The agent bank credit card program from First Bankcard provides ABA member banks a full suite of consumer and commercial credit card products without the attendant risk. Designed for community banks with assets of $500 million or greater, the First Bankcard program offers products from Visa, MasterCard, American Express and Discover, allowing your bank to select products that best suit your customers and their unique needs.
Key Benefits of an Agent Credit Card Program
- Expand the products and services you can offer to enhance your marketplace position as a full service banking partner
- Present the credit card products as your own with cards and collateral that are customized with your bank brand, creating valuable share of wallet
- Share in the portfolio revenue stream without incurring costs for associated marketing, operational and regulatory burdens.
First Bankcard Partners Receive:
- A choice of consumer and commercial credit card products from Visa, MasterCard, American Express and Discover
- A dedicated account manager to facilitate your program growth and training needs
- Generous fee income for referrals and ongoing revenue stream from portfolio earnings
- Multi-channel, First Bankcard-funded marketing that includes in-branch, online and direct mail
- Access to in-branch customer account data for pre-qualifications, account maintenance, payment acceptance and more
- Assurance of strong non-compete protections with approval rights over the use of your bank’s brand
Your Customers Receive:
- A choice in credit card products from Visa, MasterCard, American Express and Discover
- Market-leading rewards programs with an array of redemption options including cash back, travel, merchandise, charitable giving, and more
- 24-hour support from U.S.-based, First Bankcard owned and operated customer care centers that never close
- Credit decisioning that takes their relationship with your bank into account
- Account access linked directly from your bank’s website
- Ability to personalize their card with a personal photograph or original artwork
About First Bankcard
- One of four US banks that can issue credit cards on all 4 networks
- Top 15 credit card issuer and top 2 agent bank provider
- Credit card issuer since 1953
- ABA Business Solutions strategic partner since 2009
- A division of First National Bank of Omaha, a subsidiary of First National of Nebraska (FNNI). FNNI is the largest privately owned banking company in the United States with $17 billion in managed assets and nearly 5,000 employee associates, recognized in 2011 as one of America’s Best Banks by Forbes.
David Ridley, Director, Payment Solutions
202-663-5192 | Send Email
Business Solutions Hotline: 202-663-5575
First Bankcard's Website
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