Mutuality Issues and Resources
ABA supports the mutual and mutual holding company options through active participation with the banking agencies to achieve more flexible and tailored rulemaking and supervisory guidance for mutual charters.
ABA Resources | Professional Development | Legislative / Regulatory Information
Letters | Mutual Institutions Council
- ABA Convention – Chicago 2009 - Mutual Activities
- View ABA Mutual Institutions Council Meeting Agenda - October 2009
- View Richard A. Schaberg's October 25th Powerpoint Presentation

- View ABA Mutual Institutions Council Meeting Agenda - October 2009
- Thrift Charter Memo July 2009
Audio Recording of Administration's Regulatory Reform Conference Call for Mutuals
Friday, June 26, 2009
- Support the Continuation of the Federal Mutual Charters July 2009 (DOC)
- Today's Mutual Community Banks Updated 04/2009
2009 ABA Mutual Community Bank Conference
- The Home for Mutual Banks (PDF)
Corporate Governance for Mutuals 11/2007
- Appendix A - Court Decisions
- Appendix B - State Governance Requirements
- Appendix C - Section 310, Appendix A of the OTS Examination Manual
- Appendix D - Sample Audit Committee Charter
- Appendix E - Sample Nomination Committee Charter
- Appendix F - FDIC FIL 105, 2005 - "Corporate Codes of Conduct"
- Appendix G Sample Code of Ethics
- Appendix H - Sample Conflicts of Interest
- Appendix I - FDIC Appexndix B to 12 CFR Part 364, "Interagency Guidelines Establishing Information Security Standards
- Appendix J - Sample Confidentiality Policy
- Appendix K - State Data Breach Enactments
ABAWorks on Mutuals - Accounting for Combinations of Mutual Entities: Using the Purchase Method 3/2008 
- Data Breach Legislation Chart 9/12/2007
- Credit Union Conversion Issues Presentation 2/22/2004
- White Paper: Accounting for Business Combinations of Mutual Savings Banks 2/12/2002

- ABA Annual Convention
- Mutual Community Bank Conference
- ABA Government Relations Summit
- Complete list of Professional Development offerings
Legislative / Regulatory Information
ABA and 4 State Trade Associations -- North Carolina Bankers Assn, Ohio Bankers League, Pennsylvania Bankers Association and Wisconsin Bankers Assn -- File Brief of Amici Curiae in Support of Appellant Spencer Bank
- Brief of Amici Curiae 5/27/2008
- Motion for Leave to File Brief as Amici Curiae 5/272008
Mutual Exchange Newsletter
- Mutual Exchange, Special Conference Edition, February 24, 2010
- Mutual Exchange, Special Edition, December 18, 2009
- Mutual Exchange, Special Edition, July 27, 2009
- Mutual Exchange, Vol. 1, No. 3, July 21, 2009
- Mutual Exchange Special Edition, June 2009
- Mutual Exchange Special Edition, May 2009
- Mutual Exchange Special Edition, April 2009
- Mutual Exchange, March 2009
- Mutual Exchange, January 2009
- Memo on Compensation Considerations for Mutual Institutions 8/11/2005
- Memo to MAC on Status of FASB Business Combination Project 3/3/2004
- Memo Opposing Senate Bill No. 363 3/3/2004
- Letter to FASB on Mutual Accounting Procedures 3/24/2004
- Letter to FASB on Mutual Savings Banks 3/11/2004
- Letter to FASB on Loan Participations 6/14/2003
- Letter to NCUA on Amendments to Conversion Regulations 12/1/2003
ABA's Mutual Institutions Council
addresses issues of particular interest to mutually-chartered financial institutions and provides a forum for the discussion and development of legislative and regulatory recommendations and actions.
Questions? Please contact Bob Davis, Executive Vice President, Mortgage Markets, Financial Management and Public Policy; Dawn Causey, General Counsel, or Alex Maroulis-Cronmiller, Vice President, Council & Committee Management.


