ABA Prepaid


The prepaid market is evolving. Your bank should too.

ABA Prepaid offers smart and simple payments options aimed at today’s rapidly evolving market for reloadable, targeted card solutions. Powered by TransCard and accepted everywhere MasterCard debit is accepted, these quick-to-market cards allow ownership and branding by your bank and are backed by multiple revenue opportunities.​​​​


 Robust Products

All cards come with alerts, 24/7 customer service and other tools that support good financial management.

​Commercial Products Ret​ail Products​
  • Payroll cards​

  • Employee travel and entertainment cards

  • Purchase cards

  • Corporate gift cards​

  • Premier Select Suite:
    • Unlimited ​Access
    • Student
    • Online
    • Traveler

  • Gift cards​


 ABA Member Benefits

Numerous benefits include:
  • Expand interest-free, FDIC-insured deposits
  • Customize the card with your bank's brand, name and logo
  • Control and set cardholders' fees
  • Share in the interchange revenue without owning a MasterCard BIN
  • Receive program operational and marketing support
  • Get the ease of an agent program with the control of a direct-issuing program​

 Success Stories

Four Corners: Shifting the Product Mix
Located adjacent to a large Navajo reservation, Four Corners serves a diverse mix of banking needs. One quarter of the market is underbanked, and many employers still write checks for payroll. With these needs in mind, the bank decided to...read more.

Hometown Bank: Community Payroll Provider
One of Hometown Bank’s ongoing goals is to increase fee income; the ABA Prepaid program was an easy, flexible way to generate a new revenue stream. As one of the first banks to join the program, Hometown saw a significant opportunity... read more.

United Bank: Prepaid Hero for the Underbanked
United Bank was motivated to adopt the prepaid card solution for several reasons. First, because United Bank’s second-chance DDA account did not...read more.


ABA Prepaid
Christopher McClinton
Vice President, Payment Solutions

 Prepaid in the News


 Past Webinars