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Sterne Agee Solutions specializes in balance sheet and income statement analysis for financial institutions. Our interest rate and liquidity risk models provide institutions with a detailed asset/liability analysis. Sterne Agee Solutions is community bank focused, staffed by former bankers and regulators. Our dedicated team measures and assesses the nature and degree of risk then develops solutions to maximize profitability and minimize risk in accordance with regulatory standards.

There is increasing regulatory scrutiny of interest rate risk to banks. ABA member banks need to be ahead of the curve and be prepared for regulators and changing market conditions. Sterne Agee Solutions can help by:

• Identifying interest rate risk on bank's balance sheet and income statement
• Being the source of strategies and ideas for managing interest rate risk and maximizing profitability
• Assisting in ALCO/Board presentations

Risk Measurement Tools Provided:

• Proprietary asset/liability model using instrument level detail to measure earnings and capital at risk.
• Proprietary investment portfolio model using an interest rate and credit driven
  prepayment model to determine price sensitivity and perform yield curve scenario analysis.
• Return on Equity decomposition model to assess components of ROE and perform specific peer analysis.
• ALMM model validations

Analysis and Solutions Providers:

• A team of professionals with over 50 combined years of bank treasury and interest rate risk management experience.
• Bank and Thrift regulatory experience.

Member Benefits:

• Sterne Agee Solutions is a preferred provider of Business Solutions
• ABA members receive special pricing for quarterly reporting and in-person consultation to evaluate the results and develop and monitor solutions.
• ABA members have access to expertise in the Sterne Agee Solutions team to address any issues that may impact the profitability and risk profile of the institution.
• Our team is full of proven professionals with specific bank treasury and regulatory experience. 

ABA Contact
Helen Sullivan, Senior Vice President, Capital Markets
202-663-5167
Send Email
Business Solutions Hotline: 202-663-5575

Sterne Agee Contacts

Sharon Lee Stark, Managing Director 205-271-6293 Send Email

Brant McDuffie, Managing Director 205-414-3355 Send Email

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Sterne Agee Solutions is a wholly-owned subsidiary of Sterne Agee Group, Inc., a privately-held financial holding company headquartered in Birmingham, AL. Founded in 1901, the Sterne Agee family of companies provides investment banking, research, securities clearing, asset management, trust, and institutional and retail securities brokerage services. Among other things, Sterne Agee serves depository institutions by providing correspondent banking services, such as portfolio accounting, safekeeping and pledging and wiring. Additionally, Sterne Agee provides equity research coverage of approximately 110 publicly traded bank stocks and has a seasoned investment banking team specializing in financial institutions. Sterne Agee currently has 48 offices in 24 states.