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Homeownership
Get the Facts

Owning a home gives vitality to America's cities and towns and creates that sense of community so many Americans dream of and are willing to work for. Banks are central to helping make the dream of homeownership a reality for more and more Americans.

Homeownership Tips

  • Informed Homebuyers Are More Effective Consumers
  • Lenders Rely More On Credit
  • Tips on Cutting Household Expenses
  • Avoiding Predatory Lenders


    Financial Calculators
    How much home can you really afford?  Find the answer to this and more with our financial calculators.


    Consumer Help
    If you are a homeowner who is having trouble paying your mortgage, contact your lender or visit HopeNow. Learn more about the Hope for Homeowners Program or visit the Consumer Help Lines and Web Sites page.

    Frequently Asked Questions: Mortgage Lending


    Homeownership Press Material
    ABA Press Room 

    News Releases

    Radio Actualities
    Diane Casey-Landry, ABA Chief Operating Officer and Senior Executive Vice President

    Actuality #1: Is this a good time to buy a home? 
    Actuality #2: FICO score
    Actuality #3: Rent vs. Buy
    Actuality #4: What kind of credit score do I need?
    Actuality #5: How much can I afford to buy?
    Actuality #6: How does the 2009 Tax Credit Work?
    Acutality #7: How much of a down payment do I need?
    Acutality #8: Can I roll my closing costs into my mortgage?
    Acutality #9: How much of a down payment do I need?
    Acutality #10: Can I roll my closing costs into my mortgage? 
    Acutality #11: How much of a down payment do I need?
    Acutality #12: Can I roll my closing costs into my mortgage? 

    Media Contact:
    Jim Eberle
    E-mail:
    jeberle@aba.com
    Phone: 1-800-Bankers

    Public Service Announcement
    Buying a Home [
    mp3]
    Buying a Home [
    pdf]

    Questions? Please contact Marquita Powell for more information.

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