ABA Regulatory Compliance Conference

June 11-14, 2017 • Walt Disney World Dolphin Hotel • Orlando, FL
 
ABA Regulatory Conference  

2017 ABA Regulatory Compliance Conference Schedule

Sunday, June 11  |   Monday, June 12  |  Tuesday, June 13  |  Wednesday, June 14
Program subject to change - check this page for continuing updates.

​PRE-CONFERENCE WORKSHOP - ABA Fair and Responsible Lending Workshop:  Saturday, June 10, 2017
Learn more about the optional pre-conference ABA Fair and Responsible Lending Workshop
Workshop Hours:  
8:30 am - 9:15 am - Workshop Registration and Continental Breakfast
9:15 am - 5:00 pm - Workshop (includes lunch, a morning and afternoon beverage breaks)
2:00 pm -
5:00 pm
ABA Regulatory Compliance Conference Registration Opens
-Sponsored by BKD LLP
 


​Sunday, June 11, 2017

7:30 am -
7:15 pm

Registration Open
-Sponsored by BKD, LLP

9:00 am -​
9:45 am

New Attendee Welcome (Optional)
Newcomers, don your newcomers badge ribbon (found at registration) and stop by this optional 45 minute newcomers welcome. Hear tips on maximizing your conference ROI. This optional welcome briefing is open to all first-time attendees who plan on attending the educational offerings.
10:00 am -
11:30 am
Deep Dive Sessions - Series 1 - Compliance Risk Management Series
These 90 minute sessions are deep and interactive explorations of critical compliance risk management topics.  We're offering six options - all repeated!
 
Deep Dive 1A: Are You in Alignment?  Fortifying Your Compliance Management Ecosystem for Success Through the Three Lines of Defense (Medium/Large Bank) - Repeated in Deep Dive 2A
Join us as we explore the issues facing the industry regarding roles, responsibilities, and relationships between the three lines of defense in the formation of an effective compliance management ecosystem. We will evaluate common challenges in the implementation of key elements of the compliance management system, and present practical solutions to achieve shared compliance risk management goals across the three lines.​
 
Moderator/Speaker:
Lynn Tarantino, CRCM, CAMS, Senior Vice President, Chief Compliance Officer, Cenlar FSB
 
Speakers:
Eric Ferri, Director, Consumer Protection Practice, Promontory Financial Group
Kris Hanson, Senior Vice President, Surveillance and Process Governance, Synchrony Financial
 
 
Deep Dive 1B:  GRC: Roles, Responsibilities and Reporting (Community Bank) - Repeated in Deep Dive 2B
Effective risk management organizations include robust governance frameworks, deeply integrated controls and a well-run CMS.  Successful GRC programs have these complementary but distinct functions operating efficiently, without overlap.  This session will explore the roles and responsibilities of high functioning GRC programs.

Moderator/Speaker:
Maureen E. Carollo, CRCM, CAMS, Senior Vice President/Director of Compliance, Great Plains National Bank

Speakers:
Timothy R. Burniston, CRCM, Executive Vice President, Wolters Kluwer Financial Services
T. Wayne Hood, Senior Vice President and General Counsel, SouthEast Bank, EdSouth Services
Elizabeth M. Snyder, CRCM, Senior Associate, Financial Services, Plante Moran


Deep Dive 1C: Third Party Risk Management - Repeated in Deep Dive 2C
Managing third parties is a continuing focus of regulatory agencies with heightened emphasis on  cybersecurity and business continuity since they   are used to perform functions historically conducted in-house. This session will provide an up-to-date review of the regulators’ expectations for third party risk management compliance and use case studies to consider their real-life application.​

Moderator:
Kevin Georgetti, Esq., CRCM, CAMS, Vice President, Director of Compliance, Investors Bank

Speakers:
Michael Cavallaro, Partner, Fox Rothschild LLP
Krista Shonk, Vice President, Senior Regulatory Counsel, Mortgage Finance and Regulation Mortgage Markets, American Bankers Association
 
 
Deep Dive 1D: Engaging in the Digital Marketing Age #BankBrand #AmICompliant? #Bank@SocialMedia  - Repeated in Deep Dive 2D
Are you up on the latest digital marketing technology and channels as well as the risk involved?  Join us as we delve into new digital marketing opportunities and risks.  We’ll identify stakeholders and outline a governance strategy for implementation and monitoring.  You’ll leave knowing the controls you need to put into place as you develop your own digital marketing risk management framework and social media strategy.​
 
Moderator:
Cara C. James, CPA, CRCM, Senior Vice President and Chief Compliance Officer, Arvest Bank

Speakers:
Tanweer Ansari, Esq., CAMS, CRCM, Senior Vice President, Chief Compliance Officer and BSA/CRA Officer, The First National Bank of Long Island
Elizabeth (Betsy) Fredrickson, CRCM, Vice President, Wells Fargo Bank, NA
Renee W. Huffaker, CRCM, Senior Compliance Manager, Arvest Bank

 
Deep Dive 1E: Lifecycle of a Product - Repeated in Deep Dive 2E
Does your business strategy align with your compliance risk? Compliance risk is present throughout the life cycle of financial products, but often product characteristics and sales goals are inconsistent with the compliance effort. This session will discuss compliance risk throughout the product lifecycle and how strategy and compliance can align.

Moderator/Speaker:
Lyn Farrell, CRCM, CAMS, AMLP, Senior Advisory Board Member, Treliant Risk Advisors LLC

Speakers:
Sandra K. Chapman, CRCM, Executive Vice President, Chief Compliance Officer, Busey Bank
Richard Harvey, Jr., Esq., CRCMChief Compliance Officer, Colonial Savings
Carol Yee, Senior Vice President, Chief Compliance Officer, City National Bank

 
Deep Dive 1F: Monitoring and Testing:  Practical Approaches to Meeting Ever Changing Expectations  
- Repeated in Deep Dive 2F
Regulatory scrutiny and expectations continue to increase; but banks cannot test everything. What is an effective monitoring and testing program in the first line of defense? In the second line? Should they overlap or should they run in parallel?  How are banks leveraging technology to enhance monitoring and testing programs?  This session will use practical real life examples to answer these questions and more.

Moderator:
Krysti Cunningham, Vice President, Compliance Officer, Security National Bank

Speakers:
Sterling Hening, CRCM, Vice President, Corporate Compliance, CRCM, Capital One Bank, NA
Anthony (Tony) Ricko, Partner, PricewaterhouseCoopers LLP (PwC)
Trenna K. Sowder, Director, Compliance Risk, KeyBank, NA
 

Deep Dive 1G: Identifying Trends in Complaint Data 
 - Repeated in Deep Dive 2G
Are you identifying the relevant trends in complaint data to ensure good decision making?  Join us as we walk through the new categories/definitions of a complaint, current regulatory focus, performing external data reviews for risk exposures and trends in data mining which all will support operational improvements.

Moderator/Speaker:
Jennifer (Jenn) Mazurek, CRCM, Senior Vice President and Director of Compliance, Camden National Bank 

Speakers:
Barbara Boccia, CRCM, MBA, JD, Senior Director, Advisory Services and Regulatory Relations, Compliance Solutions, Wolters Kluwer
Carol A. Hunley, Deputy Chief Compliance Officer, Enterprise Compliance and Regulatory Affairs, Ally


11:30 am -
1:30 pm
Lunch On Your Own
1:30 pm -
3:00 pm
Deep Dive Sessions - Series 2 - Compliance Risk Management Series
- Repeated from Deep Dive Series 1

Deep Dive 2A: 
Are You in Alignment?  Fortifying Your Compliance Management Ecosystem for Success Through the Three Lines of Defense (Medium/Large Bank) - Repeated from Deep Dive 1A

Deep Dive 2B: 
GRC: Roles, Responsibilities and Reporting (Community Bank) - Repeated from Deep Dive 1B

Deep Dive 2C: Third Party Risk Management - Repeated from Deep Dive 1C

Deep Dive 2D: 
Engaging in the Digital Marketing Age #BankBrand #AmICompliant? #Bank@SocialMedia ​-Repeated from Deep Dive 1D

Deep Dive 2E: Lifecycle of a Product - Repeated from Deep Dive 1E

Deep Dive 2F: Monitoring and Testing: 
Practical Approaches to Meeting Ever Changing Expectations 
 - Repeated from Deep Dive 1F


Deep Dive 2G: 
 Identifying Trends in Complaint Data  - Repeated from Deep Dive 1G​

3:00 pm -
3:15 pm
Travel to Next Session
3:15 pm -
4:30 pm
Concurrent Sessions:  Series 1 
-75 minute sessions - 10 options

1A: CDD/Beneficial Ownership:  Preparing to Implement the Customer Due Diligence/Beneficial Ownership Rule While Remaining Compliant Today  -Repeated in 2A
With implementation of the final FinCEN CDD rule a year away, what adjustments do you need to make to your program?  What mistakes in your current program should you avoid?  Our two experts will discuss the legal requirements and supervisory expectations concerning the rule, and provide you with a road map to the enhancements you need to make prior to the deadline, while sharing insights on today’s pitfalls to avoid.  

Speakers:
Megan D. Hodge, CAMS, Executive Compliance Director, BSA/AML Officer, Enterprise Compliance Regulatory Affairs, Ally Bank
Daniel P. Stipano, Partner, Buckley Sandler

1B: Don't Flat Line!  The Right Compliance Indicators to Sustain Success (and CMS Health!) 
-Repeated in 3B
How are you measuring and reporting performance as the regulatory landscape continues to shift?  Join us as we discuss the practical key performance and risk indicators and how to develop a dashboard that is actionable for management, but meaningful for the board.  You will walk away with a robust framework that can be seen as a driver of strategic success.

Moderator/Speaker:
Scott Q. Nininger, CRCM, CFSSP, Senior Vice President, Director of Regulatory Risk Management, Union Bankshares Corporation

Speakers:
Michael Berman, Chief Executive Officer, Ncontracts
William D. Tucker, CIA, CRCM, Director, Compliance and Operational Risk Management, State Bank and Trust Company


1C: Gearing Up for the Next Round of CFPB Mortgage Servicing Amendments -Repeated in 2C
Join us as we discuss the requirements of the new amendments, key questions and concerns that are being raised and what some institutions are doing to prepare for the upcoming changes.

Moderator/Speaker:
Krista Shonk, Vice President, Mortgage Finance and Senior Regulatory Counsel, American Bankers Association​

Speakers:
Jason R. Bushby, Partner, Bradley Arant Boult Cummings LLP
Jennifer Rowen, CRCM, CAMS, Vice President, Compliance Program Management, Cenlar FSB


1D: Litigation Update for Compliance Officers:  Court Decisions Impacting Your Bank -Repeated in 3D
Join us for a session that will explore developments in case law impacting your bank, including daylight overdrafts, remote deposit capture, what "commercially reasonable" looks like in cybersecurity case law, and changes to check order.  In addition, we will update you on liability for compliance offices and other challenges you face every day.

Moderator:
Maggie Weir, Esq., CRCM, Adjunct Professor, Boston University School of Law

Speakers:
Dawn Causey, Esq., CRCM, General Counsel, American Bankers Association
Matthew D. Clark, Esq., Associate, Faegre Baker Daniels
Marilyn Foss, General Counsel, North Dakota Bankers Association


1E: Update on UDAAP Gaps:  From Deposit Reconciliation and Thresholds to Overdraft
-Repeated in 3E

UDAAP continues to be the root cause of recent enforcement actions and exam concerns.  In this session our experts will provide an update on recent UDAAP issues found in financial institutions, their causes and the best ways to strengthen CMS programs to proactively guard against UDAAP violations.

Moderator/Speaker:
Lyn Farrell, CRCM, CAMS, AMLP, Senior Advisory Board Member, Treliant Risk Advisors LLC

Speakers:
Gregory Imm
, Senior Vice President and Chief Compliance Officer, Manufacturers and Traders Trust Company
Eric Mogilnicki, Partner, Covington & Burling LLP


1F: RESPA Section 8:  Practical Response to Current Regulatory Concerns -Repeated in 5C
Through use of hypotheticals and case studies, this panel will help you recognize RESPA concerns in business relationships like web marketing, MSA’s, lead sharing, brokering loans, and desk leases and will offer ways to assess and manage the risks in light of the most recent information.  We’ll also talk about the potential impact of lawsuits, such as PHH, in terms of regulatory interpretations of RESPA risks.

Moderator/Speaker:
Brian S. Levy, Of Counsel, Katten & Temple LLP

Speakers:
Loretta Salzano, Founding Partner, Franzén and Salzano
Bruce W. Schultz, Executive Vice President, Mortgage, SpiritBank


1G: Navigating the Intersection of the 2nd and 3rd Lines of Defense -Repeated in 2D
Compliance, risk management and internal audit models are not one size fits all.  This session will compare business models for the second and third lines of defense, describe governance and audit processes for emerging risks and compare business models and governance processes based on size and culture of the organization.  We’ll also include a discussion of third line roles and responsibilities as they impact model risk management, third- party risk management, compliance reviews and project management challenges in the implementation of new or revised regulations.

Speakers:
Yolanda P. "Landy" Dutton, CIA, Vice President and Internal Auditor, Summit Bank NA
Maria E. Mayshura, Vice President, Internal Auditor, First Bank
Rajeswari "Raj" Sathappan, CRCM, Director, The Mercadien Group


1H: Lending to Servicemembers:  A Roadmap to Complying with SCRA and MLA -Repeated in 2H
This session is designed to help you understand the potential pitfalls in the intersection between the Servicemembers Civil Relief Act (SCRA) and the Military Lending Act (MLA).  We will compare the protections​ and requirements of the two Acts, discuss the rights of the borrower and take a fresh look at providing practical solutions to the compliance challenges bankers face.  We'll also give you helpful tips on what examiners are reviewing in your military lending activities.

Moderator:
Tanweer Ansari, Esq., CAMS, CRCM, Senior Vice President, Chief Compliance Officer and BSA/CRA Officer, The First National Bank of Long Island

Speakers:
Mark L. Hotz, CRCM, CAMS, Associate Deputy Comptroller, Consumer Compliance Supervision, Compliance and Community Affairs, Office of the Comptroller of the Currency
Robert G. Rowe, III, 
Vice President and Associate Chief Counsel, Center for Regulatory Compliance, American Bankers Association
Andrew Steinbaugh, CRCM, Director Regulatory Change Management, First National Bank of Omaha

1I: This is Not Your Grandmother's Redlining Review -Repeated in 2E
Redlining reviews have traditionally been performed on HMDA data.  The focus is evolving and changing to ask the question: “what else”?  As regulators determine what other products can be evaluated, institutions will need to take an introspective look at other credit products including small business and indirect automotive lending, to determine if and how redlining analytics and evaluations can be made on these non-traditional credit portfolios.     ​

Moderator:
T. Wayne Hood, Senior Vice President and General Counsel, SouthEast Bank, EdSouth Services

Speakers:
Andrea K. Mitchell, Partner, Buckley Sandler, LLP
Donna M. Murphy, Deputy Comptroller, Compliance Risk, Office of the Comptroller of the Currency
Kennth H. Thomas, PhD., Director, NorthEast Community Bank, White Plains, NY


1J: HMDA:  When Given Lemons, Make Lemonade -Repeated in 3H
Are you readiness plans in place for the HMDA launch? Come to this session where our expert panelists will discuss implementation strategies, new and existing best practices to minimize impact of the final rule, as well as other valuable information, ideas and tips to be ready for take-off!

Moderator/Speaker:
Rick Freer, Senior Director, Exam and Compliance Programs, ABA Center for Regulatory Compliance, American Bankers Association

Speakers:
David Dickinson, Banker's Compliance Consulting
Kathleen "Kitty" C. Ryan, Counsel, Buckley Sandler LLP​

4:30 pm -
4:45 pm
Travel to Next Session
4:45 pm -
6:00 pm
General Session
Compliance Hot Topics Roundtable
Join us for an in-depth discussion of identifying and mitigating emerging compliance risks as well as various approaches to managing through uncertainty.

Moderator:


Ryan Rasske

Senior Vice President
Risk and Compliance Markets
American Bankers Association


Speakers:
Robert L. Curry, CRCM, Chief Compliance Officer, KeyBank NA
Douglas J. Jackson, Executive Vice President, Chief Compliance Officer, Regions Bank
Cara C. James, CPA, CRCM, Senior Vice President and Chief Compliance Officer, Arvest Bank
John Krenitsky, Chief Compliance Officer, Discover Financial Services
6:00 pm -
7:15 pm
Opening Reception in the Marketplace
-Sponsored by ABA Endorsed Solutions

Back to top


Monday, June 12, 2017
7:00 am -
6:00 pm
Registration Open
​-Sponsored by BKD LLP
7:00 am -
8:00 am
Power Hour Sessions
Take full advantage of your conference experience! Join one of our expert corporate partners for a quick-paced informative session all while enjoying a continental breakfast. Seating is first-come, first-served - no reservations are required.

Power Hour Session #1:  
Small Business Fair Lending:
10 Things to Do Now to Prepare for Fair Lending Exams
 -Sponsored by:  Treliant Risk Advisors

Under the Dodd-Frank Act, all depository institutions are required to collect and report data on small business and women- and minority-owned business loans. The bank regulatory agencies have already begun to conduct fair lending exams on small business portfolios. Banks should begin to prepare for these examinations before the Consumer Financial Protection Bureau (CFPB) data collection requirements are completed.  In our Session, Treliant experts will explain the 10 critical compliance steps that institutions should take in 2017 to get ready for fair lending exams on small business portfolios


Power Hour Session #2:  The Year of Regulatory Automation
-Sponsored by KPMG LLP

In today’s rapidly changing environment, the financial services industry must identify innovative ways to reach strategic growth objectives, reduce costs and ensure effective implementation of regulatory change. 
KPMG and industry executives will explore the Regulatory Automation ecosystem and how to further automating the regulatory change management process.   

Power Hour Session #3:  New Realities:  
The Three Shifts Today's Compliance Professionals Can't Afford to Ignore
-Sponsored by Mindset Digital
Mobile, custom fast and easy. To compete, companies must keep pace with today’s digital consumer and breathtaking innovation. That means compliance teams must keep pace, too. This fast moving session covers:  how to reduce the jargon and write and present with more clarity and impact; (short, organized and skimmable); the real ROI (Risk of Ignoring) how your teams are really leveraging social channels; the biggest curse standing between you and your audience (and why no one wants to be the guy on the horse).

Speaker:
Sami Scarpitti, Senior Account Director, Mindset Digital​

7:30 am -
8:00 am
CONTINENTAL BREAKFAST IN THE MARKETPLACE

8:15 am -
9:30 am
General Session:  
Conduct Risk:  An Outsider's Inside View
A Key Note Address

​We are very pleased to welcome David W. Miller, Ph.D., Director of the Princeton University Faith & Work Initiative, professor of business ethics, and consultant to leading global banks and other organizations, who will provide some new ideas and fresh perspectives on approaching conduct risk in your institution. David brings an unusual​ "bilingual" perspective to the academic and business world - before receiving his Ph.D. in ethics, he spent 16 years in senior executive positions in international business and finance.

Featuring:


David W. Miller, Ph.D
.
Director,
Princeton University Faith & Work Initiative


9:30 am -
10:30 am
Coffee Break in the Marketplace

​10:30 am -
11:45 am
Concurrent Sessions:  Series 2 
-75 minute sessions - 10 options

2A: CDD/Beneficial Ownership:  Preparing to Implement the Customer Due Diligence/Beneficial Ownership Rule While Remaining Compliant Today  -Repeated from 1A

2B: Training the Board - For Community Bankers  - Repeated in 3C
Is your Board, bored with your compliance training?  Come to this session and learn riveting new techniques and formats to spruce up your compliance training sessions.  Our presenters will show you ways to construct your Board training program and hammer home details in innovative and creative ways!

Moderator/Speaker:
Jennifer (Jenn) Mazurek, CRCM, Senior Vice President and Director of Compliance, Camden National Bank

Speakers:
Patti J. Blenden, CPA, President, Financial Solutions for Growing Companies, Inc.
Shannon Thomason, CRCM, Senior Vice President and Chief Compliance Officer, Central Bancompany

  ​
2C:  Gearing Up for the Next Round of CFPB Mortgage Servicing Amendments -Repeated from 1C

2D: Navigating the Intersection of the 2nd and 3rd Lines of Defense -Repeated from 1G
 
2E: This is Not Your Grandmother's Redlining Review -Repeated from 1I

2F: Credit Reporting:  Strategies for Getting It Right! - Repeated in 4F
Credit bureau reports are a key indicator of a borrower’s willingness and ability to repay.  Join us for a practical “how to” session on implementing a governance structure to define ownership and accountability, develop KRIs, and resolve customer disputes as required under the Fair Credit Reporting Act.

Moderator: 
Nessa Feddis, Senior Vice President, Deputy Chief Counsel, ABA Center for Regulatory Compliance, American Bankers Association

Speakers:
Sharri L. Logsdon, Compliance Executive, Consumer and Business, Regions Bank
Andrew Smith, Partner, Covington and Burling LLP
Lynn A. Tarantino, CAMS, CRCM, Senior Vice President, Chief Compliance Officer, Cenlar, FSB

2G: Approaching $10B?  The Final Countdown  - Repeated in 5F
Is your bank approaching the $10B threshold?  If so, there are key regulatory considerations that you will need to identify, assess and prepare to ensure your institution's readiness.  In this session, you will receive an overview of major considerations with a deeper discussion where compliance officers can drive operational success.

​Moderator:
​Krysti Cunningham, Vice President, Compliance Officer, Security National Bank

Speakers:
James Carley, Regional Director, Southeast Region, Consumer Financial Protection Bureau
Cara C. James, CPA, CRCM, Senior Vice President, Chief Compliance Officer, Arvest Bank
Scott Q. Nininger, CRCM, CFSSP, Senior Vice President, Director of Regulatory Risk Management, Union Bankshares Corporation

2H: Lending to Service Members:  A Roadmap to Complying with SCRA and MLA 
 -Repeated from 1H

2I: Managing the Beast of Project Management - Repeated in 3I
If you think project management is only for massive change issues in your shop, think again.  Project and change management go hand-in-hand.  This session will help you recognize the scenarios that require specialized tools as well as provide the tools and how to use them for implementation success.

Moderator/Speaker:
Maureen E. Carollo, CRCM, CAMS, Senior Vice President and Director of Compliance, Great Plains National Bank

Speakers:
Tina Shaver, CRCM, CAMS, Senior Director, Treliant Risk Advisors
Austin Shrader, MS, MBA, PMP, Senior Vice President, Manager, Loan Operations, Bank SNB

2J: Sales Culture Compliance:  Monitoring and Controls -Repeated in 3J
With regulatory scrutiny​ of employee misconduct and fraud at an all-time high, banks of all asset categories can benefit from a reassessment of their internal processes to assess, monitor, mitigate and report these risks.  We'll walk through current regulatory hot buttons (such as sales practices and incentive compensation design), offer suggestions for practices that may need a second look, and share ideas for strengthening key components of your CMS program.

Moderator/Speaker:
Lyn Farrell, CRCM, CAMS, AMLP, Senior Advisory Board Member, Treliant Risk Advisors LLC

Speakers:
Mary E. Clouthier, Senior Vice President, Director of Enterprise Compliance Programs, KeyBank​
Amanda Cox, Partner, PricewaterhouseCoopers LLP
11:45 am -
1:45 pm
Seated Luncheon With Speaker
- Sponsored by QuestSoft Corporation

Featuring Globally Recognized Consultant and Speaker and Author of "How to Be a Wildly Effective Compliance Officer"  


Kristy Grant Hart

Compliance and Data Privacy Strategist,
Spark Compliance Consulting
1:45 pm -
2:45 pm
DESSERT BREAK IN THE MARKETPLACE
2:45pm -
4:00 pm
Concurrent Sessions:  Series 3 
-75 minute sessions - 10 options

3A: Hot Topics in Fair and Responsible Lending - Repeated in 4C
Back by popular demand, this year's panelists will examine recent enforcement actions and emerging fair lending topics and will provide compliance management strategies to mitigate risk and satisfy examiners, It's the must-see session that will help you align your fair lending priorities.

Moderator/Speaker:
Cara C. James, CPA, CRCM, Senior Vice President and Chief Compliance Officer, Arvest Bank

Speakers:
Carl G. Pry, CRCM, Managing Director, Treliant Risk Advisors LLC
Andrew L. Sandler, Esq., Chairman and Executive Partner, Buckley Sandler LLP

3B
Don't Flat Line!  The Right Compliance Indicators to Sustain Success (and CMS Health!) 
-Repeated from 1B

3C: Training the Board - For Community Bankers  - Repeated from 2B

3D: Litigation Update for Compliance Officers:  Court Decisions Impacting Your Bank 
-Repeated from 1D

3E: Update on UDAAP Gaps:  From Deposit Reconciliation and Thresholds to Overdraft 
-Repeated from 1E


3F: Knowing Your Customer and Non-traditional Businesses - Repeated in 4E
Opening most business accounts is straightforward when complying with the Bank Secrecy Act. Some businesses present challenges. Money services businesses can be good customers. Marijuana-related businesses present unique risks. The key is knowing and understanding the risks and what steps can address those risks. Our panel will help you understand the current environment for non-traditional businesses.

Moderator/Speaker:
Robert G. Rowe, III, Vice President and Associate Chief Counsel, Center for Regulatory Compliance, American Bankers Association

Speakers:
Elliot H. Berman, Principal, Bowtie Advisors LLC
Michael J. Bresnick, Partner, Venable LLP
Edward P. D'Alessio, Executive Director, Financial Service Centers of America


3G: Guarding Seniors From Financial Abuse and Exploitation - Repeated in 5D
This session will feature strategies in preventing elder financial abuse and exploitation, highlighting the CFPB’s advisory and recommendations as well as interagency guidance on reporting and privacy laws. Bankers will also present examples on proactively offering account services and community outreach to limit or prevent elder financial abuse before it occurs.

Moderator/Speaker:
Corey Carlisle, Senior Vice President, Bank Community Engagement, American Bankers Association

Speakers:
Naomi Karp, Senior Policy Analyst, Consumer Financial Protection Bureau
Daralyn M. Nicholson, Senior Vice President, Elder Care Strategy Manager, Preferred and Small Business, Bank of America
Laurel Sykes, CRCM, Senior Vice President and Chief Risk Officer, Montecito Bank and Trust

3H
HMDA:  When Given Lemons, Make Lemonade - Repeated from 1J

3I: Managing the Beast of Project Management - Repeated from 2I

3J: Sales Culture Compliance:  Monitoring and Controls -Repeated from 2J
4:00 pm -
4:15 pm
Travel to Next Session
4:15 pm -
5:00 pm
Flash Sessions - Series 1:  The Latest from Washington, DC
-45 minute sessions - 10 Options/All Repeated

These reg-centric, informational briefings will bring you the latest updates from Washington in narrowly-focused, quick-download of proposals and new rules. Bring your questions - our experts will be ready to tell you all we know!    These topics are subject to change, depending on late-breaking developments.


Flash 1A: Flood Rules:  What's New?  -Repeated in Flash 2A
We will discuss pending proposals, legislative initiatives and the potential impacts they may have on your program.

Speaker:
Joe Pigg, Senior Vice President, Senior Counsel, II, Mortgage Finance, American Bankers Association


Flash 1B: Update on the Prepaid Rule - Repeated in Flash 2B
If you need answers on the Prepaid rule – this is the Flash Session for you.  Our ABA expert will walk through the new rule, its uncertainties about the meaning of “prepaid card,” and its status regarding the extension of the effective date. ​

Speaker:
Nessa Feddis, Senior Vice President, Deputy Chief Counsel, Center for Regulatory Compliance, American Bankers Association​

Flash 1C: TCPA: Current Rules and Prospects for Reforms - Repeated in Flash 2C

This Flash Session will provide a clear and concise summary of the current rules for making informaiotnal and telemarketing calls under the Telpone Consumer Protection Act and describe the prsopects for reform of this legal regime.

Speaker:
Jonathan Thessin, Senior Counsel II, Center for Regulatory Compliance, American Bankers Association

Flash 1D: What's New (or Old!) in E-Sign  - Repeated in Flash 2D
If you have questions regarding E-Sign, this is the place to be!  Our expert will walk through current regulatory concerns surrounding E-Sign and answer your questions.

Speaker:
R. David Whitaker, Senior Counsel, Buckley Sandler, LLP


Flash 1E: Debt Collection Update -Repeated in Flash 2E
This Flash Session will provide an update on rulemakings and information on preparing for any pending changes.

Speaker:
Anjali Phillips, Senior Counsel, Center for Regulatory ComplianceAmerican Bankers Association

Flash 1F: BSA/AML/OFAC Hot Topics - Repeated in Flash 2F
During this session, we will review the latest and most current developments in anti-money laundering, countering terrorist financing and sanctions.

S
peaker:
Robert G. Rowe, III, Vice President and Associate Chief Counsel, Center for Regulatory Compliance, American Bankers Association


Flash 1G: HR Compliance Priorities 
- Repeated in Flash 2G
A new administration has brought changes in employment compliance obligations.  Our ABA expert will provide an overview of changes that are in the pipeline and outline your revised obligations.  With so many requirements at different states of implementation, this session will help you focus on what is real and what is no longer real. Get your questions answered.​

Speaker:
Cristeena G. Naser, Vice President and Senior Counsel, ABA Center for Securities, Trust and Investment


Flash 1H: Regulatory Concerns in Social Media Compliance
- Repeated in Flash 2H
Join our social media compliance expert for a quick download of the high priority issues that are of regulatory concern.  Bring your questions - this will be an interactive session with lots of answers provided!

Speaker:
Denyette DePierro, Vice President and Senior Counsel, ABA Center for Payments and Cybersecurity, American Bankers Association


Flash 1I: Regulating the Regulators:  Will the Executive Orders and Memos Bring Change?  - Repeated in Flash 2I

This Flash Session will discuss Administration efforts to reduce regulatory burden, ABA's efforts to support that process, and how interested bankers may join our advocacy.

Speaker:
Virginia O'Neill, 
Senior Vice President, ABA Center for Regulatory Compliance, American Bankers Association

Flash 1J: Mortgage Lending Update - Repeated in Flash 2J
You will hear updates on pending mortgage reform proposals and the potential impact they could have on your compliance program.

Speaker:
Rod Alba
, Vice President and Senior Regulatory Counsel, Office of Mortgage Finance, Risk Management and Public Policy, American Bankers Association

5:00 pm
- 6:15 pm
Reception in the Marketplace
​6:30 pm -
7:30 pm
​CRCM Reception (for CRCMs Only)

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Tuesday, June 13, 2017
7:00 am -
4:15 pm
Registration Open
-Sponsored by BKD LLP
7:15 am -
8:15 am
Power Hour Sessions
Take full advantage of your conference experience! Join one of our expert corporate partners for a quick-paced informative session all while enjoying a continental breakfast. Seating is first-come, first-served - no reservations are required.

Power Hour Session #1:  Critical Elements of Building a Strong CMS
-Sponsored by FIS
The regulatory landscape is shifting and our experts will offer insights into trends specific to consumer protection, financial crimes, and cybersecurity. During this session, we will provide our perspective on best practices, lessons learned from key enforcement actions, critical elements of a CMS, and how to integrate early warning signals.

Moderator:
John Soffronoff, Executive Director, Risk, Information Security and Compliance (RISC) Solutions, FIS

Speakers:
Pamela Buckley, Senior Managing Director, FIS
Rob Marro, FIS
Scott Ramsey, FIS


Power Hour Session #2:  Passing the Test - The New CMS Exam Focus
-Sponsored by RSM LLP
This session will provide an interactive discussion of the revised Consumer Compliance Rating System which reflects the shift from a transaction testing based exam focus to one that is more focused on governance and management via the institution’s compliance management system. Specific focus on the historical perspective of the exam, the shift to the new focus, the impact on institutions, including recent case studies, and what it means to your institution.    

Speakers:
Julia De France, Director, RSM LLP
David Dowdney, Supervisor, RSM LLP
Tisha Stelken, Manager, RSM LLP

Power Hour Session #2:  What's Hot and What's Not in Financial Services Regulation and Enforcement
-Sponsored by Buckley Sandler LLP

Speakers:  
Andrew L. Sandler,  Chairman and Executive Partner, Buckley Sandler LLP
Andrea K. Mitchell, Partner, Buckley Sandler LLP
Michelle L. Rogers, Partner, Buckley Sandler LLP
Kathleen “Kitty” Ryan, Counsel, Buckley Sandler LLP
Daniel P. Stipano, Partner, Buckley Sandler LLP​

7:45 am -
8:30 am
Continental Breakfast in the Marketplace

8:30am -
9:45 am
General Session

The Future of Reg Tech - A Dialogue Between:


Gene Ludwig

Founder and Chief Executive Officer,
Promontory Financial Group 




and 



Alistair Rennie

General Manager, Solutions,
IBM Watson Financial Services



Join us for a conversation delving into the future of Reg Tech and its impact on the compliance function.

Moderator:  Jo Ann Barefoot, CEO, Barefoot Innovation Group
9:45 am -
10:15 am
Coffee Break in the Marketplace
-Sponsored by PwC

​10:15 am -
11:30 am
Concurrent Sessions:  Series 4 
-75 minute sessions - 10 options

4A: Fraud Risk Trends for Compliance Officers - Repeated in 5A
The intersection of compliance and fraud is becoming more common and this session will combine both by offering a review of new and emerging fraud risks and the potential intersection​ and impacts on compliance.  Expect the discussion to include:  cloud-based and cyber fraud, mobile banking, spoofing/phishing and other digital fraud.

Moderator:
Ryan Rasske, Senior Vice President, Risk and Compliance, American Bankers Association

Speakers:
Sepideh Behram, CBCO, CAFP, Principal Vice President and BSA Officer, Burke & Herbert Bank
Kevin D. Eack, JD, CPP, CAFP, Principal, The Brannan Group, LLC


4B: Update on Mortgage Lending Issues 
-Repeated in 5B
This session is a broad overview of current regulatory changes, pain-points, exam issues and information gaps on the full range of implemented Dodd Frank mortgage lending rules. Not to be confused with the FLASH session which will cover pending changes to regulation, we will walk through critical challenges and how to address them.  Note, this session will not include a review of HMDA rules which will be covered in its own session.

Moderator/Speaker:
Rod Alba
, Vice President and Senior Regulatory Counsel, Office of Mortgage Finance, Risk Management and Public Policy, American Bankers Association

Speakers:
Richard J. Andreano, Partner, Ballard Spahr LLP
Maria B. Earley, Partner, Reed Smith LLP
Elizabeth Fredrickson, CRCM, Vice President, Wells Fargo NA


4C: Hot Topics in Fair and Responsible Lending - Repeated from 3A

4D: Data Mining and Monitoring -Repeated in 5G
Join us as we walk through leading practices surrounding data governance.  We’ll talk about data intake, categorization, and staff training, along with aggregation and reporting of data. While there are specific practices related to certain types of data, this session will provide you with a strong template for managing data, regardless of the purpose.​

Moderator:
Sharri L. Logsdon, Compliance Executive, Consumer and Business, Regions Bank

Speakers:
Joe Kruse, Advanced Analytics, Financial Services Office, Ernst and Young LLP
Sandeep Vishnu, Partner, North American Finance, Risk and Compliance, CAPCO (A subsidiary of FIS)

4E: Knowing Your Customer and Non-traditional Businesses - Repeated from 3F

4F: Credit Reporting
:  Strategies for Getting It Right! -Repeated from 2F

4G: Check Up on ADA - Repeated in 5E
Hear our panel of ADA experts examine approaches to accessibility for financial institutions of all sizes. You will walk away from this session understanding the ADA’s Title III effective communication requirements; website accessibility and WCAG 2.0 AA conformance; and how to structure a governance program that encompasses the ADA’s accessibility requirements.

Moderator:
Virginia O'Neill, 
Senior Vice President, ABA Center for Regulatory Compliance, American Bankers Association

Speakers:
Timothy Stephen Springer, Chief Executive Officer, SSB BART Group
Adrien Van Note, Enterprise Title III ADA Coordinator, Capital One NA
Minh N. Vu, Partner and ADA Title III Team Leader, Seyfarth Shaw LLP


4H: Root Cause Analysis Isn't as Painful as a Root Canal! -Repeated in 5H
Determining the root cause shouldn’t be as painful as a root canal.  Don’t struggle with the “veneer” of what causes compliance deficiencies and attend our session!  You’ll hear how to: “diagnose” elements in an effective program; fill any “cavities” in your program; “implant” a strong training program and “bridge” gaps in your program.  You will walk away with a “crowning” achievement with extended process concerns “rinsed away”, scalable to any asset size without “extracting” significant resources from your bottom line.  ​

Moderators:
4H:  Krysti Cunningham, Vice President, Compliance Officer, Security National Bank
5H:  Christopher T. Spellman, CRCM, Senior Vice President and Corporate Compliance Director, Heartland Financial USA, Inc.

Speakers:
Patricia (Patti) Hartsfield-Davis, Senior Vice President, Consumer Practices Compliance, Compliance Risk Management, Fifth Third Bank
Paul R. Osborne, Partner, Crowe Horwath LLP
Amy J. Wheeler, Senior Director, Corporate Audit Services, First National Bank of Omaha


4I:  Yes Commercial Lender, Compliance Regulations Apply to You - A Second Line Approach 
- Repeated in 5I
Bless their heart, but there are still some commercial lenders that believe that compliance regulations don't apply to their customers.  In this session, we will discuss the most common regulations that apply to a commercial transaction and provide you with some tips and controls that as the second line, you can implement to help these lenders understand applicable regulations.  This session will be interactive and audience participation about useful tools, tidbits and controls will be encouraged.

Moderators:
4I:  Christopher T. Spellman, CRCM, Senior Vice President and Corporate Compliance Director, Heartland Financial USA, Inc.​
5I:  Jennifer (Jenn) Mazurek, CRCM, Senior Vice President and Director of Compliance, Camden National Bank 

Speakers:
Prince McKnight, Senior Vice President, Director of Corporate Compliance,
Texas Capital Bank, NA

Jerod Moyer, Banker's Compliance Consulting


4J: Model Risk Management -Repeated in 5J
In this session, we will review current regulatory concerns surrounding your model governance process and suggested ways to fine-tune your program.  Large, medium and small institutions will walk away able to benchmark their process against leading practices.

Speakers:
Brandon Blanchard, Manager of Model Risk Management, Commerce Bank
Michael R. Guglielmo, Managing Director, Darling Consulting Group
11:30 am -
1:00 pm
Buffet Luncheon in the Marketplace

1:00 pm -
2:15 pm
Concurrent Sessions:  Series 5 
-75 minute sessions - 10 options

5A: Fraud Trends for Compliance Officers - Repeated from 4A

5B: Update on Mortgage Lending Issues -Repeated from 4B

5C: RESPA Section 8: 
Practical Response to Current Regulatory Concerns -Repeated from 1F

5D:
Guarding Seniors From Financial Abuse and Exploitation - Repeated from 3G

5E: Check Up on ADA - Repeated from 4G

5F: 
Approaching $10B?  The Final Countdown  - Repeated from 2G

5G: Data Mining and Monitoring 
-Repeated from 4D

5H:  
Root Cause Analysis Isn't as Painful as a Root Canal! -Repeated from 4H

5I: Yes Commercial Lender, Compliance Regulations Apply to You - A Second Line Approach 
- Repeated from 4I


5J: Model Risk Management -Repeated from 4J

2:15 pm -
3:15 pm
Final Dessert Break in the Marketplace
3:15 pm -
4:00 pm
Flash Sessions - Series 2:  The Latest from Washington, DC
-45 minute sessions - 10 Options 

Flash 2A: Flood Rules:  What's New?  -Repeated from Flash 1A

Flash 2B: Update on the Prepaid Rule - Repeated from Flash 1B

Flash 2C: TCPA: Current Rules and Prospects for Reforms - Repeated from Flash 1C


Flash 2D: What's New (or Old!) in E-Sign  - Repeated from Flash 1D

Flash 2E: Debt Collection Update -Repeated from Flash 1E

Flash 2F: BSA/AML/OFAC Hot Topics - Repeated from Flash 1F

Flash 2G: HR Compliance Priorities 
- Repeated from Flash 1G​

Flash 2H: Regulatory Concerns in Social Media Compliance - Repeated from Flash 1H

Flash 2I: Regulating the Regulators:  Will the Executive Orders and Memos Bring Change?  - Repeated from Flash 1I


Flash 2J: Mortgage Lending Update - Repeated from Flash 1J

4:00 pm Adjourn for the Day
Optional networking event:  "Tuesday Night on the Town" Epcot Event.

Limited Tickets Available.
Click Here for More Information.

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Wednesday, June 14, 2017
7:00 am -
12:30 pm
Registration Open
-Sponsored by BKD LLP
7:15 am -
8:15 am

Power Hour Sessions
Take full advantage of your conference experience! Join one of our expert corporate partners for a quick-paced informative session all while enjoying a continental breakfast. Seating is first-come, first-served - no reservations are required.

Power Hour Session:  CRCM Information Session
-Sponsored by the Institute of Certified Bankers
Interested in earning the CRCM?  Join the experts over continental breakfast and learn about the highly recognized Certified Regulatory Compliance (CRCM) certification. CRCM Advisory Board members will review the certification process and answer questions on how to best prepare for the exam.  

7:45 am -
8:15 am
Continental Breakfast in the Foyer
8:15 am -
8:30 am
Travel to Next Session
8:30 am -
9:30 am
GENERAL SESSION
Legislative Forecast: What Does the Trump Administration Mean for Compliance?

Featuring:


James Ballentine
Executive Vice President
Congressional Relations and Political Affairs
American Bankers Association

9:30 am -
9:45 am
Stretch Break
9:45 am -
11:00 am
GENERAL SESSION

Regulatory Roundtable
Senior Representatives from all banking supervisory agencies will discuss the latest exam concerns, guidance and what's on the horizon.

Moderator:


Virginia O'Neill
Senior Vice President
Center for Regulatory Compliance
American Bankers Association


Panelists:
Dr. Eric Belsky, Director, Division of Consumer and Community Affairs, Board of Governors of the Federal Reserve System  
Christopher D'Angelo, Associate Director, Supervision, Enforcement and Fair Lending, Consumer Financial Protection Bureau
Grovetta N. GardineerSenior Deputy Comptroller for Compliance and Community Affairs, Office of the Comptroller of the Currency
Mark Pearce, Director, Division of Depositor and Consumer Protection, Federal Deposit Insurance Corporation 


11:00 am -
11:15 am
Stretch Break
11:15 am -
12:15 pm
CLOSING GENERAL SESSION

What to Tell Your CEO When You Return Home
How will you summarize four days' worth of learning into a presentation to your senior management and board? Don’t miss ABA’s Regulatory Relations Staff’s comprehensive overview of the critical takeaways from the conference. They will also update you on late breaking developments that weren’t covered in conference sessions.

Moderator:


Virginia O'Neill
Senior Vice President
Center for Regulatory Compliance
American Bankers Association


Speakers:
Rod Alba, Vice President and Senior Regulatory Counsel, Office of Mortgage Finance, Risk Management and Public Policy, American Bankers Association
Nessa Feddis, Senior Vice President, Deputy Chief Counsel, Center for Regulatory Compliance, American Bankers Association
Rick Freer, Senior Director, Exam and Compliance Programs, Center for Regulatory Compliance, American Bankers Association
Anjali Phillips, Senior Counsel, Center for Regulatory ComplianceAmerican Bankers Association
Robert G. Rowe, III, Vice President and Associate Chief Counsel, Center for Regulatory Compliance, American Bankers Association
Jonathan Thessin, Senior Counsel II, Center for Regulatory Compliance, American Bankers Association


12:15 pm CONFERENCE ADJOURNS

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Schedule Questions? Please contact Dorothy Friedlander for more information.