Logo: CABCorporation for American Banking - ABA's Subsidary for Profitable Banking
Home Contact Us ABA.com

Due Diligence
Go to: About CABGo to: SolutionsGo to: PartnersGo to: NewsGo to: Staff
Insurance ABA-Sponsored Insurance
     Program (ABPFIC) -
     D&O / Bond

Bank Property & Casualty
     Insurance (The Hartford)

Bank Insurance Brokerage
     Services

Bank-Owned Life Insurance
Collateral Protection
Customer Appreciation AD&D
Insurance Review &
     Opportunities

STAMP Surety Bond
Compliance/Risk AML Transaction Monitoring
     Software

Check Fraud Reduction
Check Imaging
Credit Risk Assessment
Identity Verification Tool -
     InstantID®

Pre-Employment Screening
Risk Management Services
Funding & Capital Mgmt CDARS®
IND®
Funding Resources
Asset Management CashSweep Program
FI Performance Management
Wealth Management &
     Financial Planning
Technology Cash Inventory Software
Check Fraud Reduction
Check Imaging
Core Processing
Corporate Cash Management
Deposit Reclassification
Deposit Score
EFT/ATM/POS Payments
FI Performance Management
Information Security
Loan Origination Software
Online Banking
Online Lending
Overdraft Privilege
Technology Consulting
Retail/Customer Loyalty ABA Travel Money &
     Gift Card Program

CashSweep Program
Corporate Cash Management
EFT/ATM/POS Payments
Loan Origination Software
Online Banking
Online Lending
Overdraft Privilege
Relationship Banking
     Strategies

Wealth Management &
     Financial Planning
Consulting Bank-Owned Life Insurance
Executive & Director Benefits
     Consulting

Process Improvement
Risk Management Services
Technology Consulting
Member Discounts ABA Travel Money &
     Gift Card Program

ABA Financial Directories
Office Equipment Discounts
Overnight Delivery Services



Press Release

From the Xerox Newsroom


 

 

Now You See It, Now You Don't as Xerox Scientists Develop Fluorescent Writing to Deter Counterfeiting

 

The News: A Xerox technology can print fluorescent words and letters without fluorescent ink.

The Background: Fluorescent stripes are an effective way to authenticate currency; now digital printers have an easy method of creating personalized fluorescent marks on documents.

What It Means: Xerox's process can make high-value documents like licenses, checks more difficult to counterfeit

 

ROCHESTER, N.Y., 30 May 2007 -- Cautious merchants know that authentic U.S. currency in denominations larger than $10 contains an embedded strip that glows when they hold it under an ultraviolet light. Bills lacking the thread can be identified—and rejected—as counterfeit money. Now scientists at Xerox Corporation (NYSE: XRX) have developed a new technology that makes it easier to add that same level of security to any document from a personal check to a birth certificate using the same printers found in most print shops.

 

The innovative security printing method uses a special combination of toners—the "dry ink" used in xerographic printers - to create the secure imprint. Prints from a four-color printer selectively expose the fluorescent properties found within white paper, making it possible to embed personalized printing, hidden security marks or codes that are only visible when exposed to ultraviolet light.

 

"What amazes people about the new technology is that we can create fluorescent writing on a digital printer without using fluorescent ink," said Reiner Eschbach, a research fellow in the Xerox Innovation Group and with principal color scientist, Raja Bala, the co-inventor of the patented process. "That means a four-color digital printer can print everything it normally would, and it can simultaneously individualize a document with a fluorescent identifier."

 

The new patented technology belongs to a portfolio of technologies Xerox is developing that build security into documents based on a digital printer's ability to make any element on the page—lines, text, images—unique to the recipient.

 

The fluorescent printing is one of several specialty imaging technologies Xerox scientists have developed making it easier for a suspicious recipient to tell which checks, certificates, or other printed materials are authentic. The new specialty technology is part of the Xerox FreeFlow Variable Information Suite 5.0, software that Xerox sells to commercial printers and large enterprises like banks and insurance companies that produce personalized documents.

 

"Just as US currency has a fluorescent thread to authenticate it, I can imagine a time when your checks will have your signature printed in a fluorescent stripe," said Eschbach. "A merchant could easily compare the fluorescent signature with the actual one to validate the check."

 

The Xerox technology resulted from a "Eureka" moment of inspiration. Eschbach's group had been involved in the creation of Xerox's other specialty imaging technologies such as GlossMark® imaging, which uses the differential gloss in toner to print a hologram-like image, and he wondered if there was a way to make fluorescent marks with conventional toner.

 

They realized that paper manufacturers put fluorescent brightening agents in paper to make it appear "white." Eschbach and Bala discovered certain combinations of toner that would selectively allow the paper's fluorescence to shine through when exposed to ultraviolet light. Based on this insight, Xerox developed a technology that uses the contrast to "write" fluorescent letters and numbers.

Because the fluorescent marks can be made without fluorescent ink, there are no extra costs for special inks or for additional steps required during printing. Users can embed the security feature as a normal part of their printing process. The fluorescent writing technology is available on Xerox color production printers.

 

Xerox Innovation At Work

Xerox Corporation conducts work in color science, computing, digital imaging, work practices, electromechanical systems, novel materials, and other disciplines connected to Xerox's expertise in printing and document management. The company consistently builds its inventions into business by embedding them in Xerox products and solutions, using them as the foundation for new business, or licensing or selling them to other entities. For more information, visit www.xerox.com/innovation.