ABA CFO Exchange
June 11-13, 2012 • Indianapolis, Indiana

2012 Program*

CPE Credits | Advance Program (PDF)

Monday | Tuesday | Wednesday

Monday, June 11, 2012
12:00 p.m.-6:00 p.m.	Registration Open
2:00 p.m.-5:00 p.m.	Pre-Conference Session: Don't Pay to Hedge Interest Rate Risk You Don't Have: Effectively Funding Your Balance Sheet Strategy Tom Farin, President and CEO, Farin and Associates, Fitchburg, Wisconsin Struggling with where to find quality loans? Concerned about regulators' statement regarding interest rate risk? Using an institutional case study, Tom Farin will lay out a framework for making effective ALCO decisions, based on risk/risk and risk/return tradeoffs. He will also  cover key elements of a core deposit study–data requirements, analytics, assumptions and outputs. Learn the significant differences between institution-specific assumptions and standard assumptions like those in the Office of Thrift Supervision Net Portfolio Model. Takeaways will include a dashboard for evaluating risk/risk and risk/return tradeoffs in potential ALCO strategies.
6:00 p.m.-7:00 p.m.	Networking Welcome Reception Gather with your CFO colleagues for a complimentary reception to kick off the CFO Exchange.
7:00 p.m.	Dine-Around Dinners (optional) Take advantage of this unique opportunity to network with other bank CFOs from across the country in a social setting. ABA will make 7:15 p.m. reservations (8 to 10 people per party); you sign up for the dine-around at registration. The bill is split among members of your party at the end of the dinner. This is a popular networking event, even for those who have not yet met other participants.

Tuesday, June 12, 2012
7:00 a.m.-4:00 p.m.	Registration Open
7:00 a.m.-7:30 a.m.	Continental Breakfast
7:30 a.m.-7:40 a.m.	Welcome Jeff Kovach, CFO Exchange Chairman, Senior Vice President and CFO, Northwest Georgia Bank, Ringgold, GA
7:40 a.m.-8:35 a.m.	Lessons Learned from the Most Efficient Banks on Main Street Kevin Tweddle, Executive Vice President, Bank Intelligence, Fiserv, Norcross, Georgia In the new normal of today's banking environment, efficiency is absolutely critical to high performance. Focus on the key metrics to use to improve efficiency, and get case study examples on how to achieve results. Since the interest-rate environment continues to exert pressure on margins, this session will review other key metrics critical to profit contribution so attendees will leave well armed with tools for becoming more profitable. Learn to identify noninterest income opportunities that lend themselves to greater success, based on your unique operating strategy.
8:35 a.m.-9:45 a.m.	CFO Roundtable Share your challenges and best business decisions with CFOs from banks of your asset size in small groups. The goal is to give you access to information that can be used to deal with the many issues you are facing at your bank.
9:45 a.m.-10:00 a.m.	Refreshment Break
10:00 a.m.-11:30 a.m.	Regulatory Update Denyette DePierro, Moderator, Senior Counsel, American Bankers Association, Washington, D.C. What are the "hot" supervisory issues facing banks today? What should banks be focused on now to prepare for future exams? How are the agencies themselves evolving? This session offers the perspectives of three senior regulators—one each from the Federal Reserve Board, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency—who are instrumental in shaping bank policy in Washington.
11:45 a.m-12:30 p.m.	Networking Roundtable Lunch
12:45 p.m.-1:40 p.m.	Stress Management: Navigating Through Challenging Times Mary Marcdante, Author and Speaker, Del Mar, California Bankers are under fire and experiencing business and regulatory worlds unlike any other. The pressure to perform and keep your organization and yourself on an even keel can lead to unrecognized and unhealthy stress. Learn the five danger signs of unproductive stress and get leading-edge tools for preventing it or addressing it quickly. Discover three lifesaving daily strategies that will inspire you and guide your team, family and community through these challenging times.
1:40 p.m.-2:30 p.m.	The Economic Road Ahead Scott Anderson, Ph.D., Director and Senior Economist, Wells Fargo Securities, LLC, Minneapolis, Minnesota The global economy is at a cross-roads with growth fading in much of the world, while the U.S. economy's expansion continues. The Eurozone sovereign debt crisis, rising oil prices, and tighter fiscal policy are just some of the risks that could throw recent gains for a loop. This presentation will explore what's in store for the U.S. economy, including consumer spending, job growth, the housing market, and the bank credit outlook. Come hear how policymakers may respond and what that likely means for U.S. interest rates, and how it will ultimately impact the financial services business in the years ahead.
2:30 p.m.-2:45 p.m.	Break
2:45 p.m.-3:40 p.m.	Driving Profitability Through Service Charge Income Growth Bob Giltner, Chief DDA Strategist, Velocity Solutions, Wilmington, North Carolina After growing at twice the rate of inflation for 20 years, service charge income has fallen by 20 percent. But overdraft fees and interchange are still the largest sources of service charge revenue. Nonbank competitors are targeting the payments space and growing revenues from exactly these same sources but in new ways. In this fast-paced session, we will look at the entire "payment liquidity" marketplace, of which bank overdraft fees are less than half, and innovative approaches to better serve customers and drive revenue. We also will look at revenues from merchants who want to pay banks to drive customer growth.
3:50 p.m.-5:00 p.m.	Peer Exchange Discussion (Bankers Only) Share your burning questions and experiences with CFOs from banks of your asset size. Topics will be determined by participants, so please come armed with your issues, challenges and frustrations. This session will give you access to information that can help you address the tough issues you face. The breakout groups will be: SEC Registrants; Non-SEC Registrants over $500 Million; and Non-SEC Registrants under $500 Million.
6:00 p.m.-9:00 p.m.	Networking Reception and Dinner We'll take you "out on the town" to a nearby Indianapolis venue for networking, dining and game competitions just for CFO Exchange attendees. Enjoy the mild Indianapolis summer weather with your CFO colleagues. The reception and dinner will feature a full bar, nonalcoholic beverages and hearty dinner fare.

Wednesday, June 13, 2012
7:00 a.m.-11:00 a.m.	Registration Open
7:00 a.m.-8:00 a.m.	Continental Breakfast
8:00 a.m.-8:40 a.m.	Reports from Peer Exchange Discussions Hear a brief summary of what was learned from each peer group session.
8:40 a.m.-9:30 a.m.	Profit Risk—The New Risk Management Tool that Complements Credit and Asset-Liability Risk: Measure the Sustainability of the Income Statement Rich Weissman, President and CEO, DMA, Beaverton, Oregon Typically, profitability metrics are not designed to act as measures of future earning but as assessments of current earning streams. Attempting to project future earnings growth or decline has not been a profitability measurement function. With new technologies and models, there are now ways to utilize profitability analytics to assess future bank income. The ability to use profitability tools to act as a crystal ball for determining the bank's future earnings potential (or future earnings demise) is now front- and-center. Sustainability of earnings is the key to the next era in banking. Managing the risk in the income statement that can detract or add to sustainability is the core behind the Profit Risk concept and Profit Risk analytics. Get an overview of these new concepts, insight into the methodologies, and specific strategies that can be adopted for sustainable earnings growth.
9:30 a.m.-9:45 a.m.	Refreshment Break
9:45 a.m.-11:40 a.m.	Accounting Issues and What They Mean to Your Bank Moderator: Mike Gullette, Vice President, Accounting and Financial Management, American Bankers Association, Washington, D.C. Find out what the latest implementation concerns are from a regulatory and GAAP perspective. A panel discussion will give light to best (and not-the-best) practices as banks navigate through the waters of the current economy. Significant time will be dedicated to your questions, and whether they relate to what's happening now or what will be needed in light of changes FASB is considering.
11:45 a.m.	CFO Exchange Adjourns

Note: Program subject to change.

Questions? Contact Susan Bonney.