Welcome to the HSA Council

The Health Savings Account (HSA) Council is an organization of banks, insurers and technology leaders committed to increasing the adoption velocity of health savings accounts in the United States. The HSA Council represents its members before Congress, the White House and U.S. Courts in order to preserve the ability of Americans to pay for healthcare using an HSA.

 Subscribe to the HSA Update: go to the ABA E-Mail Bulletins site and select the HSA Update E-Mail Bulletin.

 HSA Council's List of Legislation: For the 113th Congress, includes legislation the Council supports and opposes.

HSA News Highlights

  • Devenir: HSA assets reach almost $23 billion
    Based on Devenir's 8th semi-annual HSAs survey and report, HSA accounts rose to 11.8 million, holding assets totaling over $22.8 billion, a year over year increase of 26% for HSA assets and 29% for accounts for the period of June 30th, 2013 to June 30th, 2014.

  • HSA Council/AHIP Survey on Financial Activities of HSAs in 2012
    Released July 2014, This study confirms that HSAs are being used as they were designed: to pay for routine health care needs and to save towards future medical expenses. In 2012, 55% of all HSAs received personal contributions and roughly 80 percent of accounts surveyed had a positive balance that could be carried over to the next year to help pay for future expenses. Read the full survey. Read the press release.

  • EBRI Analysis of HSA Balances, Contributions & Distributions
    Released June 2014, among the many findings by EBRI are that HSA enrollment surged 16% from 2012 to 2013 and that by 2016 76% of large employers will offer HSA plans. Read the full report by EBRI.

  • AAPPO Study: CDHPs Grew 15% in 2013
    According to research by the American Association of Preferred Provider Organizations, enrollment in consumer-driven health plans continues to increase, with the largest employers leading the way. In 2012, 32% of employers with more than 20,000 employees offered CDHPs. In 2013, 63% of those employers offered CDHPs. Learn more.  
  • Optum Fifth Annual Wellness in the Workplace Study
    Among the findings of this study by HSA Council member, Optum, one of the most popular employer-offered incentives for wellness participation is making a contribution to employees health account like an HSA. Read the full study.

  • Private Exchanges Drive Growth in HSA Market
    HSA Consulting Services' White Paper, The Power of Choice: The Game-Changing Combination of Private Exchanges and Health Savings Accounts, predicts that "50 million Americans will be covered by HSA Qualified plans by 1/1/2019."  Learn more from HSA Consulting Services.

  • Indiana Gov. Pence Unveils HIP 2.0 Plan, Modeled on HSAs
    HIP 2.0 is a consumer-driven health care coverage program for low-income adults that builds on Indiana’s history of consumer-driven health care and would replace traditional Medicaid for all non-disabled adults. HIP 2.0 will be available for residents 19 to 64 with incomes up to 138 percent of the federal poverty level. Learn more about HIP 2.0

The HSA Council is dedicated to advancing policies that preserve and expand banks’ ability to offer Health Savings Accounts. Its members include financial institutions, insurers and their technology partners.

​Questions? Please contact Renee Galbraith for more information.


 HSA Update


The HSA Update provides news on regulatory and legislative activities in the HSA marketplace. It includes news and analysis with competitive, technology and state information.

Contact Renee Galbraith for information on past editions.


 HSA Resources