ABA Regulatory Compliance Conference

​June 14-17, 2015 • Washington Marriott Wardman Park Hotel • Washington, DC

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Overview  |  Registration/Fees  |  Program  |  Venue  |  Sponsors/Exhibitors |
Optional Pre-Conference Workshop

Who Should Attend:   
  • Bank Compliance Officers
  • Compliance Risk Managers
  • In-House and Outside Counsel
  • Bank Auditors, Examiners and Regulators
  • Compliance Consultants and Service Providers

ABA Regulatory Compliance Conference 2015:  Advance Program

Below is the schedule for the 2015 conference.  This schedule is subject to change
We advise you to arrange travel which will accommodate attending the entire program. As the program continues to evolve in the next couple of months, speaker travel schedules may necessitate moving sessions to different days/times.  The beginning and ending times of the conference will not change. 
  • This program will be continuously updated with revised titles, session descriptions and speakers during the next two months.  The speakers listed below are not a complete listing, as only confirmed speakers will be published.
  • This program will be reviewed for continuing education credits in mid-April, 2015 and we will post the credit information soon after.
  • Concurrent Sessions:  We offer multiple options in each of our concurrent session series, many of which are repeated somewhere else in the program.  All seating is open and cannot be reserved in advance. 
  • This year, we occupy all of the expanded meeting space at the Wardman Park Hotel.  With nine options per concurrent series, many of which are repeated, we anticipate that most attendees will be able to attend all of their desired sessions without difficulty.
  • Our annual Tuesday Night on the Town Event is cancelled for 2015, allowing attendees to individually enjoy the myriad of rich cultural, historic and dining experiences of our Nation's Capital.  The hotel's concierge can assist you with your evening plans.
Sunday, June 14, 2015

8:00 am -
7:30 pm

REGISTRATION OPEN

9:00 am -
9:45 am

NEW ATTENDEE WELCOME (Optional)
Newcomers, don your newcomers badge ribbon and stop this this optional 45 minute newcomers welcome.  Hear tips on maximizing your conference ROI.  This optional welcome briefing is open to all first-time attendees who plan on attending the educational offerings. 
10:00 am -
12:00 pm
  
DEEP DIVE EXPANDED SESSIONS (Four Options)
These sessions are designed to dig deep into a particular topic area.  They will not be repeated.
Deep Dive #1: Operational Risk Impacts on Your Compliance Program: 
A Case Study in Deposit Operations Risk
 

Deep Dive #2: Operational Risk Impacts on Your Compliance Program: 
A Case Study in Loan Operations Risk

Deep Dive #3: Compliance Management System: 
Deciding the Elements that are Right for Your Institution
 
Confirmed Speakers:
María De Lourdes Jiménez, Esq., Senior Vice President and Manager, Corporate Compliance Director, Corporate Compliance Division, Popular, Inc.
Elizabeth M. Snyder, Associate, Financial Institutions Practice, Plante Moran
 
Deep Dive #4:  Helping the First Line Establish Their Own Controls
12:00 pm -
2:00 pm
LUNCH ON YOUR OWN
2:00 pm -
3:15 pm
            
CONCURRENT SESSIONS:  Series #1  (Nine Options)
1A: Lending to Service Members:  SCRA and the Military Lending Act  Repeated in 2A
1B: UDAAP Governance Repeated in 2B

Cooking up a strong UDAAP governance program is a necessity in today’s regulatory caldron.  In this session, we’ll look at some of the key ingredients that should be simmering in your compliance kettle and provide helpful recipes and tips to set you up for a successful gourmet experience:  policies and procedures; tools and resources; risk assessment; change management.

Confirmed Speakers:
Michael D. Maher, CRCM, Executive Vice President, Consumer Lending, Cross Group Compliance, Wells Fargo & Company 
Meg Sczyrba, CRCM. Program Administrator, Regulatory Risk Management, Wells Fargo & Company
Kara Tucker, JD, UDAAP, Privacy, and Complaints Team Lead, Regulatory Compliance, BankUnited, N.A
1C: Managing Regulatory Relationships:  Whose Exam is it Anyway?  Repeated in 2C
 
Confirmed Speakers:
Jeffrey A. Asher, CRCM, CAMS, Senior Vice President, FirstBank Holding Company

1D: What's Hot and What's Not in AML  Repeated in 2D
Seasoned experts will provide you with a comprehensive overview of recent enforcement actions, pending regulatory proposals and leading edge information related to virtual currencies.  This must-see session will provide you with the information you need as you constantly refocus your AML program efforts.

Moderator/Speaker: 
John J. Byrne, CAMS, Executive Vice President, Association of Certified Anti-Money Laundering Specialists (ACAMS)
Confirmed Speakers:
Peter J. Neilson, CAMS, Managing Director, Anti-Money Laundering Compliance, JPMorgan Chase Bank
Brian J. Wimpling, Senior Vice President, Corporate Compliance-BSA, Capital City Bank
1E: Big Data and Compliance - Large Banks  Single Session
- Session for Small Banks can be found in 3D
1F:  Connecting the Payments Dots:  How Regulations Intersect in the Payments Sphere  Repeated in 3F
1G: Lotteries and Contests and Sweepstakes—Oh My!  Repeated in 2G
Are you afraid to walk down the yellow brick road of lotteries, contests, rewards programs and sweepstakes? Learn the differences between a lottery and sweepstakes, how to design a campaign where giveaways and rewards are provided to customers, your IRS responsibilities  and how to effectively use third parties to administer results.  You will walk away with the courage of a lion. 
Speakers:
Charles Lewis, CRCM, Vice President Compliance Services, Missouri Bankers Association
Ronette Schlatter, CRCM, Senior Compliance Coordinator, Iowa Bankers Association
1H: Reconsidering Your QM/ATR Processes for Efficient and Production
Repeated in 4B
QM/ATR is over a year old so it’s time to reexamine roles and responsibilities. We’ll discuss QM/ATR related efficiencies and opportunities such as:  loan product design and marketing; monitoring; educating customers, loan originators and regulators; compliance, documentation and repurchase risks. We’ll also discuss implications of the CFPB 2016 revised definitions of rural and small creditors.
1I:  Compliance Implications of .Bank  Single Session
3:15 pm -
3:30 pm
Travel to Next Session
3:30 pm -
4:45 pm
                
CONCURRENT SESSIONS:  Series #2 (Nine Options)
2A: Lending to Service Members:  SCRA and the Military Lending Act  Repeated from 1A
2B: UDAAP Governance Repeated from 1B
2C: Managing Regulatory Relationships:  Whose Exam is it Anyway?  Repeated from 1C
2D: What's Hot and What's Not in AML  Repeated from 1D
2E: Complaint Management  Repeated in 4E
2F:  Credit Reporting  Single Session
2G: Lotteries and Contests and Sweepstakes—Oh My! Repeated from 1G
2H: Beyond the Law: 
Identifying and Articulating Compliance Expectations of Regulators Today
Repeated in 3H
Compliance professionals today must go beyond the written regulations.  Right or wrong, Consent Orders, press releases, speeches by high (or low) ranking officials, and even rumored investigations all offer insights into policy extensions you are expected to know.  Learn about extrapolating future regulatory action from these sources and how to explain these nuances to business people.
Moderator/Speaker:
Brian S. Levy
, Counsel, Katten & Temple LLP
 
Confirmed Speakers:
Lucy H. Griffin, President, Compliance Resources Incorporated  
Bonita G. Jones, President, Bonita Jones & Associates, LLC
 
​2I:  Mortgage Servicing Repeated in 3B
4:45 pm -
5:00 pm
Travel to Next Session
5:00 pm -
6:15 pm
GENERAL SESSION:  
Lining Up Your Lines of Defense
6:15 pm -
7:30 pm
Opening Reception in the Marketplace
-Reception Sponsored by:  Corporation for American Banking
 
Monday, June 15, 2015
7:30 am -
6:30 pm
REGISTRATION OPEN
7:30 am -
8:30 am
POWER BREAKFAST SESSIONS (Three Options)
8:00 am -
8:30 am
CONTINENTAL BREAKFAST IN THE MARKETPLACE
8:30 am -
8:45 am
Travel to Next Session
8:45 am -
10:15 am
GENERAL SESSION:
RESPA/TILA RULE IMPLEMENTATION:  Two Month Count-Down to August 15
10:15 am -
10:45 am
COFFEE BREAK IN THE MARKETPLACE
10:45 am-
12:00 pm
CONCURRENT SESSIONS:  Series #3 (Seven Options)

3A: Lining Up Your Lines of Defense:  The Practicalities of a Successful Compliance Management Governance Structure   Repeated in 4A

3B:  Mortgage Servicing   Repeated from 2I
3C:  Flying Below the Radar:  An Overview of Recent Consumer Protection Regs Impacting Your Institution Repeated in 4D
3D: Big Data and Compliance - Small Banks Single Session 
- Session for Large Banks can be found in 1E

3E: Effective Testing and Monitoring of Controls   Repeated in 5E
3F: Connecting the Payments Dots:  How Regulations Intersect in the Payments Sphere   Repeated from 1F
3G: Threat Finance:  New Ways to Detect Threats to Our Financial System  Repeated in 4G
Disrupting and preventing the flow of funds to and from criminal and terrorist organizations and their operatives is a fundamental strategy of law-enforcement.  In this cutting-edge session, our panel will describe fundraising sources and potential “red flags” for the identification and detection of potential illegal activity.  Our panel will also talk about proactive strategies that can assist your staff in anticipating changes in criminal behavior as activity evolves and changes.
Confirmed Speakers:
Dennis M. Lormel, President and CEO, DML Associates, Landsdowne, VA
Chip Poncy, Co-Founder, Financial Integrity Network, Fairfax, Virginia
Anna M. Rentschler, CRCM, CAMS, Vice President and BSA Officer, Central Bancompany
 
3H: Beyond the Law:  Identifying and Articulating Compliance Expectations of Regulators Today Repeated from 2H
​3I:  Privacy 2.0 Repeated in 5B
12:00 pm -
1:45 pm
SEATED LUNCHEON WITH SPEAKER
Don’t Play Musical Chairs With Your Seat at the Executive Table:
Executive Skills You Need to Keep Your Seat When the Music Stops
Featuring: 
Chuck Lewis, CRCM
, Vice President Compliance Services, Missouri Bankers Association
1:45 pm -
2:30 pm
DESSERT BREAK IN THE MARKETPLACE 
2:30 pm - 
3:45 pm
 
CONCURRENT SESSIONS: Series #4 (Nine Options)
4A: Lining Up Your Lines of Defense: 
The Practicalities of a Successful Compliance Governance Structure 
Repeated from 3A
4B: Reconsidering Your QM/ATR Processes for Efficiency and Production 
Repeated from 1H
4C: Issues in Individual Liability Risk  Repeated in 5C 
4D: Flying Below the Radar:  An Overview of Recent Consumer Protection Regs Impacting Your Institution  Repeated from 3C
4E: Complaint Management  Repeated from 2E
4F: Keeping Your Eye on Commercial Lending Compliance  Repeated in 5F
With all of the focus on consumer protection, it's easy to miss the latest regulatory concerns surrounding commercial lending. From applications to appraisal requirements to HMDA and CRA issues - we'll update you on the current regulatory concerns and provide tips and tools that will keep you updated and compliant.
Confirmed Speakers:
Patti J. Blenden, CPA, President, Financial Solutions for Growing Companies, Inc.
Thomas J. Healy, CRCM, Chief Compliance Officer, Ally Bank
4G: Threat Finance:  New Ways to Detect Threats to Our Financial System  Repeated from 3G
4H: Incorporating Fair Lending into Other Regs  Repeated in 5I
4I: E-Sign  Repeated in 6H
3:45 pm -
4:00 pm
Travel to Next Session
4:00 pm - 
5:15 pm
      
CONCURRENT SESSIONS: Series #5 (Nine Options)
5A: Advertising:  Beyond Traditional Ads  Repeated in 7C
5B: Privacy 2.0 Repeated from 3I
5C: Issues in Individual Liability Risk  Repeated  from 4C 
5D: Incident Response Concerns for Compliance Officers  Repeated in 6F
5E: Effective Testing and Monitoring of Controls   Repeated from 3E
5F:  Keeping Your Eye on Commercial Lending Compliance  Repeated from 4F
5G: Transition to CFPB - For Banks at or over $10B in Assets  Single Session
5H: Mortgage Compliance:  Why Do I Always Feel Like I Am Missing Something?
Repeated in 7H
Mortgage origination regulations are an overlapping minefield for the Compliance Officer.  Solving for one regulatory challenge can violate another.  This panel will help you put it all together to navigate key overlapping regulations such as MLO compensation, QM/ATR, NMLS licensing, RESPA and affiliate sharing rules in the context of business relationships like  brokering, mini-correspondent structures, internal referrals, warehouse lending, desk leases, marketing service agreements, and more.
 
Moderator:
Rod Alba, Vice President and Senior Regulatory Counsel, Office of Mortgage Finance, Risk Management and Public Policy, American Bankers Association, Washington, DC
Speakers:
Brian S. Levy, Counsel, Katten & Temple, LLP
Loretta Salzano, Founding Partner, Franzén and Salzano, P.C.
5I: Incorporating Fair Lending into Other Regs  Repeated from 4H
5:15 pm -
6:15 pm
RECEPTION IN THE MARKETPLACE

Tuesday, June 16, 2015
7:00 am -
6:00 pm
REGISTRATION OPEN
7:15 am -
8:15 am
POWER BREAKFAST SESSINS (Three Options)
 
7:45 am -
8:15 am
CONTINENTAL BREAKFAST IN THE MARKETPLACE
8:15 am -
8:30 am
Travel to Next Session
8:30 am -
10:00 am

GENERAL SESSION:
The Next Generation of Payments Concerns

10:00 am - 
10:30 am
COFFEE BREAK IN THE MARKETPLACE
10:30 am - 
11:45 am
   
CONCURRENT SESSIONS: Series #6 (Nine Options)
6A: Issues in Older American Financial Exploitation Repeated in 7A 
6B: Flood Insurance: Where Are We Now and Where Are We Going, Take 2  Repeated in 7B
This session will provide the latest news on the Biggert-Waters Act and Homeowners Flood Insurance Affordability Act; focusing on implementing leading practices where the laws have yet to be finalized or require clarification. We will also revisit perennial compliance challenges, including current supervisory expectations for calculating “insurable value” and contents coverage.
 
Moderator/Speaker:
Virginia O'Neill, Vice President, Assistant Chief Counsel for Regulatory Compliance, Center for Regulatory Compliance, American Bankers Association,

Speakers:
Randall B. Reed, Assistant General Counsel, Wells Fargo Law Department, Wells Fargo
Rich Slevin, Senior Territory Training Manager-Chicago (IA, IL, IN, KY, MI, MN, OH, TN & WI), National Flood Insurance Program (NFIP) Training, H2O Partners, Inc.
 

6C: Overdraft Protection Single Session

6D: High Risk Customers:  Love 'Em or Leave Em?   Repeated in 7D
Identification of high-risk customers and mitigating their risk is an important pillar to your AML program.  In this session, we’ll discuss the impact of new beneficial ownership rules on your due diligence process; potential pitfalls to derisking customers and provide some tools for analyzing your customer.  
Moderator/Speaker:
Robert G. Rowe (Rob), III, Vice President/Associate Chief Counsel, Regulatory Compliance, American Bankers Association

Confirmed Speakers:
Anna M. Rentschler, CRCM, CAMS, Vice President and BSA Officer, Central Bancompany
Christopher D. Simpkins, CAMS, BSA and OFAC Officer, Arvest Bank  
 
6E: Third Party Risk   Repeated in 7E
6F: Incident Response Concerns for Compliance Officers  Repeated from 5D
6G: Data Analytics in Fair Lending for Non-Math Majors Repeated in 7F
6H: E-Sign Repeated from 4I
6I:  HMDA Rules Repeated in 7I
11:45 am -
1:15 pm
BUFFET LUNCH IN THE MARKETPLACE
1:15 pm -
2:30 pm
               
CONCURRENT SESSIONS: Series #7 (Nine Options)
7A: Issues in Older American Financial Exploitation Repeated from 6A 
7B: Flood Insurance:
Where Are We Now and Where Are We Going, Take 2 
Repeated from 6B
7C: Advertising:  Beyond Traditional Ads  Repeated from 5A
7D: High Risk Customers:  Love 'Em or Leave Em? Repeated from 6D
7E: Third Party Risk  Repeated from 6E
7F: Data Analytics in Fair Lending for Non-Math Majors Repeated from 6G
7G: Compliance Ethics Single Session

7H: Mortgage Compliance:  Why Do I Always Feel Like I Am Missing Something?
Repeated from 5H

​7I:  HMDA Rules Repeated from 6I
2:30 pm -
3:30 pm
DESSERT BREAK IN THE MARKETPLACE
3:30 pm -
5:00 pm
         
CONCURRENT SESSIONS: Series #8 
PEER EXCHANGE SESSIONS

We're trying a new twist on our popular Peer Exchange Sessions this year!  

Pre-selected topics will be assigned to each session room and attendees will select the topic room and once inside, attendees will find a seat at a table with others from their asset category.

Mid-way through the time allotment, we will signal a room change allowing you to remain where you are to continue your discussion or you can move to a completely new room/topic.

Expect hot topics like:  Succession Planning/Talent Management; Compliance Management Systems; CRA Opportunities; and more!  A full list of options will be posted prior to the conference.
5:00 pm -
6:15 pm

CRCM RECEPTION
-CRCMs only


Wednesday, June 17, 2015
7:00 am -
12:30 pm
REGISTRATION OPEN
7:00 am -
8:00 am
POWER BREAKFAST SESSIONS (Three Options)

#1 and #2:  To be determined.


#3:  CRCM Information Session
-Sponsored by:  Institute of Certified Bankers
Join representatives from the ABA’s Institute of Certified Bankers as they walk you through an overview of the certification process and how to best prepare for the CRCM exam.
7:30 am -
8:00 am
CONTINENTAL BREAKFAST
8:00 am -
8:15 am
Travel to Next Session
8:15 am -
9:30 am
GENERAL SESSION
Regulatory Roundtable
Senior Representatives from all banking supervisory agencies will discuss the latest exam concerns, guidance and what's on the horizon.
Confirmed Speakers:
Eric S. Belsky, Director, Division of Consumer and Community Affairs, Board of Governors of the Federal Reserve
Grovetta N. Gardineer, Deputy Comptroller for Compliance Policy, Office of the Comptroller of the Currency
Mark Pearce, Director, Division of Depositor and Consumer Protection, Federal Deposit Insurance Corporation
Representative from the CFPB
 
9:30 am -
9:45 am
Travel to Next Session
9:45 am -
11:00 am

REGULATOR TOWN HALL SESSIONS - Series 9 (Four Options)
This is your annual opportunity to meet directly with your supervisors in their own session.   Time permitting, regulators will do their best to address all questions submitted prior to this session. 

These sessions are open to the press, however, no press questions will be accepted.  This session is considered “off the record” for background purposes only.

Regulator Town Hall: CFPB


Regulator Town Hall:
 OCC

Regulator Town Hall: FDIC

Regulator Town Hall: FRB

11:00 am -
11:15 am
Travel to Next Session
11:15 am -
12:15 pm
GENERAL SESSION:
What to Tell Your CEO When You Return Home
You’ve just spent the better part of four days trying to download a massive amount of new compliance information.  And as you pack your bags to go home, your head is spinning trying to distill what you’ve learned into a brief presentation to your CEO/senior management. 

ABA’s Regulatory Relations Staff will distill the critical takeaways from the conference that you can share with your management and board.  This is also the session where we will discuss any major late breaking developments that weren’t covered in conference sessions.
12:15 pm CONFERENCE ADJOURNS

 

Registration Questions? Please contact Daisy Johnson.
Program Questions? Please contact Dorothy Friedlander for more information.