Economics | Reports | Statistics | Archives
The ABA Center for Banking Information is a webpage designed to address all of your inquiries regarding statistical banking data and other detailed information pertaining to individual banks, as well as the banking industry as a whole. Below you will find a variety of categorized banking information that is available to assist you with any questions or uncertainties you may have about specific area banking statistics.
Updated 2013 Key Banking Issues for Congress: Why They Matter to You and Your Constituents
Educate policy makers about the banking industry's current key issues.
FDIC Video Series
The FDIC has launched a three-part video series called the Technical Assistance Video program to provide useful information to bank directors, officers and employees on areas of supervisory focus and regulatory changes.
The first series consist of 6 videos (50 mins) and provides information to new bank directors about their fiduciary role and responsibilities as well an overview of the FDIC’s Risk Management and Compliance Examination processes.
To view the videos and learn more about the other two series coming later in the year, click here
Click here for sequestration and other fiscal resources
Bank Fact of the Month
The $100 Bill gets a makeover. The Federal Reserve Board announced that the newly restyled note will be released
on October 8th. The new design is accompanied by new security features, such as a blue 3-D ribbon across the center of the bill, that will improve its resistance to counterfeiting. To read more and see the new design click here.
Reports and Studies
Senior Loan Officer Survey
The Federal Reserve Board of Governors has released the second 2013 Senior Loan Officer Survey on Bank Lending Practices, based on responses from 68 domestic banks and 21 U.S. branches and agencies of foreign banks. Domestic banks have eased lending standards and report stronger loan demand across several categories.
In response to three sets of special questions in the April survey, responding banks indicated the following:
Lending standards for European bank loans are unchanged and a smaller share of domestic banks indicated increased demand due to reduced competition from European banks,
Banks approving home purchase and GSE eligible applications to borrowers with credit scores between 680 and 720 are unchanged from a year ago, and
Private student lending policies have not changed compared to last year for those lenders offering these loans.
In the Federal Reserve Bank of New York’s study on household debt, the authors find households are actively reducing their obligations by paying down outstanding debt and taking on less new borrowing. These trends are positive for household balance sheets but may contribute to less consumption leading to important implications for consumption and economic growth in the future.
Read the study.
ABA Mutual Bank Survey
The American Bankers Association released the results of its annual Mutual Bank Survey that indicates mutual institutions remain a strong and viable part of the industry. The Mutual Bank Survey gathered data from 175 mutual institutions ranging across all asset sizes, geographical locations and charter types. Of those surveyed, regulatory burden, raising capital and Basel III ranked as the highest concerns.
ABA Real Estate Survey
ABA released results of its 20th annual Real Estate Lending Survey revealing overall improvements for an industry that will tackle big challenges ahead. The survey showed signs of sustainable housing recovery including a 2 percentage point increase in the portion of mortgage loans made to first time homebuyers from 2011 to 2012. Commercial real estate loan demand is also trending higher but still constrained by the number of creditworthy projects.
Read the press release and survey report.
*All data current through 4Q2012, unless otherwise noted.
H.R. 807 - A bill to require that the Government prioritize all obligations on the debt held by the public in the event that the debt limit is reached.
S.794 - A bill to prevent an increase in flight delays and cancellations, and for other purposes.
S. 687 - A bill to prohibit the closing of air traffic control towers, and for other purposes.
H.R. 1432 - A bill to amend the Consolidated and Further Continuing Appropriations Act, 2013, to modify the amounts appropriated for the Federal Aviation Administration, and for other purposes.
Joint Economic Committee
May 22, 2013 at 10:00 am
Hearing to examine the current economic outlook
House Ways and Means Committee
May 23, 2013 at 9:30 am
Hearing on the President's and other bipartisan entitlement reform proposals
Sequestration Resources and More
Previous Fiscal Deadlines
Whenever the 12 appropriations bills are not passed prior to the start of the fiscal year, Congress often passes continuing resolutions or CRs to maintain government operations. Since January 2012, Congress passed CRs on the following dates:
February 17, 2012
Continued funding the government through the remainder of FY 2012
September 28, 2012
Funded the government through the beginning of FY 2013 through the end of the 2012 calendar year
Fiscal year 2013 continuing resolution expired and government would have shut down had H.R. 933 not passed the day before
January 1, 2013
Fiscal cliff was avoided through passage of American Taxpayer Relief Act of 2012 and pushed sequester trigger to March 1st, returned employee payroll tax rates to their historical level and increased some individual income tax rates.
March 1, 2013
Sequester or automatic federal spending cuts triggered
March 26, 2013
H.R. 933 signed into law, preventing government shutdown on March 27th
April 15, 2103
Each chamber must pass a budget for members to be paid on time (already happened)
May 19, 2013
Debt ceiling suspension expires, U.S. Treasury begins to use extraordinary measures
Last Updated: May 20, 2013