ABA Testimonies

2008

• Statement for the Record on Behalf of the ABA regarding H.R. 5679, the Foreclosure Prevention and Sound Mortgage Servicing Act of 2008, Before the Subcommittee on Housing and Community Opportunity Committee on Financial Services, United States House of Representatives
  April 16, 2008
• Statement for the Record of Arthur R. Connelly on Behalf of the ABA regarding Financial Literacy before the Committee on Financial Services of the United States House of Representatives
  April 15, 2008
• Testimony of Wayne Abernathy on Behalf of the ABA regarding the Proposed Internet Gambling Regulations before the Subcommittee on Domestic and International Monetary Policy Committee on Financial Services, House of Representatives 
  April 2, 2008
• Testimony of Bradley E. Rock on behalf of the ABA regarding Expanding Credit Union Powers before the Committee on Financial Services, House of Representatives
  March 6, 2008
• Statement of Rahn V. Barnes on behalf of ABA regarding Community Reinvestment Act
  February 13, 2008
• Statement for the Record on behalf of the ABA and ACB regarding Possible Legislative Changes to the Bankruptcy Code, particularly as embodied in the Emergency Home Ownership and Mortgage Equity Protection Act of 2007, H.R. 3609 before the Subcommittee on Commercial and Administrative Law Committee on the Judiciary, United States House of Representatives
  January 29, 2008                                                       

2007

• Testimony of Julie Cripe on behalf of the ABA Education Foundation regarding Holiday Spending Tips before the Committee on Banking, Housing and Urban Affairs
  December 13, 2007
• Statement for the Record on behalf of the ABA and ACB regarding the Emergency Home Ownership and Mortgage Equity Protection Act of 2007, H.R. 3609 (Mortgage Bankruptcy) before the Subcommittee on Commercial and Administrative Law Committee on the Judiciary United States House of Representatives
  October 30, 2007
• Testimony of Bradley E. Rock on behalf of the ABA and ACB regarding Legislative Proposals on Reforming Mortgage Practices before the Committee on Financial Services
  October 24, 2007
• Testimony of Edward L. Yingling on behalf of the ABA regarding the Industrial Loan Corporation before the Committee on Banking, Housing and Urban Affairs            
  October 4, 2007
• Testimony of Arthur C. Johnson on behalf of the ABA regarding Preemption before the Committee on Financial Services
  July 25, 2007
• Testimony of Nessa Feddis on behalf of the ABA regarding Overdraft Policies and Practices before the Subcommittee on Financial Institutions and Consumer Credit Committee on Financial Services
  July 11, 2007
• Testimony of John A. Squires, Esq. Goldman, Sachs & Co. on behalf of the ABA, the Financial Services Roundtable, and the Securities Industry and Financial Markets Association regarding Patent Reform before the Senate Committee on the Judiciary
  June 6, 2007
• Statement for the Record By Edward L.Yingling regarding the Sarbanes-Oxley Act of 2002 and Its Impact on Small Business on Behalf of the ABA before the Committee on Small Business
  June 5, 2007
• Testimony of Megan Davis Hodge on behalf of the ABA on Suspicious Activity and Currency Transaction Reports: Balancing Law Enforcement Utility and Regulatory Requirements before the Subcommittee on Financial Services Committee
  May 10, 2007
• Testimony of Edward L.Yingling on behalf of the ABA on Credit Card Practices: Current Consumer and Regulatory Issues before the Subcommittee on Financial Services Committee
  April 26, 2007
• Testimony of Earl D. McVicker on Behalf of the ABA on ILCs before the Committee on Financial Services
  April 25, 2007
• Testimony of Thomas Venables on Behalf of the ABA on Section 404 Compliance before the Committee on Small Business and Entrepreneurship
  April 18, 2007
• Testimony of Arthur C. Johnson on behalf of the ABA regarding Industrial Loan Corporations before the Committee on Financial Services of the U.S. House of Representatives
  March 29, 2007
• Statement for the Record of the ABA regarding Revenue Raisers for the Hearing Held Before the Committee on Ways and Means, U. S. House of Representatives
  March 14, 2007
• Testimony of Edward Francis on Behalf of the ABA on Disaster Lending by the Small Business Administration before the Small Business Committee 
  February 14, 2007
• Testimony of Edward Yingling on Behalf of the ABA on Credit Cards before the Committee on Banking, Housing, and Urban Affairs
  January 25, 2007
                                                   

2006

• Testimony of Julie Cripe on Behalf of the ABA on Financial Education before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services
  September 29, 2006
• Testimony of Edward Yingling on Behalf of the ABA on Real Estate before the Subcommittee on Government Management, Finance and Accountability of the Committee on Government Reform
  September 28, 2006
• Testimony of Jim Garnett on Behalf of the ABA on Basel II before the Committee on Banking, Housing and Urban Affairs
  September 26, 2006
• Testimony of Harris H. Simmons on Behalf of the ABA on the Basel II and CRE before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services
  September 13, 2006
• Testimony of Edward L. Yingling on Pandemic Preparedness in the Financial Sector before the Subcommittee on Oversight and Investigations of the Committee on Financial Services 
  June 29, 2006
• Testimony of Guy T. Williams on Behalf of the ABA on the Federal Disaster Insurance Program before the Subcommittee on Housing and Community Opportunity of the Committee on Financial Services 
  June 28, 2006
• Testimony of Wayne A. Abernathy on Money Services Businesses before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services 
  June 21, 2006
• Testimony of Dennis Everson on Behalf of the ABA on Banks Guaranteeing the Most Farm Loans before the Senate Committee on Agriculture, Nutrition and Forestry 
  June 13, 2006
• Testimony of Bradley E. Rock on Behalf of the ABA on the Seasoned Customer CTR Exemption Act of 2006 before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services 
  May 18, 2006
• Testimony of Edward L. Yingling on the Credit Union Charter Choice Act (H.R. 3206) before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services 
  May 11, 2006
• Testimony of Arthur C. Johnson on Behalf of the ABA on Deposit Insurance Application of Wal-Mart Stores, Inc. before the Federal Deposit Insurance Corporation 
  April 10, 2006
• Testimony of Bradley E. Rock on Behalf of the ABA on Regulatory Relief before the Committee on Banking, Housing and Urban Affairs 
  March 1, 2006

2005

• Testimony of Jeff Plagge on Behalf of the ABA on the Tax Exemption of Credit Unions before the Committee on Ways and Means 
  November 3, 2005
• Testimony of Bradley E. Rock on Behalf of the ABA on Regulatory Relief before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services  
  October 18, 2005
• Testimony of Guy T. Williams on Behalf of the ABA on the Gulf Coast's Small Businesses and Economy before the House Small Business Committee 
  October 10, 2005
• Testimony of Stephen D. Hailer on Behalf of the ABA on the Responsible Lending Act before the Housing and Community Opportunity Subcommittee of the Committee on Financial Services 
  September 29, 2005
• Testimony of Oliver I. Ireland on Behalf of the ABA on Identity Theft before the Senate Banking Committee 
  September 22, 2005
• Testimony of McKinley W. Deaver on Behalf of the ABA on Financial Sector's Response to Katrina before the Subcommittee on Financial Institutions and Consumer Credit of te Committee on Financial Services 
  September 14, 2005
• Testimony of Bradley E. Rock on Behalf of the ABA on Regulatory Burden Reduction before the Committee on Banking, Housing and Urban Affairs 
  June 21, 2005
• Statement of Daniel Blanton on Behalf of the ABA on Corporate Governance before the Advisory Committee on Smaller Public Companies 
  June 17, 2005
• Testimony of Elizabeth A. Duke on Behalf of the ABA on Protecting Consumers and Promoting Competition in Real Estate Services before the Committee on Financial Services 
  June 15, 2005
• Testimony of John J. Byrne on Preventing Financial Crimes before the House Financial Services Oversight and Investigations Committee 
  May 26, 2005
• Testimony of Bradley E. Rock on Behalf of the ABA on Regulatory Burden before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services 
  May 19, 2005
• Testimony of John J. Byrne on Anti-Money Laundering before a Joint Hearing of the House Financial Services Oversight and Investigations Subcommittee and the House International Relations International Terrorism and Nonproliferation Subcommittee 
  May 4, 2005
• Testimony of John J. Byrne on Money Services Businesses before the Committee on Banking, Housing and Urban Affairs 
  April 26, 2005
• Testimony of Elizabeth A. Duke on Behalf of the ABA on Check 21 before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services 
  April 20, 2005

2004

• Statement for the Record on Credit Union Charter Enhancement before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services
  July 20, 2004
• Testimony of James D. McLaughlin on the Gramm-Leach-Bliley Act before the Committee on Banking, Housing and Urban Affairs 
  July 13, 2004
• Testimony of Bradley E. Rock on Behalf of the ABA on Regulatory Burden before the Committee on Banking, Housing, and Urban Affairs
  June 22, 2004
• Testimony of John Byrne on Improving Financial Oversight: A Private Sector View of Anti-Money Laundering Efforts before the Subcommittee on Oversight and Investigations
  May 18, 2004
• Testimony of Bradley E. Rock on Behalf of the ABA on Regulatory Burden before the Subcommittee on Financial Institutions and Consumer Credit 
  May 12, 2004
• Testimony of William Dana on Behalf of the ABA on Subprime Lending before the Subcommittee on Housing and Community Opportunity and Subcommittee on Financial Institutions and Consumer Credit 
  March 30, 2004
• Testimony of Raymond K. McCulloch on Behalf of the ABA on Late Trading before the Committee on Banking, Housing and Urban Affairs 
  March 2, 2004

2003

• Testimony of Edward L. Yingling on Medical Privacy before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services
  June 17, 2003
• Testimony of American Bankers Association, America's Community Bankers, Consumer Bankers Association, The Financial Services Roundtable, and Independent Community Bankers of America on the Federal Reserve Board's Proposed Check Truncation Legislation before the Senate Banking Committee
  April 3, 2003
• Testimony of John Byrne on Progress Since 9/11: The Effectiveness of U.S. Anti-Terrorist Financing Efforts before the House Financial Services Subcommittee on Oversight and Investigations
  March 11, 2003

2002

• Testimony of America's Community Bankers, American Bankers Association, Consumer Bankers Association, The Financial Services Roundtable, and Independent Community Bankers of America on Check Clearing for the 21st Century Act before the Subcommittee on Financial Institutions and Consumer Credit of the Financial Services Committee of the U.S. House of Representatives
  September 25, 2002
• Testimony of James E. Smith on Behalf of the ABA on Real Estate before the Subcommittee on Financial Institutions and Consumer Credit, U.S. House of Representatives 
  July 24, 2002
• Testimony of James E. Smith on Behalf of the ABA on Real Estate before the Financial Institutions Subcommittee of the Banking, Housing and Urban Affairs Committee, U.S. Senate
  May 23, 2002
• Testimony of Edward L. Yingling on Real Estate before the Subcommittee on Commercial and Administrative Law of the Committee on the Judiciary, U.S. House of Representatives
  May 16, 2002
• Testimony of Elizabeth A. Duke on Behalf of the ABA on Regulatory Burden before the Subcommittee on Financial Institutions and Consumer Credit of the Financial Institutions Committee, U.S. House of Representatives 
  April 25, 2002