American Bankers Association Contacts
Cecelia Calaby (202) 663-5325
Dechert LLP Authors
Thomas P. Vartanian (202) 261-3439
Robert H. Ledig (202) 261-3454
David L. Ansell (202) 261-3433
Title XII is intended to improve the access of low- and moderate-income individuals to mainstream financial products. It seeks to accomplish this objective through three programs, none of which are mandatory for financial institutions.
The following links provide expanded analysis within this section: