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ABA Intermediate Compliance School

School Overview
 Curriculum
(Subject to change)

Practical Solutions in Deposit Compliance
A practical "how-to" in some of the most common deposit regulations processes. You'll learn how to:

  • Place Reg CC Holds
  • Set up error resolution procedures for Reg E and incorporate differences in NACHA/VISA rules
  • Successfuly monitor for excessive transactions
  • Calculate APY and APE
  • Control Remote Deposit Capture (RDC) risk exposures

Practical Solutions in BSA/AML:
An applied session about monitoring for and identifying suspicious activity to ensure compliance with anti-money laundering and other security related compliance measures. You'll learn how to:

  • Monitor for and identify suspicious activity and file the SAR
  • Complete and present a Risk Assessment
  • Establish efficient and sufficient controls for your BSA program

Practical Solutions in Compliance Management
A realistic exploration of how to conduct a risk assessment of your organization. You'll learn how to:

  • Apply controls to new business ventures to limit risk exposure
  • Quantify levels of residual risk
  • Assess the adequacy of the control environment
  • Determine inherent compliance risk
  • Apply techniques associated with assessing compliance risks with institutions of similar asset size

Practical Solutions in CRA Compliance
An opportunity to build on your basic knowledge of CRA to strengthen your bank's capacity to identify community development performance. You'll learn how to:

  • Identify loans, investments and services that meet the community development definition
  • Implement practical strategies to document qualifying activities
  • Build depth in staff's practical knowledge of qualifying critieria

    Practical Solutions in Identifying and Assessing Potential UDAAP Risk 
    You'll become familiar with protocols to:

  • Identify unfair, deceptive, or abusive practices
  • Apply procedures to identify possible exposures in internal practices
  • Review advertising and other documents to identify compliance weaknesses

    Practical Applications in Loan Servicing Compliance:
    An opportunity to learn strategies to maintain compliance and ensure:

    • Flood Insurance is required and insurance amounts are sufficient to cover the obligation
    • Rate adjustments are made for customers covered by the Servicemembers Civil
      Relief Act
    • Loan payments are properly credited and late fees are properly imposed
    • The principles of the Fair Debt Collection Practices Act are applied

    Fair Lending Applications
    Expand your understanding of Fair Lending regulations as you learn techniques to assess fair lending risk and identify resources. You'll learn how to:

    • Conduct a Fair Lending risk assessment
    • Identify Fair Lending focal points for analysis
    • Perform a basic, comparative file review to determine if lending standards and practices were consistently applied to similarly qualified loans

    Questions? Please contact Perette Bonner for more information.