ABA Regulatory Compliance Conference

​June 8-11, 2014 • Hyatt Regency New Orleans • New Orleans, LA

2014 Regulatory Compliance Conference

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Conference Program

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Who Should Attend:

Bank Compliance Officers, Compliance Risk Managers, In-House and Outside Counsel, Bank Auditors, Examiners and Regulators, and Compliance Consultants and Service Providers

 
Below is the tentative program, subject to change.  Session details and speakers will be continously added until the final program is posted one week before the conference.  We are finalizing a separately priced, special event to be held on Tuesday.  Details will be released soon and even those who have already registered for the conference will have the opportunity to sign up. 

Saturday, June 7 - Pre Conference Workshops
(Separately priced - click on the links below for program details and pricing.)
8:00 am-5:00 pm Pre Conference Workshop #1:
Fair Lending Workshop 2.0: Beyond the Basics
8:00 am-5:10 pm Pre Conference Workshop #2:
Life Cycle of Third Party Management

Sunday, June 8
9:00 am-1:00 pm CRCM exam
8:00 am-7:30 pm Registration Open
9:00-9:45 am New Attendee Welcome
10:00 am-Noon   Deep Dive Expanded Sessions
Deep Dive #1: Building Blocks of an Effective Compliance Risk Management Framework
- For Large Banks
Moderator: 
Lyn Farrell, CRCM, CAMS, AMLP, Managing Director, Treliant Risk Advisors LLC
Speakers:
Sterling W. Hening, CRCM, Vice President, Compliance, Capital One Bank (USA) NA 
Yvette Hollingsworth, Executive Vice President, Chief Compliance Officer, Wells Fargo
Sharri Logsdon, Compliance Executive, Consumer & Business Regions Financial Corporation

Deep Dive #2: Building Blocks of an Effective Compliance Risk Management Framework
- For Medium Size Banks
The CFPB expects regulated institutions to have a compliance management system adapted to its business strategy and operations.  Banks are expected to comply with financial laws and regulations and have a program to prevent and address instances of consumer harm.  This session will discuss basic regulatory expectations as well as emerging best practices that will assist compliance professionals in maintaining such a program in the unique environment of a mid-size bank.

Moderator: 
Jeffrey A. Asher, CRCM, CAMS, Senior Vice President, FirstBank Holding Company
Speakers:
Cara C. James, CRCM, Senior Vice President and Director of Compliance, Arvest Bank
María De Lourdes Jiménez, Esq., Senior Vice President and Manager, Corporate Compliance Division, Popular, Inc.

Deep Dive #3: Building Blocks of an Effective Compliance Risk Management Framework
- For Community Banks
Regulators are now expecting and testing for strong Compliance Risk Management (“CRM”) programs, even in the smallest of community banks.  A strong compliance risk framework can help you to manage the workload arising from the myriad of regulatory changes over the past few years.  Let David Dickinson and Jim Bedsole walk you through the blueprint of an effective CRM program.


Moderator
:
Sandra K. Chapman, CRCM (Sandy), Senior Vice President, Chief Compliance Officer, Busey Bank
Speakers:
Jim Bedsole, CRCM, CBA, CFSA, Director of Compliance, Armed Forces Bank
David A. Dickinson, President, Banker's Compliance Consulting
Noon-2:00 pm Lunch on Your Own
 2:00-3:15 pm             Concurrent Sessions:  Series #1
1A: Flood Insurance: Where Are We Now and Where Are We Going?  Repeated in 2A
Big changes are coming in the flood area and in this session, you will hear a complete status update on pending and current flood insurance regulatory changes as well as issues surrounding implementation of the Biggert-Waters Act.  You will hear effective dates for changes along with details of the specific requirements.  Also, speakers will discuss policy and procedure changes and training that will need to be implemented at your bank now along with what we project will be the timeline for future changes.   

Moderator/Speaker:

Virginia O'Neill, Vice President, Assistant Chief Counsel for Regulatory Compliance, Center for Regulatory Compliance, American Bankers Association,
Speakers:
Randall B. Reed, Assistant General Counsel, Wells Fargo Law Department
Rich Slevin, Senior Territory Training Manager-Chicago (IA, IL, IN, KY, MI, MN, OH, TN & WI), National Flood Insurance Program (NFIP) Training    
H2O Partners, Inc.
1B: The Hottest Topics in HR Compliance  Repeated in 2B
The intersection of human resources and regulatory compliance can present significant challenges for financial institutions.  Learn what to look for and how to partner with your HR team to avoid common pitfalls

Moderator:

Sharri Logsdon, Compliance Executive, Consumer and Business, Regions Financial Corporation
Speakers:
Christinne L. Johnson, CRCM, Executive Vice President, FirstBank Data Corporation
Stacey McDuffa Turner, Manager of Human Resources Risk Management and Employment Counsel Vice President, Regions Bank
1C: Oops We Screwed Up!   What to Do When You Find Something Yourself - General Remediation Issues  Repeated in 2C
The good news: Your detective monitoring works; the bad news: you’re identified a control breakdown that has business and customer impacts … now what do you do?  This session will focus on next steps and important considerations of a remediation process including assessment, root cause, potential customer harm, restitution, escalation, employee actions and other key remediation activities.  The session will also discuss impacts from the recent CRPB’s Responsible Business Conduct bulletin including discussion of self-reporting, the need for timely action and opportunities to mitigate potential enforcement action.
Moderator for 1C:  Christopher T. Spellman, CRCM, Senior Vice President and Corporate Compliance Director, Heartland Financial USA, Inc.
Moderator for 2C:  Michael Dosedel, Senior Vice President and Wells Fargo Home Mortgage Compliance Manager, Wells Fargo Home Mortgage

Speakers:
Elliot H. Berman, Principal, Bowtie Advisors, LLC
F. John Podvin, Of Counsel, Haynes and Boone, LLP  

1D: Current Trends and Threats in Cyber Security  Repeated in 2D
With the advent of “smart” devices and electronic convenience, the dynamics of the type of risks in banking has changed significantly.  How do you plan for such potential risks?  What are the emerging cyber-threats you should be concerned about.  In this session we will discuss the top three emerging internal and the top three external cyber threats to your institution and how you prepare for them.

Moderator/Speaker:

Debra Geister, Senior Vice President, AML and Fraud, MetaBank

Speakers:

Michael B. Benardo, Chief, Cyber Fraud and Financial Crimes Section, Division of Risk Management Supervision, Federal Deposit Insurance Corporation
Jonathan Jackson, Information Security Manager, Metabank

1E: Change Management  Repeated in 2E
Managing change within your institution can no longer be an informal process.  From regulators asking to see your process to the onslaught of new regulations demanding a formalized process, a formal approach to change ensures a strong risk management program.  This session will explore best practices in executing a successful enterprise change management process, using regulatory change as the primary focus for the discussion.  Our experts will discuss:
  • Selling the need for an enterprise change process;
  • Who are the stakeholders and defining what is change for the stakeholders;
  • Making it work - success stories or not-so successful stories, or lessons learned;
  • Strategies for rolling it out;
  • Using technology to make it work or do you need a fancy system at all?
  • Recordkeeping and reporting;
  • One size does not fit all.
Moderator/Speaker:
Mary A. Clouthier, Vice President and Director of Consumer Bank Enterprise Compliance, US Bank, NA

Speakers:
Susanna K. Tisa,  Chief Business Officer, Treliant Risk Advisors
 
1F:   Payments 2014:  Emerging Regulatory Concerns  Repeated in 2F
Experts will discuss not only new payment products and their potential compliance risks, but they will also delve into the new risks associated with existing products.  From mobile wallets to pre-paid cards to virtual currency to remote deposit capture – we’ll cover it all. 

Moderator:
Stephen Kenneally, AAP, Vice President, Center for Regulatory Compliance, American Bankers Association

Speakers:
Erin Fonte, Shareholder, Cox Smith
1G: Is This UDAAP or Not? Case Studies in Managing UDAAP at Your Institution
Repeated in 2G
UDAAP compliance is tricky.  While there are definitions of “unfair”, “deceptive” and “abusive”, there is not much guidance on how to apply them in real life financial services situations.  In this interactive session, regulatory experts will use case studies to illustrate how to analyze products, marketing and servicing issues for UDAAP compliance.

Moderator: 

Lyn Farrell, CRCM, CAMS, AMLP, Managing Director, Treliant Risk Advisors LLC

Speakers:
Gregory Imm, Senior Vice President/Chief Compliance Officer and Director, Community Affairs/Fair Lending & Responsible Banking, Fifth Third Bank
1H: HMDA – Same Song, New Verse  Repeated in 3G
We all knew it was coming and now it’s just about here!  The speakers for this session will discuss the long-awaited changes to HMDA data requirements, as well as the new data collection requirements for small businesses.  You will hear about what you can do NOW to get ready for these changes.  And, as we plan for all these new changes, we can’t forget about the importance of current data integrity submission requirements.  This session will provide you with information, ideas, and tips for managing current HMDA requirements, as well as how to begin planning for the changes coming in the near future.
Moderator:
Cindy Williams, CRCM, AAP, Compliance Consultant, Wells Fargo Regulatory Risk Management

Speakers:

Ana M. Foster, Vice President, Risk and Compliance Officer, Cambridge Trust Company 
Rick Freer, Senior Director, Exam and Compliance Programs, ABA Center for Regulatory Compliance, American Bankers Association
Lucy H. Griffin, President, Compliance Resources, Inc., Reston, VA
3:15-3:30 pm Travel to Next Session
3:30-4:45 pm                 Concurrent Sessions:  Series #2
2A: Flood Insurance: Where Are We Now and Where Are We Going?  Repeated from 1A
2B: The Hottest Topics in HR Compliance Repeated from 1B
2C: Oops We Screwed Up!   What to do When You Find Something Yourself- General Remediation Issues  Repeated from 1C
2D: Current Trends and Threats in Cyber Security
Repeated from 1D
2E: Change Management  Repeated from 1E
2F:  Payments 2014: Emerging Regulatory Concerns  Repeated from 1F
2G: Is This UDAAP or Not? Case Studies in Managing UDAAP at Your Institution 
Repeated from 1G
2H: Partners in Preventing Senior Financial Abuse and Exploitation  Repeated in 3C
In 2011, the first of the baby boom generation reached what used to be known as retirement age. For the next 18 years, boomers will be turning 65 at a rate of one every 8 seconds. With the “Silver Tsunami” gaining steam, seniors represent a growing share of the American population. This session will feature partners in preventing senior financial abuse and exploitation, including consumer educators, regulators and other bankers.  Panelists will highlight current trends in senior financial abuse and exploitation, including an update on SARs reporting and interagency guidance.  Finally, banking peers will discuss their strategies for consumer education and frontline training to better serve their senior customers and prevent senior financial abuse.

Speakers:
Jilenne Gunther, Senior Strategic Policy Advisor, Public Policy Institute, AARP
Celie Niehaus, Managing Vice President, Corporate Compliance, Capital One
4:45-5:00 pm Travel to Next Session
5:00-6:15 pm General Session:   Best Practices in Responding to Your Customers: From Phone Calls to Branch Visits to Web Queries: Personal Opportunities to Make a Difference

Speakers:
Lucy H. Griffin, President, Compliance Resources, Inc.,
Chuck Lewis, CRCM,Vice President, MBA Compliance Services, Missouri Bankers Association
Stuart J. Lehr, CRCM, Industry Principal - Finacle, Infosys Technologies Ltd.
Michael D. Maher, CRCM, Executive Vice President – Consumer Lending, Cross Group Compliance and Operational Risk, Wells Fargo Consumer Lending Group
6:15-7:30 pm Opening Reception in the Marketplace
 
Monday, June 9
7:00 am- 6:30 pm Registration Open
7:30-8:30 am Power Sessions
8:00-8:30 am
Continental Breakfast in the Marketplace
8:30-8:45 am Travel to Next Session
8:45-10:15 am General Session:
QM 2014: You've Threaded the Ability-to-Repay-Needle (Or Not): Now What? 

Moderator:

Jo Ann S. Barefoot, Jo Ann Barefoot Group

Speakers:

Leonard N. Chanin, Partner, Morrison & Foerster LLP
10:15-10:45 am Coffee Break in the Marketplace
10:45 am-Noon         Concurrent Sessions:  Series #3

3A: Model Governance:  It's Not Just for Quants!   Repeated in 4A
In this session, an expert advisor and banker seasoned in model governance will take the mystery out of a bank's responsibilities for model risk management, to help compliance officers assure that model risk is effectively controlled and supervisors' expectations are met. This session will provide an overview of model risk management and governance, considering the roles of model validation and governance staff, compliance officers, Internal Audit, business line managers, and senior staff. Learn about how models are identified, inventoried, assessed, and reviewed on schedule in line with the recent, major supervisory guidance (SR 11-7 / OCC 2011-12).

Moderator:
Michael Dosedel, Senior Vice President and Wells Fargo Home Mortgage Compliance Manager, Wells Fargo Home Mortgage

Speakers:
Smita Chaturvedi, Vice President, Enterprise Risk Management, Comerica Bank
Donna DeMartino, Senior Director, Forensic Technology Services, Alvarez & Marsal, Global Forensic & Dispute Services, LLC

3B: Servicing 2.0   Repeated in 4B

Moderator/Speaker:
Krista Shonk, Vice President, Mortgage Finance, Senior Regulatory Counsel, American Bankers Association

Speaker:
Linda Gallagher, Managing Director and Global Head of Consumer Protection Practice, Promontory Financial Group
3C:  Partners in Preventing Senior Financial Abuse and Exploitation Repeated from 2H
3D: Diversity Guidance: What You Need to Know    Single Session
3E: Emerging Issues in BSA and Fraud   Repeated in 4E
Financial crimes continue to pose significant risks to banks of all sizes, as fraudsters get smarter and complex money-laundering schemes attempt to avoid detection.  If not effectively identified, managed and mitigated, these risks can have severe consequences on customers and bank employees, and can cause irreparable harm to a bank’s reputation and financial health.  In this session, you will hear from two industry experts who will discuss some of the top emerging issues in the BSA and Fraud environment and provide perspectives on how banks, large and small, should prepare for and manage/mitigate these issues.

Moderator:

Neal P. Barrow, Senior Vice President and Retail/Consumer Compliance, Executive, Bank of America NA  

Speakers:

William J. Fox, Global AML and Economic Sanctions Executive, Bank of America, NA  
Brian J. Wimpling, Senior Vice President, Corporate Compliance - BSA, Capital City Bank
3F: Managing the Risk of Today's Loans    Repeated in 4F

Speakers:
Leonard N. Chanin, Partner, Morrison & Foerster LLP
Jerod Moyer, CRCM, Banker's Compliance Consulting
Elizabeth M. Snyder, CRCM, Associate, Financial Institutions Practice, Plante Moran
3G: HMDA – Same Song, New Verse
Repeated from 1H
3H: How Do You Deal With People's Short Term Liquidity Needs?
Regulatory Issues and Tensions 
Repeated in 5F

Moderator/Speaker:
Nessa Feddis, Senior Vice President, Deputy Chief Counsel Consumer Protection, Center for Regulatory Compliance, American Bankers Association, Washington, DC

Speakers:

Jeanne M. Hogarth, Vice President, Policy, Center for Financial Services Innovation
Noon-1:45 pm

Seated Luncheon with Speaker
Featuring: 
Richard Cordray, Director, Consumer Financial Protection Bureau

 1:45-2:30 pm Dessert Break in the Marketplace 
 2:30-3:45 pm             Concurrent Sessions: Series #4 
4A:  Model Governance: It's Not Just for Quants!  Repeated from 3A
4B: Servicing 2.0  Repeated from 3B
4C: Litigation Review  Repeated in 6F
4D: Best Practices in Debt Collection  Repeated in 5D

Moderator:

Virginia O'Neill, Vice President, Assistant Chief Counsel for Regulatory Compliance, Center for Regulatory Compliance, American Bankers Association
Speakers:
Denise Irene Cross, Senior Receivables Solutions Consultant, Lexis Nexis Risk Solutions
John L. Culhane, Jr., Partner, Ballard Spahr LLP
Larry Tewell, Senior Vice President, Consumer Credit Solutions Collections & Servicing, Wells Fargo & Company  

4E: Emerging Issues in BSA and Fraud   Repeated from 3E
4F: Managing the Risk of Today's Loans   Repeated from 3F
4G: Complaint Management- Small Bank Single session
 
It’s never been more critical to have an effective complaint management system.  Our panel of community bankers will discuss how they have met the challenges of complaint management within their own institutions.  Our bank panelists will discuss how they have successfully:
  • Met regulator expectations for a community bank complaint program
  • Created a definition of “complaint” that works across the enterprise
  • Instituted a formalized complaint tracking program
  • Created meaningful board reports 
  • Cultivated participation in the complaints program from the rest of the bank 
 
Moderator:
Nicole R. Peoples, CRCM, Vice President and Compliance Manager, Metcalf Bank  

Speakers:

Maureen E. Carollo, CRCM, Senior Vice President, BSA Officer and Associate Director of Compliance, Bank SNB, N.A.
Nancy Justice, CRCM, Senior Vice President, Compliance, Central Bancompany
Vicki L. Stec, CAMS, CRCM, Senior. Vice President, Compliance and Bank Secrecy Act Officer, Northwest Savings Bank

4H: Lessons Learned from Recent Fair Lending Cases  Repeated in 5H

Moderator:
Carl G. Pry, Managing Director, Treliant Risk Advisors
Speakers:
Cara C. James, CRCM, Senior Vice President and Director of Compliance, Arvest Bank
Andrew L. Sandler, Esq., Chairman and Executive Partner, BuckleySandler LLP

3:45-4:00 pm Travel to Next Session
4:00-5:15 pm                 Concurrent Sessions: Series #5
5A: CRA Success Stories- Large Bank  Single Session
The mechanics of a good CRA program and process create the foundation for a successful performance evaluation. During this session we will discuss common themes that can help you continue to have successful community reinvestment performance even in a changing landscape of new mortgage regulatory requirements, other changes that may be coming, and enhanced community development opportunities provided by the revised interagency CRA questions and answers.  This session is designed for large banks.

Speaker:

Steve Cross, Wolters Kluwer Financial Services

5B: CRA Success Stories- Small Bank   Single Session
The mechanics of a good CRA program and process create the foundation for a successful performance evaluation. During this session we will discuss common themes that can help you continue to have successful community reinvestment performance even in a changing landscape of new mortgage regulatory requirements, other changes that may be coming, and enhanced community development opportunities provided by the revised interagency CRA questions and answers. This session is designed for small banks.

Moderator:
Rick Freer, Senior Director, Exam and Compliance Programs, ABA Center for Regulatory Compliance, American Bankers Association

Speaker:
Bonita G. Jones, President, Bonita Jones & Associates, LLC

5C: Understanding Disparate Impact Risk  Repeated in 7F
Much of the fair lending news during the past year has involved non-mortgage loans. In this session panelists will discuss current fair lending issues for non-mortgage lending including indirect auto lending, credit cards, consumer loans and student loans.  The discussion will include disparate impact analyses and the use of proxies as well as practical advice about:
•        whether to proactively remediate loans,
•        conduct fair lending look backs and
•        how to proactively handle fair lending issues in non-mortgage portfolios.


Speakers:

Marsha Courchane, Vice President and Practice Leader, Financial Economics, Charles River Associates
Kirk D. Jensen, Partner, BuckleySandler LLP
Daniel D. Soto, CAMS, Chief Compliance Officer, Ally Financial Inc.,

5D: Best Practices in Debt Collection
Repeated from 4D
5E: Complaint Management- Large Bank  Single Session

Complaint management becomes more important every year for large financial institutions.  Since the CFPB solicits complaints from the public, it’s important to cultivate information from your own customers before they complain to regulatory agencies.  Our panel of large bank experts will drill down into complaints management and discuss how they have successfully established a program within their own banks.  We will focus also on how technology can improve the quality and efficiency of complaint data collection, resolution and reporting.

Speakers:
William E. Askew, Senior Executive Vice President, Strategic Initiatives and Service Quality, Regions Financial Corporation
Lucinda (Cindy) K. Reeves, CRCM, Executive Vice President, Frost Bank   
Kathleen (Kat) Sanchez, Director, Regulatory Compliance, Treliant Risk Advisors
5F: How Do You Deal With People's Short Term Liquidity Needs?
Regulatory Issues and Tensions 
Repeated from 3H

5G: The Right Tool for the Job:  Effective 2nd Line of Defense Compliance Testing
Repeated in 6G
Does your compliance testing program meet regulatory expectations? Are you consistently meeting customer expectations? Compliance testing is a key component of an effective compliance management program and when implemented well can be a powerful tool for business line management to understand risk exposure. However, implementing an effective program in today’s increasingly complicated and challenging regulatory and competitive environment is a challenge for all banks, large and small. Session attendees will be able to recognize the impact of evolving regulatory compliance testing expectations, identify essential testing program elements, and describe best practices for designing, implementing and maintaining effective testing programs.

Moderator:
Sterling W. Hening, CRCM, Vice President, Compliance , Capital One Bank (USA) NA

Speakers:
Bridget J. Phillips, CRCM, Group Manager, ERM Compliance Training, Capital One Financial Corp.  
Scott H. Pope, CRCM, Vice President and Senior Compliance Manager, First National Bank of Omaha

5H: Lessons Learned from Recent Fair Lending Cases
Repeated from 4H
5:15-6:15 pm Reception in the Exhibitor Marketplace
6:15-7:15 pm CRCM Reception

Tuesday, June 10
7:00 am-5:00 pm Registration Open
7:15-8:15 am Power Sessions
7:45-8:15 am Continental Breakfast in the Marketplace
8:15-8:30 am Travel to Next Session
8:30-10:00 am General Session:
Ask the CEO!   CEO Expectations of Compliance Officers and Business Lines - Instilling an Efficient and Effective Compliance Culture
Moderator:
Daniel D. Soto, CAMS, Chief Compliance Officer, Ally Financial

Speakers:
Michael A. Carpenter, Chief Executive Officer, Ally Financial, Inc.
John M. Hairston, Co-CEO and COO, Hancock Holding Co. 
John A. Ikard, President and CEO, FirstBank Holding Company, Lakewood, CO and Chairman-Elect, American Bankers Association

10:00- 10:30 am Coffee Break in the Marketplace
10:30-11:45 am                 Concurrent Sessions: Series #6
6A: Anatomy of a Breach: How Should Compliance and Business Lines Respond to Internal and External Breaches?  Repeated in 7A 
Major breach events have, unfortunately, become a standard part of the corporate landscape.  What kinds of things should you do as the Compliance Officer to mitigate the risks?  Where are the greatest risks from inside your institutions walls?  And what are the biggest external risks to be concerned with?  Our experts will walk you through the mechanics and tools for response to a breach event and how you can be more prepared for this looming threat.

Moderator/Speaker:
Debra Geister, Senior Vice President, AML and Fraud, MetaBank

Speakers:

Cindy Williams, CRCM, AAP, Compliance Consultant, Wells Fargo Regulatory Risk Management

6B: The New Disclosure: RESPA/ TILA Merger    Repeated in 7B
Speakers:
Rod Alba, Vice President and Senior Regulatory Counsel, Office of Mortgage Finance, Risk Management and Public Policy, American Bankers Association,
David Kelly, CRCM, AMLP, President - Loan Operations, FirstBank

6C: UDAAP Monitoring and Testing: How to Make it Work for Your Institution
Repeated in 7C

Most institutions have UDAAP compliance programs developed. However, designing and executing UDAAP testing is difficult since root causes of unfairness, deception and/or abusiveness lie in areas that are not usually checked in traditional compliance monitoring.  The failure of UDAAP monitoring has been cited as a control failure in several regulatory enforcement actions.   Our panel of experts will discuss the best practices in UDAAP monitoring and testing, including, how to scope a UDAAP audit, developing UDAAP testing processes and testing questionnaires, measuring UDAAP risks, and reporting and remediating findings.

Moderator:
Lyn Farrell, CRCM, CAMS, AMLP , Managing Director, Treliant Risk Advisors LLC

Speakers:
Neal P. Barrow, Senior Vice President and Retail/Consumer Compliance Executive, Bank of America N.A.
James E. Brooks, Chief Compliance Officer and Senior Vice President, Huntington National Bank
Meg Sczyrba, CRCM, Program Administrator, Regulatory Risk Management, Wells Fargo

6D: Emerging Risk - Defining the Canary in a Coal Mine   Repeated in 7D
Risks continuously emerge from many places – both internally and externally. The CFPB’s “principles” based approach to compliance makes it more important than ever to proactively monitor for and evaluate impacts of emerging risks. Knowing where to look for emerging risks, understanding their potential impact on your organization and influencing the right mitigation strategy is core to the role of the compliance professional. In this session, you will learn some best practices for identifying, tracking, assessing and reporting emerging compliance risks.

Moderator:
Tracy A. Johnson, CRCM, Senior Vice President, First National Bank of Omaha  

Speakers:
Joanne Granata, CRCM, Managing Vice President, Capital One Bank (USA) NA  
Douglas Jackson, Executive Vice President and Director, Regulatory Risk, Regions Bank  
Carol Yee, Senior Vice President and Chief Compliance Officer, People's United Bank
6E: Current Issues in Credit Bureau Reporting   Repeated in 7G

Moderator/Speaker:
Nessa Feddis, Senior Vice President, Deputy Chief Counsel Consumer Protection, Center for Regulatory Compliance, American Bankers Association

Speakers:

James H. Mann, Partner, Davis Wright Tremaine
6F: Litigation Review  Repeated from 4C
6G: The Right Tool for the Job: Effective 2nd Line of Defense Compliance Testing
Repeated from 5G

6H:   Dude Where's My Bank?  Banking and the Marijuana Industry  Repeated in 7H
If your bank has not yet been affected by the state-level legalization of marijuana use, it likely will be soon as many states have either legalized or have legislation pending to legalize marijuana for either medical or recreational uses.  Regardless of state law, the cultivation, sale, and use of marijuana remains federally illegal - including handling proceeds connected to the business.  Recent efforts to address the conflict by the Department of Justice and the Financial Crimes Enforcement Network, while well -meaning, failed to satisfy banker concerns and have likely added regulatory obligations.  In this session the speakers will address the legal, compliance, reputational, and operational risks associated with banking marijuana businesses.

Moderator:
Christopher T. Spellman, CRCM, Senior Vice President and Corporate Compliance Director, Heartland Financial USA, Inc.

Speakers:

Jeffrey A. Asher, CRCM, CAMS, Senior Vice President, FirstBank Holding Company
Robert G. Rowe (Rob), Vice President and Senior Compliance Counsel, ABA Center for Regulatory Compliance, American Bankers Association

11:45 am-1:15 pm Buffet Lunch in the Marketplace
1:15-2:30 pm                 Concurrent Sessions: Series #7
7A: Anatomy of a Breach: How Should Compliance and Business Lines Respond to Internal and External Breaches?  Repeated from 6A
7B: The New Disclosure: RESPA/TILA Merger
Repeated from 6B
7C: UDAAP Monitoring and Testing: How to Make it Work for Your Institution
Repeated from 6C
7D: Emerging Risk - Defining the Canary in a Coal Mine
Repeated from 6D
7E: What’s Permissible under RESPA Section 8: New Fleas on an Old Dog  Single Session
With interest rates rising and the switch from refinances to purchase transactions, many banks are asking questions about Section 8 of RESPA.  In this session, the panel will recap the current Section 8 landscape, update you on allowable compensation practices such as marketing agreements and discuss other compliant ideas for expanding your mortgage production with realtors and other strategic partners.

Moderator/Speaker:

Christopher T. Spellman, CRCM, Senior Vice President and Corporate Compliance Director, Heartland Financial USA, Inc.

Speakers:

Brian S. Levy, Counsel, Katten & Temple, LLP
Mark L Meyer, Founder and CEO, MLinc Mortgage Solutions
7F: Understanding Disparate Impact Risk
Repeated from 5C
7G: Current Issues in Credit Bureau Reporting
Repeated from 6E

7H: Dude Where's My Bank? Banking and the Marijuana Industry  Repeated from 6H

2:30-3:30 pm Dessert Break in the Marketplace
3:30-4:30 pm           Concurrent Sessions: Series #8
Peer Exchanges: Learn from Colleagues
8A: $50B and Higher - Peer Exchange Session
Bankers Only
8B: $10B - $50B - Peer Exchange Session
Bankers Only
8C: $1B - $10B - Peer Exchange Session
Bankers Only
8D: $1B and Less - Peer Exchange Session
Bankers Only: $1B and less
8E: Government Peer Exchange Session
Government Only
6:00-9:00 pm Special Optional Event:
Tuesday Night in the Big Easy

Wednesday, June 11
7:00 am-12:30 pm Registration Open
7:00-8:00 am Power Sessions
7:30-8:00 am Continental Breakfast
8:00-8:15 am Travel to Next Session
8:15-9:30 am

General Session:
Trends in Managing Your Third Party Relationships:   It's Not Your Father's Vendor Management Program!
Ten years ago, compliance professionals were not thinking about risks associated with third party relationships…such as those with appraisers, flood certification companies, title companies and others that provided services for the bank.  The 2001 OCC circular on third party risk principles didn’t provide much guidance on what was to be included  Today, that is much different, especially considering the OCC 2013 circular which rescinded the 2001 document and provides much more detail on expectations of third party risks.  This panel session will discuss how Third Party Risk are being addressed in a “life-cycle”, from vendor due diligence, to onboarding to ongoing relationships and the services being provided, to your vendors customers, coupled with the regulations that intersect with those specific services. 

Moderator:
Paul R. Osborne, Partner, Crowe Horwath LLP

Speakers:
J. Michael  Edison, Chief Executive Officer, Fortrex Technologies
Harold H. Hardin, CISM, Senior Vice-President and Chief Information Security Officer, Trustmark National Bank


9:30-9:45 am Travel to Next Session
9:45-11:00 am

Regulator Town Hall

Speakers:

April Breslaw, Deputy Assistant Director, Supervision Policy, Supervision, Fair Lending and Enforcement, Consumer Financial Protection Bureau
Grovetta N. Gardineer, Deputy Comptroller for Compliance Policy, Office of the Comptroller of the Currency

11:00 -11:15 am Travel to Next Session
11:15 am-12:15 pm General Session:
What to Tell Your CEO When You Return Home
You’ve just spent the better part of four days trying to download a ton of new compliance information.  And as you pack your bags to go home, your head is spinning trying to distill what you’ve learned into a brief presentation to your CEO/Senior Management. 

ABA’s Regulatory Relations Staff will make this a little easier for you by summing up the critical takeaways you need to bring back to your management and board.  This is also the session we will discuss any major late breaking developments that weren’t covered in conference sessions.
12:15 pm Conference Adjourns

 

Program Questions? Please contact Dorothy Friedlander for more information.