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Survey Question of the Week Results

In what areas does your bank report customer account experience to a consumer reporting agency? (Mark all that apply)

by Institution Size	Under $100M	$100-$500M	$500M-$2B	Over $2B	Totals
Checking account	2	15	11	6	34
Closed-end mortgages	8	26	17	10	61
Credit cards	2	6	7	4	19
HELOCs	6	24	16	10	56
Motor vehicle or other secured consumer installment loans	8	24	17	9	58
Unsecured credit obligations	8	25	15	9	57
We do not report at all	1	5	2	0	8

Total Number of Respondents = 75

Weekly Survey Question Archive

What's New

ABA Resources: Economic Recession and Recovery
ABA Compliance Network
Board Issues Regulation E Final Rule, Mandatory Compliance date of July 1, 2010 (11/19/09)
The Board is amending Regulation E, which implements the Electronic Fund Transfer Act, and the official staff commentary to the regulation, which interprets the requirements of Regulation E. The final rule limits the ability of a financial institution to assess an overdraft fee for paying automated teller machine (ATM) and one-time debit card transactions that overdraw a consumer's account, unless the consumer affirmatively consents, or opts in, to the institution's payment of overdrafts for these transactions. The rule is effective January 19, 2010, with a mandatory compliance date of July 1, 2010. ABA on March 27, 2009, filed comments on the Regulation E proposal. For questions, contact ABA's Nessa Feddis.
FDIC ComE-IN Meeting Scheduled for December 2nd (11/18/09)
The FDIC's Advisory Committee on Economic Inclusion (ComE-IN) will meet on December 2nd to discuss the results of the FDIC National Unbanked and Underbanked Household Survey, Report of the Strategic Subcommittee's Discussions Regarding Scaling Small Dollar Loans, and Strategic Focus for the Committee. The meeting will also be Webcast live via the Internet. Read the agenda.
Regulators Release New Privacy Model Notice (11/18/09) - Read more.
ABA: Overdraft Bill Would Result in Less Access, Higher Cost (11/18/09) - Read more.
More Compliance News