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ABA Testimonies
Page Content
2013
Testimony of Charles Blauner on behalf of the American Bankers Association regarding the
Cyber Threats and Security Solutions
before the Full Committee on Energy and Commerce Committee, United States House of Representatives.
May 21, 2013
Testimony of Kenneth L. Burgess Jr. on behalf of the American Bankers Association regarding the
Examining Community Bank Regulatory Burdens
before the Subcommittee on Financial Institutions & Consumer Credit of the Financial Services Committee, United States House of Representatives.
April 16, 2013
Statement for the Record on behalf of the American Bankers Association regarding the
Financial Product Tax Reform Discussion Draft
before the Subcommittee on Select Revenues Measures of the House Committee on Ways and Means, United States House of Representatives.
March 20, 2013
2012
Testimony of Daniel T. Poston on behalf of the American Bankers Association regarding the
Impact of the Proposed Basel III Rules
before the Subcommittee on Financial Institutions & Consumer Credit and the Subcommittee on Insurance, Housing and Community Opportunity of the Financial Services Committee, United States House of Representatives.
November 29, 2012
Statement for the Record on behalf of the American Bankers Association regarding the
Small Business Regulatory Enforcement Act process as implemented by the Consumer Financial Protection Bureau for the proposed RESPA-TILA rule
before the Committee on Small Business, United States House of Representatives.
August 1, 2012
Statement for the Record on behalf of the American Bankers Association regarding
Tax-Exempt Organizations’ Compliance with Unrelated Business Income Tax
before the Oversight Subcommittee on the Committee on Ways and Means, United States House of Representatives
July 25, 2012
Testimony of Albert C. Kelly, Jr. on behalf of the American Bankers Association regarding
Registration of Municipal Advisors
before the Subcommittee on Capital Markets and Government Sponsored Enterprises of the Financial Services Committee, United States House of Representatives
July 20, 2012
Statement for the Record on behalf of the American Bankers Association regarding the
Impact of Dodd-Frank Act's home mortgage reforms
before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services United States House of Representatives
July 11, 2012
Testimony of Brenda K .Hughes on behalf of the American Bankers Association regarding
Mortgage Disclosure Reform
before the Subcommittee on Insurance, Housing And Community Opportunity of the Financial Services Committee, United States House of Representatives
June 20, 2012
Testimony of Matthew H. Williams on behalf of the American Bankers Association regarding
Agricultural Credit Issues
before the Subcommittee on Department Operations, Oversight and Credit of the Committee on Agriculture, United States House of Representatives
May 10, 2012
Testimony of William B. Grant on behalf of the American Bankers Association regarding the
Cost of Compliance
before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services, United States House of Representatives
May 9, 2012
Statement for the Record on behalf of the American Bankers
Association
regarding
The National Flood Insurance Program
before the Subcommittee on Economic Policy of the Committee on Banking, Housing and Urban Affairs, United States Senate
May 9, 2012
Statement for the Record on behalf of the American Bankers Association regarding
Tax Reform: What iIt Means for State and Local Tax and Fiscal Policy
before the Committee on Finance, United States Senate
April 25, 2012
Statement for the Record on behalf of the ABA Securities Association regarding
limiting the extraterritorial impact of Title VII of the Dodd-Frank Act
before the Subcommittee on Capital Markets and Government Sponsored Enterprises of the Committee on Financial Services, United States House of Representatives
February 8, 2012
Testimony of Michael J. Hunter on behalf of the American Bankers Association regarding
the Consumer Financial Protection Bureau
before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services, United States House of Representatives
February 8, 2012
Testimony of Albert C. Kelly, Jr. on behalf of the American Bankers Association regarding
The Financial Institutions Examination Fairness and Reform Act
before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services, United States House of Representatives
February 1, 2012
2011
Statement for the Record on behalf of the American Bankers Association regarding
Shareholder Registration Thresholds
before the Committee on Banking, Housing and Urban Affairs, United States Senate
December 1, 2011
Statement for the Record on behalf of the American Bankers Association regarding
Reporting on the Deposits of NRAs
before the Subcommittee on Financial Institutions and Consumer Credit of the Financial Services Committee, United States House of Representatives
October 27, 2011
Statement for the Record on behalf of the American Bankers Association regarding
the Implementation of the Derivatives Title of the Dodd-Frank Act
before the Subcommittee on Capital Markets and Government Sponsored Enterprises of the Financial Services Committee, United States House of Representatives
October 14, 2011
Testimony of Albert Kelly on behalf of the ABA regarding Credit Union Member Business Loans before the Subcommittee on Financial Institutions and Consumer Credit of the Financial Services Committee, United States House of Representatives
October 12, 2011
Testimony of Anthony Costa on behalf of the ABA regarding Federal Home Loan Bank System before the Subcommittee on Oversight and Investigations of the House Financial Services Committee, United States House of Representatives
October 12, 2011
Statement for the Record on behalf of the ABA regarding Implementation of the Derivatives Title of the Dodd-Frank Act for the Committee on Agriculture, United States House of Representatives
October 12, 2011
Testimony of Matthew H. Williams on behalf of the American Bankers Association regarding
The Exchange Act
before the Subcommittee on Capital Markets and Government Sponsored Enterprises of the House Financial Services Committee,
United States House of Representatives
September 21, 2011
Statement for the Record on behalf of the American Bankers Association regarding
Derivatives Rules and Their Impact on Businesses Including Banks
before the Committee on Agriculture, United States House of Representatives
July 21, 2011
Testimony on behalf of the American Bankers Association regarding
the Bureau of Consumer Financial Protection
before the Committee on Banking, Housing, and Urban Affairs, United State Senate
July 19, 2011
Statement for the Record on behalf of the American Bankers Association regarding
H.R. 1723 and H.R. 2056
before the Subcommittee on Financial Institutions, Committee on Financial Services, United State House of Representatives
July 8, 2011
Testimony of Christopher Dunn on behalf of the ABA regarding
the Future of GSEs and Access to the Secondary Market by Community Banks
before the Committee on Banking, Housing and Urban Affairs, United States Senate
June 28, 2011
Testimony of Stephen P. Wilson on behalf of the American Bankers Association regarding
Credit Unions and Member Business Loans
before the Committee on Banking, Housing and Urban Affairs, United States Senate
June 16, 2011
Testimony of Thomas P. Boyle on behalf of the American Bankers Association regarding
the State of Community Banking and Small Business Needs
before the Subcommittee on Economic Growth, Tax and Capital Access of the Small Business Committee, United States House of Representatives
June 16, 2011
Statement for the Record on behalf of the American Bankers Association regarding
Safety & Soundness Enhancements in the Aftermath of the Financial Crisis
before the Financial Institutions and Consumer Protection Subcommitte of the Committee on Banking, Housing and Urban Affairs, United State Senate
June 15, 2011
Statement for the Record on behalf of the American Bankers Association regarding
Proposed Risk Retention Rules
before the Capital Markets Subcommittee of the House Financial Services Committee, United States House of Representatives
April 14, 2011
Testimony of Matthew H. Williams on behalf of the American Bankers Association regarding
the Impact of Dodd-Frank on Agricultural Credit
before the Subcommittee on Department Operations, Oversight, and Credit of the Agriculture Committee, United State House of Representatives
April 14, 2011
Testimony of Leslie R. Andersen on behalf of the American Bankers Association regarding
Improving the CFPB
before the Subcommittee on Financial Institutions and Consumer Credit of the Financial Services Committee, United States House of Representatives
April 6, 2011
Testimony of Tommy G. Whittaker on behalf of the American Bankers Association regarding
DFA and Community Banks
before the Financial Institutions and Consumer Protection Subcommittee of the Committee on Banking, Housing and Urban Affairs, United States Senate
April 6, 2011
Testimony of Albert C. Kelly, Jr. on behalf of the American Bankers Association regarding
The Impact of DFA on Small Banks
before the Subcommittee on Financial Institutions and Consumer Credit of the Financial Services Committee, United State House of Representatives
March 2, 2011
Testimony of David W. Kemper on behalf of the American Bankers Association and the Consumer Bankers Association reagarding
the Fed's Proposed Rule on Interchange Fees
before the Subcommittee on Financial Institutions and Consumer Credit of the Financial Services Committee, United State House of Representatives
February 17, 2011
Statement for the Record on behalf of the American Bankers Association regarding
Bailouts and the Foreclosure Crisis
before the Committee on Oversight and Government Reform, United States House of Representatives
January 26, 2011
2010
Statement for the Record on behalf of the American Bankers Association regarding
The State of The Credit Union Industry
before the Committee on Banking, United States Senate
December 09, 2010
Testimony of Robert Oeler on behalf of the American Bankers Association regarding the
Impact of Interchage Fees on Small Businesses
before the Small Business Committee, United States House of Representatives
July 29, 2010
Testimony of James B. Barber on behalf of the American Bankers Association regarding the
Veterans Administration Loan Guaranty Program
before the Subcommittee on Economic Opportunity of the Committee on Veterans Affairs, United States House of Representatives
May 20, 2010
Statement for the Record of the American Bankers Association regarding the
Small Business Lending Fund Act of 2010
before the Financial Services Committee, United States House of Representatives
May 18, 2010
Testimony of James Chessen on behalf of the American Bankers Association regarding
the Financial Crisis Responsibility Fee
before the Committee on Finance, United States Senate
May 4, 2010
Testimony of Arthur C. Johnson on behalf of the American Bankers Association regarding
Small Business Lending
before the Subcommittee on Economic Policy of the Committee on Banking, Housing and Urban Affairs, United States Senate
March 2, 2010
Testimony of William B. Grant on behalf of the American Bankers Association regarding
Lending
before the Committee on Financial Services and the Committee on Small Business, United States House of Representatives
February 26, 2010
2009
Testimony of Arthur C. Johnson on behalf of the American Bankers Association regarding
Small Business Regulation Reform
before the Financial Services Committee, United States House of Representatives
November 30, 2009
Testimony of Edward L. Yingling on behalf of the American Bankers Association regarding
Comprehensive Reform
before the Committee on Financial Services, United States House of Representatives
October 29, 2009
Statement for the Record on behalf of the American Bankers Association regarding
Interchange Fees
before the Committee on Financial Services, United States House of Representatives
October 8, 2009
Testimony of Kenneth Clayton on behalf of the American Bankers Associaton regarding
C
redit Card
Reform
before the Committee on Financial Services, United States House of Representatives
October 8, 2009
Testimony of Edward L. Yingling on behalf of the American Bankers Association regarding Perspectives on the Consumer Financial Protection Agency before the Committee on Financial Services, United States House of Representatives
September 30, 2009
Testimony of Austin L. Roberts on behalf of the American Bankers Association regarding
Regulatory Restructuring and Small Business Lending
before the Committee on Small Business, United States House of Representatives
September 23, 2009
Testimony of Leslie Andersen on behalf of the American Bankers Association regarding the
Community Reinvestment Act
before the Committee on Financial Services, United States House of Representatives
September 16, 2009
Testimony of Edward L. Yingling on behalf of the American Bankers Association regarding
the proposed Consumer Financial Protection Agency
before the Committee on Financial Services, United States House of Representatives
July 15, 2009
Testimony of Edward L. Yingling on behalf of the American Bankers Association regarding the proposed Consumer Financial Protection Agnecy before the Committee on Banking, Housing and Urban Affairs, United States Senate
July 14, 2009
Testimony of Arthur C. Johnson on behalf of the American Bankers Association regarding
The Impact on Community Banks
before the Subcommittee on Financial Institutions, United States Senate
July 8, 2009
Testimony of Edward L. Yingling on behalf of the American Bankers Association regarding
Regulatory Restructuring
before the Committee on Financial Services, United States House of Representatives
June 24, 2009
Testimony of Michael McGannon on behalf of the American Bankers Association regarding
Laying the Groundwork for Economic Recovery
before the Committee on Small Business, United States House of Representatives
June 10, 2009
Roundtable presentation of James Chessen on behalf of the American Bankers Association regarding
Small Business Lending
before the Committee on Small Business, United States House of Representatives
May 20, 2009
Testimony of Gary G. Berner on behalf of the American Bankers Association regarding
Mortgage Reform
before the Committee on Financial Services, United States House of Representatives
April 23, 2009
Testimony of Stephen P. Wilson on behalf of the American Bankers Association regarding
Exploring the Balance between Increased Credit Availability and Prudent Lending Standards
before the Committee on Financial Services, United States House of Representatives
March 25, 2009
Testimony of Aubrey B. Patterson on behalf of the American Bankers Association regarding
Regulatory Reform
before the Committee on Banking, Housing and Urban Affairs, United States Senate
March 24, 2009
Testimony of James Chessen on behalf of the American Bankers Association regarding
Small Business Lending
before the Committee on Small Business, United States Senate
March 19, 2009
Testimony of William Grant on behalf of the American Bankers Association regarding
The Depositor Protection Act of 2009
before the Subcommittee on Financial Institutions, Committee on Banking, Housing and Urban Affairs, United States Senate
March 19, 2009
Testimony of Kenneth J. Clayton on behalf of the American Bankers Association regarding
H.R. 627 and H.R. 1456
before the Subcommittee on Financial Institutions and Consumer Credit, Committee on Financial Services, U.S. House of Representatives
March 19, 2009
Testimony of Edward L. Yingling on behalf of the American Bankers Association regarding
Financial Regulation
before the Committee on Financial Services, United States House of Representatives
March 17, 2009
Testimony of Michael Middleton on behalf of the American Bankers Association regarding
Predatory Lending
before the Subcommittee on Financial Institutions and Consumer Credit, Committee on Financial Services, United States House of Representatives
March 11, 2009
Testimony of Kenneth J. Clayton on behlaf of the American Bankers Association regarding
Modernizing Consumer Protection in the Financial Regulatory Systems
before the Committee on Banking, Housing and Urban Affairs, United States Senate
February 12, 2009
Testimony of Edward L. Yingling on behalf of the American Bankers Association regarding
the FDIC and CPP
before the Committee on Financial Services, United States House of Representatives
February 3, 2009
Testimony of Edward L. Yingling on behalf of the American Bankers Association regarding
the Use of CPP
before the Committee on Financial Services, United States House of Representatives
January 13, 2009
Testimony of Edward L. Yingling on behalf of the American Bankers Association regarding
The Use of TARP funds
before the Committee on Financial Services, United State House of Representatives
January 7, 2009
2008
Testimony of Edward L. Yingling on behalf of the American Bankers Association regarding
the Troubled Assets Recovery Program
before the Committee on Financial Services, United States House of Representatives
November 18, 2008
Testimony of Stephen Wilson on behalf of the American Bankers Association regarding
Creating Opportunities for Small Businesses in an Economic Recovery
before the Committee on Small Business, United States House of Representatives
October 28, 2008
Testimony of Edward L. Yingling on behalf of the American Bankers Association regarding
Financial Regulation
before the Financial Services Committee, United States House of Representatives
October 21, 2008
Testimony of James Chessen on behalf of the American Bankers Association regarding
Credit Crunch: A hearing on the Effects on Federal Leasing and Construction
before the Subcommittee on Economic Development, Public Buildings and Emergency Management of the Committee on Transportation amd Infrastructure, United States House of Representatives
July 30, 2008
Testimony of James B. Barber on Behalf of the American Bankers Association regarding
Mortgage Servicers
before the House Committee on Financial Services, United States House of Representatives
July 25,2008
Tesitmony of Arthur R. Connelly on behalf of the American Bankers Association regarding
Small Businesses Improving the Economy
before the Committee on Small Business, United States House of Representatives
July 24, 2008
Testimony of Kenneth J. Clayton on behalf of the American Bankers Association regarding
College Students' Rights as Adults to Obtain and Use Credit Cards
before the Subcommittee on Financial Institutions and Consumer Credit, United States House of Representatives
June 26, 2008
Statement for the Record on behalf of the American Bankers Association regarding
the Business Activity Tax Simplification Act of 2008
before the Subcommittee on Housing and Commercial and Administrative Law, Committee on the Judiciary, United States House of Representatives
June 24, 2008
Statement for the Record on behalf of the American Bankers Association regarding
Electronic Payments Tax Reporting: Another Burden for Small Businesses
before the Committee on Small Business, United States House of Representatives
June 12, 2008
Statement for the Record on Behalf of the ABA regarding
Interchange Fees
Before the Antitrust Tax Force Committee on the Judiciary, United States House of Representatives
May 15, 2008
Statement for the Record on Behalf of the ABA regarding
H.R. 5679, the Foreclosure Prevention and Sound Mortgage Servicing Act of 2008,
Before the Subcommittee on Housing and Community Opportunity Committee on Financial Services, United States House of Representatives
April 16, 2008
Statement for the Record of Arthur R. Connelly on Behalf of the ABA regarding
Financial Literacy
before the Committee on Financial Services of the United States House of Representatives
April 15, 2008
Statement for the Record on behalf of the American Bankers Association regarding
Estate and Gift Tax Reform
before the Committee on Finance, United States Senate
April 3, 2008
Statement for the Record on behalf of the American Bankers Association regarding
Small Business use of Credit Cards
before the Committee on Small Business of the United States House of Representatives
April 3, 2008
Testimony of Wayne Abernathy on Behalf of the ABA regarding the
Proposed Internet Gambling Regulations
before the Subcommittee on Domestic and International Monetary Policy Committee on Financial Services, House of Representatives
April 2, 2008
Testimony of Bradley E. Rock on behalf of the ABA regarding
Expanding Credit Union Powers
before the Committee on Financial Services, House of Representatives
March 6, 2008
Statement of Rahn V. Barnes on behalf of ABA regarding
Community Reinvestment Act
before the Committee on Financial Services, United States House of Representatives
February 13, 2008
Statement for the Record on behalf of the ABA and ACB regarding
Possible Legislative Changes to the Bankruptcy Code, particularly as embodied in the Emergency Home Ownership and Mortgage Equity Protection Act of 2007, H.R. 3609
before the Subcommittee on Commercial and Administrative Law Committee on the Judiciary, United States House of Representatives
January 29, 2008
2007
Testimony of Julie Cripe on behalf of the ABA Education Foundation regarding
Holiday Spending Tips
before the Committee on Banking, Housing and Urban Affairs
December 13, 2007
Statement for the Record on behalf of the ABA and ACB regarding the
Emergency Home Ownership and Mortgage Equity Protection Act of 2007, H.R. 3609 (Mortgage Bankruptcy)
before the Subcommittee on Commercial and Administrative Law Committee on the Judiciary United States House of Representatives
October 30, 2007
Testimony of Bradley E. Rock on behalf of the ABA and ACB regarding
Legislative Proposals on Reforming Mortgage Practices
before the Committee on Financial Services
October 24, 2007
Testimony of Edward L. Yingling on behalf of the ABA regarding the
Industrial Loan Corporation
before the Committee on Banking, Housing and Urban Affairs
October 4, 2007
Testimony of Arthur C. Johnson on behalf of the ABA regarding
Preemption
before the Committee on Financial Services
July 25, 2007
Testimony of Nessa Feddis on behalf of the ABA regarding
Overdraft Policies and Practices
before the Subcommittee on Financial Institutions and Consumer Credit Committee on Financial Services
July 11, 2007
Testimony of John A. Squires, Esq. Goldman, Sachs & Co. on behalf of the ABA, the Financial Services Roundtable, and the Securities Industry and Financial Markets Association regarding
Patent Reform
before the Senate Committee on the Judiciary
June 6, 2007
Statement for the Record By Edward L.Yingling regarding the
Sarbanes-Oxley Act of 2002 and Its Impact on Small Business
on Behalf of the ABA before the Committee on Small Business
June 5, 2007
Testimony of Megan Davis Hodge on behalf of the ABA on Suspicious Activity and Currency Transaction Reports: Balancing Law Enforcement Utility and Regulatory Requirements before the Subcommittee on Financial Services Committee
May 10, 2007
Testimony of Edward L.Yingling on behalf of the ABA on
Credit Card Practices: Current Consumer and Regulatory Issues
before the Subcommittee on Financial Services Committee
April 26, 2007
Testimony of Earl D. McVicker on Behalf of the ABA on
ILCs
before the Committee on Financial Services
April 25, 2007
Testimony of Thomas Venables on Behalf of the ABA on
Section 404 Compliance
before the Committee on Small Business and Entrepreneurship
April 18, 2007
Testimony of Arthur C. Johnson on behalf of the ABA regarding
Industrial Loan Corporations
before the Committee on Financial Services of the U.S. House of Representatives
March 29, 2007
Statement for the Record of the ABA regarding
Revenue Raisers
for the Hearing Held Before the Committee on Ways and Means, U. S. House of Representatives
March 14, 2007
Testimony of Edward Francis on Behalf of the ABA on
Disaster Lending by the Small Business Administration
before the Small Business Committee
February 14, 2007
Testimony of Edward Yingling on Behalf of the ABA on
Credit Cards
before the Committee on Banking, Housing, and Urban Affairs
January 25, 2007
2006
Testimony of Julie Cripe on Behalf of the ABA on
Financial Education
before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services
September 29, 2006
Testimony of Edward Yingling on Behalf of the ABA on
Real Estate
before the Subcommittee on Government Management, Finance and Accountability of the Committee on Government Reform
September 28, 2006
Testimony of Jim Garnett on Behalf of the ABA on
Basel II
before the Committee on Banking, Housing and Urban Affairs
September 26, 2006
Testimony of Harris H. Simmons on Behalf of the ABA on the
Basel II and CRE
before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services
September 13, 2006
Testimony of Edward L. Yingling on
Pandemic Preparedness in the Financial Sector
before the Subcommittee on Oversight and Investigations of the Committee on Financial Services
June 29, 2006
Testimony of Guy T. Williams on Behalf of the ABA on the
Federal Disaster Insurance Program
before the Subcommittee on Housing and Community Opportunity of the Committee on Financial Services
June 28, 2006
Testimony of Wayne A. Abernathy on
Money Services Businesses
before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services
June 21, 2006
Testimony of Dennis Everson on Behalf of the ABA on
Banks Guaranteeing the Most Farm Loans
before the Senate Committee on Agriculture, Nutrition and Forestry
June 13, 2006
Testimony of Bradley E. Rock on Behalf of the ABA on the
Seasoned Customer CTR Exemption Act of 2006
before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services
May 18, 2006
Testimony of Edward L. Yingling on the
Credit Union Charter Choice Act (H.R. 3206)
before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services
May 11, 2006
Testimony of Arthur C. Johnson on Behalf of the ABA on
Deposit Insurance Application of Wal-Mart Stores, Inc.
before the Federal Deposit Insurance Corporation
April 10, 2006
Testimony of Bradley E. Rock on Behalf of the ABA on
Regulatory Relief
before the Committee on Banking, Housing and Urban Affairs
March 1, 2006
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