ABA's Economic Policy & Research department monitors the financial performance and condition of the banking industry and studies legislative and regulatory issues as they pertain to the banking industry. This group conducts research on a variety of industry issues including: credit union competition, financial modernization, bank funding, market share, regulatory burden, payment systems, FDIC condition and premiums, payment system issues and electronic banking.

Communications Resources on Economy, Health of Industry

• UPDATED 2013 Key Banking Issues for Congress: Why They Matter to You and Your Constituents
  Educate policy makers about the banking industry's current key issues.
• NEW The Business of Banking: What Every Policy Maker Needs to Know  
  A review of banking basics to help inform effective policy decisions.
• Economic Commentary: Hopeful for the Future
  • Supplemental Powerpoint Slides
• Economic Growth Talking Points
• Banking Industry Talking Points
• Jim Chessen's Comments on 4Q Industry Financials
• State of Bank Lending - March 2012
• Who Pays Deposit Insurance - May 2012

Economic Outlook

• Economic Perspectives
  Daily E-mail Bulletin
• Beyond Fiscal Cliff
• Banks and Economy Blog
  ABA Chief Economist Jim Chessen and his team have launched a blog covering economic issues related to banks. Come and share your opinion.

Bank Performance

• Conditions of the Industry
• Sources of Bank Revenues (July 2003)
• ABA Community Banks Competitiveness Survey 2007
• Benchmarking & Statistics
• Center for Banking Information
• Bank Mergers and Acquisitions
• Sendhil Mullainathan Research Paper 
  

  De Novo Bank Performance

  • de Novo Banking Statistics 
  • de Novo Bank 5-Year Analysis of Assets and Income (2011 Q1)
  
  

  FDIC Bank Performance Links

  • Banking Review
  • FYI
  • Quarterly Banking Profile
  • Outlook
  • State Profiles
  
  

  What is Banking?

  • The Business of Banking: What Every Policy Maker Needs to Know
  • Financial Indicator Definitions

​Questions? Please contact Robert Morgan for more information.
Last Updated: 2/13/13