ABA Insurance Risk Management Annual Forum

January 24 - 27, 2016 • Naples Grande Beach Resort • Naples, FL


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Conference Program

This is the only national industry Forum developed by bankers for bankers to provide tangible takeaways on how you can manage and mitigate exposures. Learn the latest trends that impact effective coverage, inclusive mitigation strategies and sound operational policies while meeting with your insurance partners from around the world.

2016 Forum Program

Sunday, January 24
Noon - 6:00pm Registration
1:30 - 2:15 pm

Topical Roundtable Discussion: Anatomy of Insurance Requests by Third Parties

Join the fun as we uncover the anatomy of insurance requests by third parties and the true meaning of granting such requests.  Discover what it really means to add a third party as additional insured, loss payee, your policy being primary and non-contributory, waiver of subrogation and severability of interest - are these requests you are familiar with? If not, learn more in this session.  We will also include other mundane requests such as the third party being able to: approve and accept the carriers utilized in your insurance programs; providing certified copies of your insurance policies, proof of payment, carrier ratings and notification rights for material changes.

Speaker: John Ellison, Partner, Reed Smith
Moderator: Susan Horsfall, SVP, Corporate Operational Risk, Northern Trust Corporation

2:30 - 3:15 pm

Topical Roundtable Discussion: Incredible Insurance Solutions? Believe it or Not It can be done!

  • Mortgage Impairment (In General and Specific) - Best practices discussion
    • COC Endorsement
    • Fire and EC vs. Special Form on Loan Doc's
  • Leasing Exposures:
    • Rolling Stock (Rail Tank Cars)
    • Environmental
  • Civil Penalties cover for D's & O's
  • Hedging against the Account Receivable
  • Group Captive and Single Cell structures - Discussions around alternative risk financing options
Patricia Dennis, Vice President, Corp Insurance Risk Manager, Zions Bancorporation

Bruce E. Plummer, ARM, Director of Insurable Risk Management, MidFirst Bank
3:45 - 4:45 pm

Topical Roundtable Discussion: What to Expect on the Road to $10 Billion - Strategically Planning for Growth

Banks of all sizes face increasing regulatory demands as they grow.  What are the insurance implications as your bank crosses various asset size thresholds ($500M, $1B, $5B, $10B)? How will the trickle-down effect affect your bank? Presenters will outline operational, capital, regulatory, legal, accounting and compliance requirements.  Gather tips and techniques for advising your bank on impending hurdles associated with growth.

Dennis Hild, CBE, Director, Crowe Horwath

Linda A. Gualtieri, ARM, AIS, AINS, VP, Corporate Insurance Officer, FirstMerit Bank

5:30 - 6:30 pm ABA Welcome Reception
Sponsored by AIG
6:30 - 9:00 pm Marsh Networking Event
All registered bankers are invited to attend

Monday, January 25
7:30 am - 5:00 pm Registration
7:00 - 8:00 am & Noon - 1:30 pm

Time Allotted to Meet with Corporate Partners

8:30 - 9:45 am

Opening General Session

Welcome from Forum Chairman
Speaker: Bruce E. Plummer, ARM , Director of Insurable Risk Management, MidFirst Bank

Keynote: How Technology is Transforming Commerce

As new technologies emerge, so do new ways of buying and selling.  Right now, you can use your mobile device to order a product online, pay for it using cryptocurrency, and have it delivered to your doorstep in a matter of hours or perhaps even print it yourself using a 3-D printer.  Technology is radically transforming commerce - in more ways than you can imagine.  Technologist Josh Klein will share how the convergence of cryptocurrencies, emerging markets, reputation systems, social software, and the black market are disrupting the business landscape, and what smart companies are doing to take advantage of new opportunities. 

What we're overlooking about four big trends in IT and how their confluence spells big change. 

Speaker:  Josh Klein, Hacker and Technologist

10:00 - 10:30 am

Uberization of Stuff: Shifting Paradigms, Shifting Coverages

Managing a company's exposure to new types of risks is often a complicated endeavor.  Uncertainty can arise when existing coverage models are applied to new risks.  Applying existing coverage models to emerging industries presents similar challenges.  We'll look at several new business models that present many questions. 

Speaker: Marc Kunney, President, North America Operations, Integro, Ltd. 
Moderator: Patricia Dennis, Vice President, Corp Insurance Risk Manager, Zions Bancorporation

10:30 - 11:00 am

Medical Marijuana: New Highs, New Liabilities

Insurance coverage and workplace safety issues related to the legalization of the drug. As case law in this area evolves, risk professionals need to stay abreast of developments, review existing workplace policies, and workers’ compensation or other insurance claims in which marijuana use may be a factor.

​11:15 am - Noon

Employment Practices Liability

Looking at wage and hour - claims and availability of insurance EPL Internationally. 

Kyle Adams, Senior Partner and Head of Financial Lines, JLT Specialty Bermuda
Lisa Schreter, Chairperson of the Board, Co-Chair, Wage + Home Practice Group, Little Mendelson PC
Moderator: Carmelo C. Casella, Managing Director, Corporate Insurance, The Bank of New York Mellon

Noon - 1:30 pm

Lunch on Your Own
Time allotted to meet with Corporate Partners

1:30 - 2:15 pm

Economic and Investment Outlook

2:15 - 3:00 pm

Social Media: New Risks, New Constraints

A look at interesting employee claims and the EPL aspects; Reputational risk; balancing freedom of speech vs. company policies.

Speaker: Tom Srail, Technology, Media and Telecommunications industry group leader, Willis North America
Moderator: Jodi L, Ramsey, Sr. Insurance Risk Manager, Bank of America Corporation

3:15 - 4:00 pm

Two Year Later... The reality of third-party risk regulatory guidance

Join this intriguing session as we discuss how the implementation of OCC 2013-29 has evolved.  We'll look at what it means to financial institutions and potential implications to banking industry service providers, brokers and insurers that interact with the insurable risk groups within financial institutions every day.  Adam Topkis, Head of Third Party Corporate Risk Management for Wells Fargo & Company will provide a first-hand view of challenges encountered along with perspectives on addressing those challenges and, a look at what the future may present around this emerging area of regulatory focus.

Speaker: Adam Topkis, Head of the Third Party Corporate Risk Management Program, Wells Fargo & Company 
Moderator: Jill M. Combs, Senior Vice President, Risk & Insurance Management, Wells Fargo & Company

4:00 - 4:45 pm

The Tale of Duplicate Coverage

Oh the joy of discovering a situation that has the possibility of being covered under multiple policies and the decision making process of where to file a claim.  This session will review circumstances experienced by Insured's on coverage matters addressed in multiple policies with differing terms, conditions and deductibles.  What policy is the best choice, for example, when speaking on extortion? What policy is the best choice, for example, when speaking of in-transit loss? What policy is the best choice, for example when speaking of injury or death of an employee on business travel? Come to this session and discover what multiple coverage you may have and how best to address a claim.

Speaker: Brendan Arnott, Executive Field Underwriter, Chubb
Moderator: Susan Horsfall, VP, Corporate Operational Risk, Northern Trust Corporation

6:30 - 9:30 pm ​​Aon Networking Event
All registered bankers are invited to attend

Tuesday, January 26
7:30 am - 5:00 pm Registration
7:00 - 8:00 am & Noon - 1:30 pm Time Allotted to Meet with Corporate Partners
8:30 - 9:30 am

Keynote Presentation: Political Update – What Election 2016 Means to Financial Services

Speaker: Ben White, POLITICO Chief Economic Correspondent, Morning Money Columnist, CNBC Contributor

9:45 - 10:30 am

The Dark Web and Other Things that Creep in the Night

10:30 - 11:15 am

Implications of Bitcoin and Virtual Currencies

Experts discuss the future of bitcoin, what it means for the financial industry, and questions you should be asking to ensure you are covered for a brave new bitcoin-fueled world.

Speaker: Kevin M. Guillet, Senior Vice President, Marsh
Moderator: Carmelo C. Casella, Managing Director, Corporate Insurance, The Bank of New York Mellon

11:15 am - Noon

Hack Attacks: Cybersecurity Checkup

  • Understanding the insurance manager's role
  • Things you need to do in advance
  • Identifying parties
  • What each needs to do to prepare: investor relations, privacy, IT, legal and operations
Speaker: Christopher Liu, Financial Institutions Cyber Product Manager, AIG
Moderator: Roberta M. Nebel, Director, Barclays
Noon - 1:30 pm

Lunch on your Own
Time Allotted to Meet with Corporate Partners

1:30 - 2:30 pm

Insurance Industry Leadership Panel

David Lynders, Head of Financial Institutions Financial Lines, U.S. & Canada, AIG

Roger Haynes, Executive Vice President, Financial Practices Leader, Arthur J. Gallagher & Co.
Thomas Fitzgerald, Chief Executive Officer, US Retail, AON
Marc Kunney, President, North America Operations, Integro. Ltd.
Bill Jennings, Underwriter, Beazley
Michael K. O'Connell, Financial Institutions Industry Leader, North America, Willis Group Holings plc
Moderator: Larry Goanos, CEO, Andros Risk Services

2:45 - 3:30 pm

Scenario: Anatomy of a Breach

  • Understanding the elements of the cyber policy and interrelated policies; bond, K&R, general liability; professional liability; D&O
  • Understanding what makes up an attack - what events is/are the trigger on your policy
  • War exclusion - is the attack an act of war, nations states
Roberta D. Anderson, Partner, K&L Gates

Peter Foster, Executive Vice President Willis
Moderator: Frank Lagerstedt, Executive Director, Risk & Insurance Management, Morgan Stanley
3:30 - 4:15 pm

Alternative Risks, Alternative Coverages
Two concurrent workshops

Breakout Session 1: Elementary - non AMA

  • Letters of credit
  • Captives
  • Retention levels
  • Fronting
Speaker: Arthur Koritzinsky, Managing Director, Captive Solutions Group, Marsh

Breakout Session 2: Advanced - AMA

  • Alternative products - employee benefits; capital markets
  • Further utilization of your captives
  • Alternative risk
Speaker: Jacqueline N. Geiger, Vice President, Financial Institutions Practice, Aon
4:15 - 5:00 pm

Lending Risk: Best Practices

Every lender understands and underwrites to the financial risk of lending money collateralized by property, but the risk of a failed loan is just the beginning of what can present significant financial risk to the lender.  The goal of this session is to discuss the additional exposures involved in lending portfolios, leasing arrangements and contingent liability.

​7:00 - 9:00 pm ABA/Willis Networking Dinner
9:00 - 10:00 pm Bermuda Late Night Event

Wednesday, January 27
8:30 – 9:15 am

D&O: New Paradigms, New Liabilities

Speaker: Brian Wanat, Chief Executive Officer, Aon Financial Services Group
Moderator: Carmelo C. Casella, Managing Director, Corporate Insurance, The Bank of New York Mellon

9:15 - 9:45 am

Alternative Arrangements - New Risks from the New Workplace

Insurance consequences of:

  • Working from home
  • Hoteling
  • Treadmill desks and other healthy workplace ideas
Speaker: Brent A. Woodman, Senior Regional Risk Control Consultant, Travelers
Moderator: Annette Hopkins, Vice President, ERM/Corporate Insurance
10:00 - 10:45 am

Modeling: Don't Let Your Risk be the Catastrophe!

This dynamic conversation involving perspectives and expertise from a broker, an insurer and a modeling firm will cover a broad range of modeling aspects. 

Reaching well beyond the traditional wind and quake analytical processes, you will learn about state-of-the-art developments around modeling analytics.  

What new perils are being modeled and why collaboration​ across your firm is increasingly important... wait, make that essential!

The regulators are interested... and you should be as well! 

Vik Soni, Americas Property Analytics Officer, AIG
John Elbl, CCM, Vice President, AIR Worldwide
Megan E. Lee, Managing​ Principal, Integro USA Inc. 
Moderator: Jill M. Combs, Senior Vice President, Risk & Insurance Management, Wells Fargo & Company

10:45 - 11:45 am

Risk Manager Panel: Insurance: To Buy or Not to Buy, That is the Question

Bank insurance risk managers will discuss

  • Insurance procurement philosophy
  • Benchmarking: to mediocrity & beyond
  • Adjudication
  • Defending the no-buy recommendation
  • Alternative solutions: no captive? No problem
Moderator: Helen West, Hon BA, CRM, CIP, Director, Corporate Risk & Insurance Corporate Operational Risk Management, BMO Financial Group
​Noon - 1:30 pm Community Bank Peer Luncheon


​Program Questions? Please contact Krista Donlon for more information.