
|2:30 pm -
|CONCURRENT SESSIONS: Series #4 (Nine Options)|
|4A: Rethinking Your Threat Finance Strategy -Repeated from 3A|
4B: Oh No, The Check Engine Light Is On! How to Fine Tune Your Compliance Management System (CMS)-Repeated from 3B
4C: The Relationship Between Operational Risk and Compliance Risk -Repeated in 5C
Operational risk is a significant focus among regulators but that risk significantly impacts compliance
performance. Join us as we walk through how compliance and operational risk roles and responsibilities intersect. We will discuss the specific responsibilities compliance officers have in creating policies,
procedures as well as monitoring and controls for operational risks in deposit and lending.
Michael D. Maher, CRCM, Compliance Consultant; Retired Executive Vice President, Group Chief Compliance Officer, Wells Fargo Consumer Lending Group
Kris Hanson, CRCM,
Senior Vice President, Surveillance and Process Governance,
Bill Tucker, CRCM, Director of Compliance and Operational Risk Management, State Bank & Trust Company
|4D: RESPA, LO Comp and Regulatory Enforcement: Putting It All Together To Advise Your Mortgage Units -Repeated in 5D|
Recent CFPB enforcement actions challenge old HUD RESPA guidance. LO Comp and UDAAP issues are also hot enforcement topics. Using issue spotting fact patterns, this panel will help you recognize trouble in business relationships like MSA’s, joint marketing, lead sharing, brokering, and desk leases and LO compensation structures like “pick-a- pay”, profit bonuses and more.
Rod Alba, Vice President and Senior Regulatory Counsel, Office of Mortgage Finance, Risk Management and Public Policy, American Bankers Association, Washington, DC
Brian S. Levy, Counsel, Katten & Temple, LLP
Loretta Salzano, Founding Partner, Franzén and Salzano, P.C.
|4E: Military Lending Act: New Obligations and Compliance Risks -Repeated in 5E|
Are you ready for the October 3 compliance date? Our experts will walk you through the changes in the revised Military Lending Act regulation that include not only its expanded application and a 36% “Military” APR cap, but also other prohibited terms and required written – and oral -- disclosures. If you make consumer loans, this is information you need to know.
Gary A. Pacos, Senior Vice President, First Niagara Bank, National Association
Leonard N. Chanin, Of Counsel, Morrison & Foerster LLP
Nessa Feddis, Senior Vice President, Deputy Chief Counsel, Center for Regulatory Compliance, American Bankers Association
|4F: On The Radar: Critical Challenges in Managing AML/Fraud Risks -Repeated in 5F|
This session is an overview of the top AML issues that bankers are facing today. We will present a look into our crystal ball to alert you of looming challenges and address many of the leading practices addressing these and other issues of interest.
Shannon Thomason, CRCM, Senior Vice President, Chief Compliance Officer, Central Bancompany
Anna M. Rentschler, CRCM, Vice President and BSA Officer, Central Bancompany
Brian Wimpling, CRCM, Consultant, American Bankers Association
4G: Fair Lending Hot Topics -Repeated from 3E and Repeated in 6G
|4H: Lessons Learned from Recent Consumer Protection Enforcement Actions -Repeated in 5H|
Enforcement actions offer valuable insight into regulator priorities and expectations and provide a roadmap for evaluating your compliance management system. Using a case study approach, we'll dig into the scope and breadth of notable and recent enforcement actions and discuss potential risk and key themes. More importantly, we'll define a framework for you to use to assess your own compliance risk exposure.
Maggie Weir, CRCM,
Vice President, Assistant General Counsel and Chief Compliance Officer, Cambridge Savings Bank
Richard Booth, CRCM, Independent Regulatory Consultant
Eric J. Mogilnicki, Partner, Covington & Burling LLP
Sarah Olthoff, Vice President, Corporate Compliance, Capital One
|4I: Credible Challenge as a Part of Enterprise Compliance Risk (Large Banks) -Single Session|
Heightened Standards has defined credible challenge as enhanced risk management for all banks and a regulatory requirement for large banks. This session will cover a range of approaches and ideas in how to best implement compliance credible challenge on an enterprise-wide level as an integral process of corporate governance within your organization.
Christopher T. Spellman, CRCM, Senior Vice President and Corporate Compliance Director, Heartland Financial USA, Inc.
Mary A. Clouthier, Vice President/Acting Director of Consumer Bank Compliance, US Bank, NA
Robert L. Curry, CRCM, Chief Compliance Officer, KeyBank NA
Beth A. Skillman, CRMA, Crowe Horwath LLP
|3:45 pm -
|Travel to Next Session|
|4:00 pm -
|CONCURRENT SESSIONS: Series #5 (Nine Options)|
|5A: Tune-Up on Your Control Environment -Repeated in 6A|
Even a well-functioning control environment can use a periodic tune-up. We’ll revisit the key elements of an effective control environment relative to the three lines of defense model, use a case study approach to demonstrate how to evaluate your control environment, and share leading practices so you can benchmark your own program against the latest trends.
Sterling W. Hening, CRCM, Vice President, Corporate Compliance, Capital One Bank, NA
María De Lourdes Jiménez, Esq., Senior Vice President and Manager, Corporate Compliance Director, Popular, Inc.
Richard Reynolds, CRCM, Partner, PriceWaterhouseCoopers
|5B: Lifecycle of Third-Party Risk Management -Repeated in 6B|
Is your third party risk management program up to par? Fresh insights will help you rethink your entire process. You’ll hear the latest expectations for due diligence and oversight of your third parties. We’ll provide tools that covers the entire process including risk rating, vendor's vendors, contract issues and ongoing monitoring red flags.
Krista Shonk, Vice President, Mortgage Finance and Senior Regulatory Counsel, American Bankers Association
Michele Sullivan, Risk Consulting Partner, Crowe Horwath LLP
Jeanni Stahl, Senior Vice President, Credit and Risk Management, Metapay
|5C: The Relationship Between Operational Risk and Compliance Risk -Repeated from 4C|
5D: RESPA, LO Comp and Regulatory Enforcement: Putting It All Together To Advise Your Mortgage Units -Repeated from 4D
|5E: Military Lending Act: New Obligations and Compliance Risks -Repeated from 4E|
|5F: On The Radar: Critical Challenges in Managing AML/Fraud Risks -Repeated from 4F|
|5G: Overdraft Compliance: A Lifecycle Approach to Managing Operational Pitfalls -Repeated from 3F|
|5H: Lessons Learned from Recent Consumer Protection Enforcement Actions -Repeated from 4H|
|5I: Strengthening Your Fortress: Three Lines of Defense For Community Bankers -Repeated in 6E|
A fortress is only as good as its lines of defense and this session will bring fresh perspectives on
strengthening the community bank’s programs with evolving issues in the ownership, monitoring and auditing areas.We will provide solutions on developing and enhancing all 3 lines of defense including hot topics, identifying weaknesses, regulator expectations and due diligence.
Maureen E. Carollo, CRCM, CAMS, Senior Vice President, Director of Compliance, Great Plains National Bank
Elizabeth M. Snyder, CRCM, Senior Associate, Financial Services, Plante Moran
Christopher T. Spellman, CRCM, Senior Vice President and Corporate Compliance Director, Heartland Financial USA, Inc.
|5:15 pm -
|RECEPTION IN THE MARKETPLACE|
- 7:15 pm
|CRCM Reception (for CRCMs Only)|