Fiserv^® offers a full suite of image and item processing solutions that enable financial institutions to respond to the move from paper to electronic check processing.

A key focus is Source Capture Optimization^®, a unique Fiserv approach to enhancing the reliability, versatility and scalability of remote check image capture by providing a common Web platform at the branch, merchant, consumer and ATM.  Source Capture Solutions^® linked to the Fiserv Clearing Network, provide a straight path to image exchange. Fiserv can analyze your business and offer you a flexible combination of solutions. Available services include:

• Inclearings capture
• Exception and return item processing and cycle sorting

Free White Papers on RDC Available (bankers only) Fiserv offers free white papers to bankers on the subject of Remote Deposit Capture. Click here to request one or more white papers: Report of Findings: The Relationship between Remote Deposit Capture, Capital Adequacy and Deposit Growth Optimizing, Centralizing and Capturing Remote Deposits Best Practices Guide: Consumer Capture Risk Mitigation Best Practices Guide: Risk Management of Deposit Capture--a Fiserv Response to FFIEC Guidance

• Proof of deposit and transit item processing
• Digital signature verification
• Statement rendering
• Image products and services
• Branch Source Capture
• Merchant Source Capture
• Consumer Source Capture
• ATM Source Capture 
• National Image Archive
• Fiserv Clearing Network (FCN)
• Fraud protection

Fiserv is the industry leader in third party item processing, with image-enabled centers across the country. It connects client institutions with more financial institution end points than any other item processor. Fiserv is a recognized authority on Check 21, image exchange, and is an active member in many industry groups.

• Enables financial institutions to avoid capital expenses by leveraging technology at Fiserv centers – all are image enabled, linked to a national image archive, and fully Check 21 compliant.
• Reduces staffing costs and challenges of staffing an institution's item operation, such as time off, turnover, training, and volume changes.
• Eliminates many fixed costs associated with internal item operations, so costs decrease as check volumes decrease.
• Offers flexible solutions to banks with in-house items operations, enabling some functions to be outsourced while others remain in-house.
• Offers a full range of Web-based remote check capture solutions at the teller, branch, merchant, consumer/small office and ATM.