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The ABA Education Foundation's 12th annual Teach Children to Save Day will be celebrated April 29, 2008.  On this day and throughout the spring, bankers across the country teach students some basic saving and money management lessons. Our thanks to everyone who participates in this financial education program! 

Please e-mail one photo (jpg format) of bankers in action and a two sentence caption about your event to edufoun@aba.com in order to be included on this page. Please include the full bank name, city and state, school name, grade level of students pictured and any other details to identity the photo.  Please make sure you scroll down to the bottom of the page - to see great photos from bankers across the country!

Visit our 2008 TCTS Honor Roll to see the banks that participated this year. 

P.S. 76 William Hallett Elementary School, Citi, OCC and the ABAEF attended a game at Shea Stadium as the announcer recognized April 29 as Teach Children to Save Day.  Earlier the students received a savings lesson from Citi, the ABAEF and Barry Wides, OCC's deputy comptroller for community affairs, with special appearances from New York Mets pitcher Aaron Heilman and mascot Mr. Met.

U.S. Bank employees hosted Winston Hills Academy students and Alise DeLeon from Treasury's Office of Financial Education in its downtown Cincinnati headquarters for TCTS Day activities. The bank, a strong supporter of Adopt A Class, a local nonprofit that brings opportunities to students, reached more than 1,500 students in 79 classes throughout the Cincinnati and southern Ohio market.

U.S. Treasurer Anna Escobedo Cabral gives students at the Boys and Girls Club of Burlington, Vt. a needs and wants lesson to help them prioritize their spending. Cabral joined with Phil Daniels and Gisele Kloeckner of TD Banknorth, Burlington, Vt. to celebrate Teach Children to Save Day.

U.S. Treasury official Tom Kurek teamed with John Boucher, president, South Shore Savings Bank, Weymouth, Mass. to give Weymouth High School students the skinny on savings.  The students are not strangers to banking.  They run a successful in-school bank branch on-site.

Congressman Marsha Blackburn (TN-07) joined Jerry Baker, president and CEO of First Horizon National Corporation, the holding company of First Tennessee Bank, Memphis, Tenn., at Collierville Elementary School in Collierville, Tenn.  Fifth graders learned about needs and wants and found some low-cost or free alternatives to spending in order to get what they wanted.

Henry M. Hall, senior vice president - retail banking, Urban Trust Bank, Washington, D.C., led Leckie Elementary School third graders in a savings pledge at the conclusion of their TCTS lesson in Washington. ABA's Bob Schmermund, executive vice president, member relations, kicked off the special lesson with an interactive exercise on needs and wants. Mr. Hall's team of five bankers helped reinforce the message of saving.

Rep. Thelma Drake (VA-02) partnered with Betsy Duke, COO, TowneBank, Suffolk, Va. to teach the third-graders at Malibu Elementary School in Virginia Beach. The students helped Congresswoman Drake decide if nail polish was a need or want, and helped Ms. Duke read a story about bunnies saving for a birthday present for their grandmother.

For the third year in a row, Rep. Jim Costa (CA-20) and J. Mike McGowan, president and CEO, Premier Valley Bank, Fresno, Calif. taught savings lessons to students in their community.  This year they taught fourth and fifth graders from Sunset Elementary School in Fresno about needs and wants and saving for goals.

Rep. Rob Wittman (VA-01) joined Austin Roberts, president and CEO of Bank of Lancaster, Kilmarnock, Va. at the Northern Neck Family YMCA, a branch of the Peninsula YMCA, on Thursday, March 27 for a special Teach Children to Save lesson. The Holiday campers from the Northern Neck and Northumberland YMCA even got a visit from Penny, the giraffe mascot for Bank of Lancaster!

First National Bank of Central Alabama - Tuscaloosa Ninety third grade students at Gordo Elementary School received a very special savings lesson from Sam Parks, president of First National Bank of Central Alabama. Elsewhere, five FNB employees volunteered their time by giving piggy banks to all 300 third graders in Pickens County, along with a lesson on the importance of saving.

Frontier Bank - Lanett Frontier Bank visited many schools teaching savings lessons, including Huguley Elementary in Lanett. More than 500 children were taught by Patricia Meigs, Molly Coker, and Morgan Foster.  It was a great success.

SouthPoint Bank - Birmingham Melissa Jones, along with five other bank employees, made presentations on the importance of saving at an early age. Third and fourth graders at Springville Elementary were taught that good habits start early in life and the savings habit brings lifelong benefits.

Denali State Bank - Fairbanks Seventeen bankers from Denali State Bank visited two schools and taught 623 children grades in Kindergarten through six about financial literacy! The bank's mascot, Max-the-Moose, made an appearance for high-fives, hugs, and to promote his Max-a-million children's savings account.

Northrim Bank - Anchorage During the week of April 28, eighteen bankers from Northrim Bank taught more than 700 children at three schools about the importance of saving and spending wisely. Students had the opportunity to ask questions and at the end of each lesson they were given $2 bills and other fun gifts to encourage smart saving.

Wells Fargo - Anchorage Joe Everhart, Alaska Regional Business Banking manager, shared valuable savings lessons with sixth graders at William Tyson E.S. The local ABC News affiliate aired a story about Wells Fargo's outreach efforts with an interview of Asta Keller with Wells Fargo Community Development. Thirty team members taught more than 550 students in 25 schools across Alaska.

Desert Hills Bank - Phoenix Paul Barriball of Desert Hills Bank partnered with the Arizona Department of Financial Institutions and the Office of the Governor to reach 40 first and second graders and the entire fifth grade at Mercury Mine Elementary School. Barriball shared savings tips with the students who received a shiny new $1 coin and piggy banks to kick off their savings.

Yuma Community Bank - Yuma Jami Frandsen and Rosa Quinn spoke about the importance of saving to 85 first-graders at Ronald Reagan Fundamental School. To illustrate why "It Pays to Save," each student received a red Yuma Community Bank piggy bank containing five nickels.  In the photo, Quinn is pictured with her daughter, Taylor Quinn, and Taylor's first grade teacher, Marlena Martinez.

M&I Marshall & Ilsley Bank - Phoenix M&I Bank participated in Teach Children To Save at Ahwatukee Foothills Prep School in Phoenix. The presentation was given to grades K-5 highlighting three basic principles: spend some money; save some money; donate some money. The presentation was given by M&I's Kevin Kusreau, Lucas David and Elisha Taylor, along with M&I's mascot, Penny the Pig.

First Arkansas Bank & Trust - Shirley Regina Davis and Charlotte Deckard from First Arkansas Bank & Trust taught savings lessons to fourth graders at Shirley Elementary School. Bankers from First Arkansas taught almost 600 elementary students across the state as part of Teach Children to Save Day!

Simmons First National Bank - Pine Bluff Calvin Tichy and Sharon Ponder spoke with Watson Chapel Schools students about the importance of saving.

Union Bank of Mena - Mena Marketing Officer Linda Rowe visited eight second grade classes during the week of Teach Children to Save and taught the students how to spend, save and share - and why those things are important.  Approximately 150 students received lessons.

BancorpSouth Bank - Magnolia Ten employees presented "Spend or Save, Make the Right Choice" to eleven classes, reaching 198 students at Magnolia's West Side Kindergarten. Children were given coloring books, crayons, stickers, piggy banks and money to help them start saving for the future.

North Valley Bank - Redding North Valley Bank's Operations Officer Erin Coma spoke with students about saving. More than 500 students learned from about a dozen NVB bankers through presentations at schools and youth organizations. Sandee Blalock, Vice President/Marketing Director organized the bank's participation in Teach Children to Save Day.

Community West Bank - Ventura Tricia Ahern, VP branch manager, is on a personal crusade to bring back the $2 bill. Each child in Ms. Janis Emhardt's fourth grade class at Sheridan Way Elementary in Ventura received a $2 bill and Ms. Ahern discussed Thomas Jefferson and his importance as a founding father, as well as the uniqueness of the bill. The children loved it and the lessons learned from the 'SSS' Plan – Save some, Spend some, and Share some!

Montecito Bank & Trust - Santa Barbara Mayor Marty Blum joined Janet Garufis, CEO and president of Montecito Bank & Trust, in teaching third graders a lesson on wants vs. needs, saving and budgeting.  Overall, 22 Montecito Bank & Trust associates visited 36 classrooms and reached almost 1,000 students with important lessons during this year's Teach Children To Save Day activities.

First National Bank of the Rockies - Grand Junction First National Bank presenter Casey Peiffer read Lucky the Golden Goose to first graders in Grand Junction. The story about a goose named Lucky who invested the pumpkin seeds he earned by planting them and growing his fortune is a great tool to teach young children about saving.

Valley Bank & Trust - Brighton During the week of Teach Children to Save activities, fourteen Valley Bank & Trust team members had the privilege of talking with 862 students at six schools in Colorado's Northern Front Range. Jenny Leon, Marketing Specialist and Teach Children to Save Day event organizer, talked about ways to save money with fourth graders at Prairie Ridge Elementary School.

Bank of America - Statewide More than forty Bank of America associates in Connecticut taught about 1,000 students in Stamford, Bridgeport, Hartford, New Haven, Waterbury and Norwich the importance of saving. Nick Vazquez of Bank of America - Connecticut posed with several first graders and their teacher Kim Andrade at the K.T. Murphy School in Stamford.

Delaware Governor Ruth Ann Minner signed a proclamation designating the week of April 28, "Teach Children to Save Week."  Nancy Carnevale, Assistant Principal, Benjamin Benjamin Banneker Elementary School; David G. Bakerian, President, Delaware Bankers Association; Bob Walls, State Representative; Robert Glen, State Bank Commissioner; and, Dr. Bonnie Meszaros, Center for Economic Education and Entrepreneurship were also present at the signing.

Susan Highfield, Vice President, Delaware Bankers Association, presents a certificate of achievement to Sandy Conner, Manager, Wilmington Trust in recognition of her 10 consecutive years of service to Delaware's students on Teach Children to Save Day.

Citizens Bank - Wilmington Peggy Strine, senior vice president of Public Affairs, taught a third grade class at Elbert Palmer Elementary School in Wilmington. Peggy has participated in the Teach Children to Save program each year since it's inception in Delaware.

Citizens First Bank - The Villages Michelle Crawford of Citizens First Bank talks about financial literacy with Brooke Gibson, a fifth-grade student at The Villages Charter Middle School. The photo was taken by George Horsford, Photography for The Villages Daily Sun newspaper in The Villages Florida.

Colonial Bank, N.A. - Orlando Maggie Del Valle  and Rhonda Kell taught third and fourth graders at Bear Lake Elementary School in Apopka. The students learned the difference between wants and needs and how to save money for a goal.  Colonial Banks in Florida reached over 3,000 students on April 29, 2008.

Colonial Bank, N.A. - Central and South West Florida Colonial Bank reached more than 3,000 students in Central and South West Florida with Teach Children to Save lessons. Rosanna Jacobsen, a vice president, Colonial Bank, N.A., visited Carver Middle School. Ms. Jacobsen also serves on the board of Florida Jump$tart Coalition and Academy of Finance.

Raymond James Bank - St. Petersburg Nancy McCarthy and Lydia Rice of Raymond James Bank taught 30 third graders how to earn money, the importance of saving and the difference between needs and wants. Each third grader from St. Raphael Catholic School in St. Petersburg received Raymond James Bank Nest Eggs.

FirstBank Florida - Orlando FirstBank Florida partnered with Dover Shores Elementary in Orlando for Teach Children to Save Day. Maria Christina Torrents from FirstBank Florida's Orlando branch talked to the 5th grade students of Dover Shores Elementary about the importance of saving early and the difference between needs and wants.

Darby Bank & Trust Co.- Vidalia Consumer lender Stacy Y. Freeman of Darby Bank & Trust Co. spoke to second graders about the importance of saving money. Freeman also gave them tips on how to use small portions of their allowances and birthday money to save and buy larger gifts for family members and themselves.

First National Bank of Griffin - Griffin Students at Jackson Road Elementary School in Griffin asked questions and offered suggestions on how to save money to First National Bank of Griffin's lending officer Nikki Hill.

Southwest Georgia Bank - Moultrie Donna Lott of Southwest Georgia Bank taught all second graders at JM Odom Elementary the importance of saving money on April 29. Donna Lott serves on the Leadership Georgia Bankers Association Executive Committee.

PlantersFIRST - Cordele PlantersFIRST employees made six presentations to 382 juniors and seniors at Crisp County High School on National Teach Children to Save Day. Pam Jones, Cathy Willis and Suzanne Harper also addressed twenty staff members who were in the audience.

Citi - Hagatna Erwin Perez of Citi explains to a "household" team of fifth graders how to spend their money wisely as a family and live within their budget.  This year, Citibankers taught all of the fourth and fifth graders, a total of 130 students, at Machananao Elementary School in Yigo about needs and wants and conducted a contest to find out which "household" spent their money the wisest.

Chase - Chicago Twenty-nine volunteers from Chase provided piggy banks and lessons on how to save to the kindergarten, first- and second-graders at Herzl Elementary School in Chicago. Chase has participated in National Teach Children To Save Day in Chicago for the past seven years.

First National Bank - Steeleville Employees of First National Bank of Steeleville hosted 166 Steeleville Elementary, St. Mark's Lutheran and Sparta Primary students to bank tours for Teach Children to Save Day.  Students were given a gift pack with a "money" note pad, pencil or crayons, and savings activity booklet.

Mercantile Bank - Quincy This April, Mercantile Bank brought its Banking at School program to St. Francis Solanus Elementary School.  Forty fifth grade students participated in a four-week in-class program based on savings, budgeting, credit and investing. The program concluded with a hands-on tour of the bank and pizza party.

State Bank of Bement - Bement State Bank of Bement employees Ken Wright, Tabitha Elder, and Kendra Wright, taught savings lessons to first grade students at Bement Grade School in Bement. The children reviewed the difference between needs and wants, practiced coin recognition, and were presented with their very own State Bank of Bement piggy bank!

TheBANK - Edwardsville Members of St. Mary's Catholic School's second grade class received a fun lesson saving for the future as part of Teach Children to Save Day. Becky Yarbrough from TheBANK of Edwardsville captivated the group with her information and a little humor!

First National Bank - Ava First National Bank of Ava bankers made savings presentations to the fourth grade classes at Trico Elementary, Christ Lutheran School and the Elverado Elementary School. First National Bank employees participate each year. This year's efforts were led by Sharon McGill, Coco Tope and Donna Vogel.

TCF National Bank - Chicago TCF National  Bank partnered with Dominican University to sponsor Teach Children to Save Day. TCF Bank employees from retail and corporate offices taught savings lessons to more than 2,000 third, fourth and fifth grade students from 14 different Chicago Public Schools.

Centier Bank - Whiting Centier Bank associates help start fourth through sixth graders on the path to a positive financial future by making presentations on saving money in their classrooms during the months of April and May. In the photo, Centier representative Al Avila teaches sixth graders at Whiting Middle School about the stock market.

Elkhart Community Bank - Elkhart Elkhart Community Bank hosted a kid's learning reception for their client's children. They offered a $25 opening deposit and a savings lesson to all new account-holders. Pictured are two new savers with their account books and piggy banks.

First Federal Bank of the Midwest - Fort Wayne Bankers from First Federal Bank of the Midwest, headquartered in Defiance, Ohio, presented to five third grade classrooms at Lincoln Elementary School in Fort Wayne. Kendra Lemper presented to the students and Earn E. Eagle, the First Federal Bank mascot joined the fun as well.

Old National Bank - Evansville Alethea Hunter presented Teach Children to Save lessons to a group of girls who attend an after school program at the YWCA in Evansville. Alethea is a Cash Management Business Support Specialist in the Evansville Main branch of Old National Bank.

Bath State Bank - Bath Bath State Bank hosts three grade levels from three separate elementary schools each year to learn about interest, the route of a check, the history of coin and paper money and the importance of the banking industry. The favorite part of the children's visit isn't cashing a $1 personalized check . . . It's the homemade sugar cookies in the shape of a money bag!

Central State Bank - Muscatine Fourteen volunteers from Central State Bank visited 24 second-grade area classrooms and reached an estimated 600 students, an all-time high.  2008 marked the seventh consecutive year of the bank's participation in Teach Children To Save Day.

Security Savings Bank of Gowrie - Gowrie Bank employees Shirley, Mindy, with son Aaron, and Renae, with grandson Jordan, visited the third graders from Prairie Valley School in Callender and Southeast Webster- Grand in Dayton.  It was a fun day for all as many questions were asked and answered ..."No, George Clooney is not pictured on any money!"

State Bank & Trust Co. - Nevada State Bank & Trust Co. employees taught more than 147 Nevada Elementary School children in first through fourth grades.  They taught the big three concepts: saving, sharing and spending.  They also played bingo and chess games, using the kids as "pieces" to make the lesson even more fun.

Shelby County State Bank - Harlan Fifteen employees of Shelby County State Bank taught eight classes of students in first through fifth grades. The staff covered topics ranging from identifying needs vs. wants to how to balance a checkbook. In the photo, employee Kathy Mahlberg assists a second-grader in a lesson she taught at Westridge Elementary.

Citizens Bank - Anamosa Bonnie Schwaegler of Citizens Bank spoke with about forty-five third and fourth graders about saving.  In the photo, third grade children are seen putting leaves on a money tree.

Bank Iowa - Altoona Barb McGrean and Marsha Lynch of Bank Iowa gave a presentation of the ABC'S of Saving Money to the second grade classes at Four Mile and Clay Elementary schools. The presentation focused on the importance of saving money and ideas on how to earn money by doing various jobs.

U.S. Bank - Sioux City At McKinley Elementary School, twenty Sioux City U.S. Bank employees taught eleven classes during Teach Children to Save Day. The bankers had a great time teaching the importance of saving to approximately 200 Kindergarten through fifth graders.

First Option Bank – Osawatomie First Option Bank staff members presented a skit teaching kids how to be smart savers in six elementary schools in five communities. The presentations were made over a two-day period to more than 1,200 students in grades kindergarten through five. Each student received a goodie bag with materials to help them and their parents get in the savings habit.

Premier Bank - Lenexa In honor of Teach Children to Save Day, Megan Hickey and Morgan Patton, from Premier Bank in Lenexa, visited a kindergarten and first grade class at Bonjour Elementary. The children learned a lot about money including how to save some, give some and spend some.

Premier Bank - North Kansas City Michele Sherfield, from Premier Bank in North Kansas City, traveled to Lindenwold Elementary. There Michele visited with three kindergarten classrooms to teach them the importance of money, and how to save smart.

United Bank & Trust Co. - Versailles Mindy Gillespie and Stephanie Perry of United Bank & Trust Co.visited St. Leo Elementary School to talk to the second, third and fourth graders about the benefits of saving. Students learned money basics with lessons that illustrated the value of a dollar.

United Community Bank of West Kentucky, Inc. - Morganfield United Community Bank of West Ky. made presentations in eight area classes to over 120 students. United Community Bank employees are very active in local schools and are strong supporters of education.

Rayne State Bank & Trust Company - Church Point Rayne State Bank & Trust  Company's Assistant Vice President Linda Brooks is shown passing out forms in Mrs. Christine Simon's eight grade class at Our Mother of Peace School.  Ms. Brooks spoke to the children on April 29 as part of National Teach Children to Save Day.

Katahdin Trust Company – Patten Joe Clukey, AVP and Retail Services Officer , made a special visit to the first grade class at Pine Street Elementary School in Presque Isle where he discussed saving for a goal, such as a new bike or video game. He also read a story to the class about saving money. Twenty-three employees joined Clukey and visited local classrooms in northern Maine, reaching more than 300 students.

Chevy Chase Bank - Silver Spring Chevy Chase Bank visited Dr. Charles Drew Elementary School and presented a savings lesson to more than 100 fourth graders. Each child went home with a goodie bag that included a piggy bank to encourage saving. There was a grand prize drawing where four lucky students went home with a personal ATM.

Howard Bank - Ellicott City U.S. Treasury officials, Erin McKevitt, Jamie Davenport and Bill Luecht joined Howard Bank's Christa Spalding at Running Brook Elementary School to share stories and savings and money facts with first and second graders.  Howard Bankers made presentations in eight schools to over 530 students.

Maryland Bankers Association - Annapolis Kelvin Cook of M&T Bank visited with first grade students at Belle Grove Elementary School in Anne Arundel County.  Fourteen bankers from eight institutions visited all 12 classrooms in the school for the second year in a row.

Susquehanna Bank - Hunt Valley Mary Campbell of the Industrial Blvd branch and Margie Philips of the Cumberland Main branch were just two of the 202 Susquehanna Bank employees who participated in Financial Literacy Month and Teach Children to Save Day.

Hagerstown Trust Company - Hagerstown Deborah Loudin, AVP and Branch Manager, shows a group of more than fifty students the importance of handling money. She reviewed the difference between wants and needs and demonstrated the importance of saving. Debi was one of more than a dozen Hagerstown Trust Company employees who participated in Teach Children to Save Day.

Country Bank for Saving - Ware More than 400 students from Stony Hill School in Wilbraham were treated to a "magical" presentation designed to teach needs and wants and different ways to earn money, like having a lemonade stand. They even saw a dollar bill show up in the middle of a lemon!  The kids really enjoyed the lesson and visiting with Buck, the bank's mascot.

Dedham Institution for Savings - Dedham For the third year in a row, Dedham Institution for Savings participated in the national Teach Children to Save Day. Ten employees reached out to 400 children in the surrounding communities. Dedham Savings employees Marcella Musto and Ellen Gillette taught Mrs. Reagen's first grade class at the Greenlodge School in Dedham.

Eagle Bank - Everett Eagle Bank reached students from five elementary schools, 500 eighth graders and another group of seventh and eighth graders with savings lessons. Employees from retail, lending and marketing made several appearances to promote financial literacy  and challenged students to outline a personal budget and pinpoint ways to improve their saving practices.

Florence Savings Bank - Florence Elaine Massey and Carol Demerski visited area schools to talk about the importance of saving. The bank also hosted the first graders from Hatfield Elementary School for a morning filled with activities. A similar event was held at the bank's Hadley Office for two local Brownie Troops. In total, seven bank employees taught lessons to more than 100 children.

Strata Bank - Franklin Strata Bank joined in on the morning of April 29th with 6 bankers visiting 19 classrooms with over 400 students participating from 3 of Franklin MA's elementary schools.  The children and teachers were all very appreciative about us being there and enthusiastic about the activities.

Benjamin Franklin Bank - Franklin Nearly 200 third and fourth graders from the Kennedy Elementary School located in Franklin participated in a Teach Children to Save Day presentation by the Bencorp Committee of Benjamin Franklin Bank. These students learned about banking, savings accounts, ATMs and also participated in an interactive discussion about interesting money facts.

South Shore Co-operative Bank - Quincy Valerie Donald, branch supervisor of the Quincy office, and Susan Setterland, retail director, presented savings lessons to St. Mary's, Valerie's daughter's school. Bankers also visited the local library and delivered lessons to children attending the Story Hour.

Central Savings Bank - Sault Ste. Marie Soo Township Elementary first-graders learned about savings from Rob Landis, Central Savings Bank Vice President. He read the book A Chair for My Mother by Vera Williams and showed the children coin wrappers that coincided with their story and lesson on saving money.

Chemical Bank - Midland Chemical Bank employees encouraged more than 2,800 students across the state to save by reading and discussing Dollar, The Silver Squirrel, a storybook created specially for this program.  Students also received learning handouts to take home and complete with their parents.  Employees of Chemical Bank support financial education and visit local schools continually throughout the year.

Hastings City Bank - Hastings Middleville Branch manager Karen Scoby and Marketing and Training Director Nancy Goodin visited two elementary schools in the Thornapple Kellogg School District to Teach Children to Save. Second graders at Lee Elementary learned about saving and spending money during the activity.

Macatawa Bank - Holland More than thirty Macatawa Bank representatives left their offices and headed back to the classroom to teach more than 1,320 West Michigan children to save wisely as part of National Teach Children to Save Day.

Monroe Bank & Trust - Monroe Monroe Bank & Trust is involved in teaching children to save throughout the year. Through their Partnership in Education program, bank officers and employees visit 37 local elementary schools, reaching over 7,500 students annually with financial education and a student-run school banking program. They also provide hands on courses targeting saving, credit, budgeting and checking account basics.

Seaway Community Bank – St. Clair, Michigan Twenty-six Seaway Community Bank employees visited fifteen elementary schools in St. Clair and North Macomb County.  Eight hundred fourth grade students learned about the importance of saving, budgeting, banking and the difference between needs and wants.

Fifth Third Bank Western Michigan - Grand Rapids This year Fifth Third employees were in 35 schools throughout Western Michigan and presented to more than 1,600 students.  Brian Price, Assistant Vice President for Data Warehouse/IT Division, taught the "Penny's Friends" lesson to the Young 5's at St. Anthony school.

Minnwest Bank - St. Cloud Andria Kelley and Michelle Bellrichard talked to about 40 first grade students from the Stride Academy in St. Cloud. They talked about the importace of saving, wants and needs, budgets, how interest makes money grow, and left them with educational and fun coloring activity booklets and pencils to take home with them.

M&I Marshall & Ilsley Bank - Bloomington Beth Wockenfuss and Nicole Krolikowski from M&I Bank Bloomington presented the new look of the U.S. currency to a fifth grade class at Bloomington Living Hope Lutheran School.

BancorpSouth Bank - Olive Branch Vice President Randy Hirsberg spoke to first graders at Olive Branch Elementary School about saving.  At the end of the lesson, he gave each student a coloring sheet, crayons and they each got their own new shiny quarter, dime, nickel and penny to start their savings!

BancorpSouth Bank - Southaven Vice President Tim Cutberth read Jenny Found a Penny to more than 75 children at the M.R. Davis Public Library . The story tells how Jenny saved and rolled her change. Afterward, the children learned how to roll their own coins and received coin wrappers and a piggy bank to start saving.

BankPlus - Jackson Frankie Cooper from BankPlus explains "Penny's Friends" to a kindergarten class at Barr Elementary in Jackson. Twenty representatives from BankPlus visited three elementary schools in Jackson to teach more than 330 students the importance of saving.

BankPlus - Ridgeland BankPlus employees Jesseca Harvey & Joe Williams attended Puckett Elementary to teach sixth graders about the importance of saving.

Hancock Bank - Gulfport Neal Carlton, Special Assistant to the Treasurer, taught sixth grade students at Lopez Elementary in Biloxi. This was one of three classes Carlton attended with Hancock Bank on Teach Children to Save Day.

Guaranty Bank & Trust Company - Belzoni Beverly Pistole, Branch Manager, instructed local high school students during the bank's participation in the Teach Children to Save program. The students observed banking operations in the teller area, customer service area and loan officers area where they were taught the basic banking functions for each department.

PriorityOne Bank - Seminary Tanya Lofton and Jay Baggett from PriorityOne Bank in Seminary presented a Teach Children to Save lesson to second grade students at Seminary Elementary School. They also taught a fifth grade class at Collins Middle School.

Empire Bank - Springfield Empire Bank employees made presentations at 10 local schools to over 1,000 students on April 29. Presenters taught hands-on lessons about the importance of saving money, how interest makes money grow, how to develop a budget and to differentiate between needs and wants.

First State Community Bank - Farmington First State Community Bank employee Mandy Hubbard visited Truman Kindergarten in Farmington.  First State Community Bankers taught approximately 300 children the basics of saving money at Truman.

Southwest Missouri Bank - Joplin Twenty employees from Southwest Missouri Bank spent time in the classroom talking to students about the importance of saving money, wants vs. needs, budgeting, interest, and how to open a savings account. SMB employees visited over 850 children in 10 area communities.

Bank of New Cambria - Bevier Melinda Masten, branch manager of the Bank of New Cambria in Bevier, taught 150 students, in Kindergarten through seventh grade at the Bevier C-4 School.  In the photo, the Kindergarden students who learned about money in their neighborhood.

Lamar Bank & Trust Company - Lamar LBT employees led about 200 first and second graders in money related games and discussed the importance of saving and planning for emergencies with them. About 300 third, fourth and fifth graders were given a real life example of tasks to complete, such as cashing a paycheck, paying bills, buying a car, and more.

West Plains Bank and Trust Company - West Plains West Plains Bank and Trust Company gave a savings lesson to fourth grade students at Glenwood, Junction Hill, and Richards elementary schools on April 29th as part of the American Bankers Association Education Foundation's Teach Children to Save Program.

Legends Bank - Linn Legends Bank, which has nine locations in central Missouri, sent employees to teach the importance of saving to 535 students in twelve different schools in honor of Teach Children to Save. Gene Rogers, one of eleven bank volunteers, instructed a group of fifth grade students in Belle.

Southwest Bank - St. Peters Catherine Struckhoff, personal banker at Southwest Bank, enjoyed sharing savings lesson with third graders at Castlio Elementary School. The teacher and children enjoyed the activities so much that they asked if the bankers could come back next year!

Montgomery Bank - Cape Girardeau Montgomery Bank employees visited 12 schools and presented savings lessons to more than 1,400 students for Teach Children To Save Day.  Pictured is Mrs. Bishop’s second grade class at Alma Schrader school in Cape Girardeau.

Bank of Glacier County - Cut Bank Bank of Glacier County is a branch of Flathead Bank of Bigfork.  Every year bank employees host the third grade students from HC Davis Elementary School for a morning of games and a tour of the bank. The students' favorite part of the day was a computer trivia game about the new currency safety features.

Ruby Valley Bank - Twin Bridges Sheridan first-graders received a lesson, a tour of the Bank and a Presidential dollar and a piggy bank to jump start their savings. Sheridan High School graduating seniors also received information on student loan programs, using credit wisely and their new financial responsibilities as college students.

Stockman Bank - Statewide For National Teach Children to Save Day, all 21 Stockman Bank locations participated in teaching children to save. Throughout the state, Stockman Bank employees visited 26 schools, reaching 609 students ranging from pre-school to grades K-6.

Cornerstone Bank - Bartlett Ann Beckman of Cornerstone Bank met with a Wheeler Central third grade class on Teach Children to Save Day. Cornerstone Bank also gave students backpacks to commemorate the lesson.

Cornerstone - Waco/York Monty Romohr from the Waco Branch and Lana Hoffschneider from the main bank in York visited the second graders at Centennial Elementary School in Utica. Students received Piggy Banks after hearing the Patty's Pet Hamster lesson. Monty and Lana received thank you letters from students.

Fremont National Bank & Trust Company - Fremont Howard Elementary School first graders toured Fremont National Bank & Trust Company to see how money is deposited and learn how to open a savings account. Bart Qualsett, president, talked to the children about the importance of saving money and about his job as a banker.

York State Bank & Trust Company - York Representatives from York State Bank & Trust Company presented to nearly 200 second and fourth grade students in York and Fillmore counties. Also participating in the presentations were business students from York College, who spoke to the students about saving money for college.

Bank of Nevada - Las Vegas Bank of Nevada employees visited Rex Bell Elementary, Rainbow Dreams Academy and several Boys & Girls Clubs in the Las Vegas area to talk to students about the importance of saving money and how to identify wants vs. needs. The day was truly enjoyable for everyone who was a part of it. They reached 323 students.

Red Rock Community Bank - Las Vegas Margaret Kruglov of Red Rock Community Bank visited with Las Vegas sixth and seventh graders to discuss the importance of savings, how banks operate and other personal finance matters. The activities were coordinated by the United Way of Southern Nevada.

Silver State Bank - Henderson During National Teach Children to Save Day, a total of 20 Silver State Bank employees presented lessons to 35 classes in grades K-5.  About 900 students participated in hands-on lessons about budgeting, saving, recognizing needs and wants and how interest makes money grow.

Millenium bcpbank - Newark Dan Leone, Fatima Gomes and Jason Rocha taught Lincoln Elementary School second graders banking facts, held savings-themed games and distributed piggy banks during their TCTS lesson in Kearny, N.J. Lincoln was one of several elementary schools visited by the bank throughout its New Jersey and New York regions.

Susquehanna Bank - Camden Susquehanna Bank executives and branch managers educated more than 1,000 Kindergarten through twelfth grade students on the importance of budgeting and saving money. The students participated in hands-on activities and enjoyed learning how earning interest can make their savings grow.

NVE Bank - Englewood Susan DeMaria, assistant vice president and branch manager of NVE Bank's Closter office, visited seven second grade classes at Hillside School and taught more than 149 children the importance of savings money and how to earn interest. DeMaria, a second grade student and teacher Patty Inglese are pictured.

Bank of Cooperstown - Cooperstown Personal Banker Jessica Baker was the guest teacher for a kindergarten class at Cooperstown Central School. Eighteen students learned about coins, saving money and earning interest. Each student received a coloring book about saving money, a handout about U.S. coins and a Bank of Cooperstown piggy bank containing one of each coin.

Habib American Bank - New York Bank employees Mehmood Syed and Zarina Shushkovskaya taught savings lessons to local Kindergarten and second grade students lessons for the third year in a row. Children were asked to draw a picture of the item they wished to save for and got to keep the coins they used in a matching game.

Waterford Village Bank - Buffalo Eileen Buzzard and banker volunteers taught children from the Schiller Park Community After School Program in Buffalo about counting money, saving, using a bank, earning interest and "The Difference Between Income and Expenses."  These attentive, energetic students received quarters from the U.S. Mint's 50 State Quarters Program, as well as puzzles and coloring sheets.

Waterford Village Bank - Clarence Eileen Buzzard also visited students in Mrs. Power's fourth grade class at Harris Hill Elementary School in Clarence to participate in various Teach Children To Save activities. Students learned "The Ins and Outs of Money," "The Difference Between Needs and Wants" and each received a new state quarter from the U.S. Mint.

Ulster Savings Bank - Kingston Dennis Conn and Dora Visbeck, branch managers, taught a class at the Arthur S. May Elementary School in Poughkeepsie.

Ridgewood Savings Bank - Ridgewood In Ridgewood Savings Bank’s third year of participation in Teach Children to Save, 46 employees visited 27 public and private junior high schools and one high school throughout New York and spoke with approximately 3,200 students.

CommunityONE Bank, N.A. - Asheboro M. Kelly Overcash of CommuntiyONE Bank, N.A. presented to four first grade classes at American Renaissance School in Statesville on April 29. This year, 76 CommunityONE employees visited 34 public, private and home schools reaching more than 3,400 students.

Community First Bank, N.A. - Upper Sandusky Deb Sturgeon of Community First Bank was welcomed into the second grade classes at Wynford Elementary School. More than 65 students learned the importance of saving. This was the first time Community First Bank participated in Teach Children to Save Day, and plans are already underway to improve the message for next year.

First National Bank - Dennison Blair Hillyer and Robert Michels from The First National Bank of Dennison spoke with the fifth and sixth graders from Immaculate Conception Elementary School during a bank tour.  They spoke about savings and keeping good credit and gave the students a tour of the vault. First National also taught lessons at three area grade schools in Tuscarawas County.

Key Bank - Dayton Anita Osterfeld of KeyBank worked with 4 classes of first and second graders at Kiser K-8 School in Dayton to promote kids finding new ways to save for the future.

Killbuck Savings Bank Co. - Killbuck The Killbuck Savings Bank Co. visited elementary schools in their lending area and reached more than 300 students.  They explained the benefits of saving for a rainy day and the three S's of handling money – saving, spending and sharing.  Using a very unique bank and story that grabs children's attention, the "Moonjar" banks assisted in their plan this year.

Security National Bank - Springfield Andy Irick, SVP Retail Services, spoke to three separate classes at Snowhill Elementary School about the importance of saving. He distributed Security Bank logo pencils and stickers. Each teacher received a Security Bank gift bag as well.

The State Bank and Trust Company - Defiance Bank employees hosted their third annual "Educational Extravaganza" to celebrate Teach Children to Save Day.  More than 800 students from six area elementary schools joined the savings-focused celebration. The Grab for Cash machine was the most popular  - each teacher had 30 seconds to 'grab cash' for their classroom!

United Bank- Marion and Crawford Counties Employees of United Bank gave a savings lesson to first through fourth grade students at River Valley's Heritage Elementary, Elgin South Elementary and Bucyrus Norton-Carlisle Elementary. United Bank employees Heidi Ray, Jennifer Buchanan, Kriste Slagle, Lisa Saunders, Neeta Shuff and United Bank's mascot UBIE (Brandon Hagemann) thrive on preparing the young for future financial success.

The First Citizens National Bank - Upper Sandusky Saving and other banking topics were the subject of a visit to East Elementary School classes from employees of The First Citizens National Bank & First Citizens Financial Group Upper Sandusky. Atticus (pictured), along with another lamb and a Great Dane named Griffin helped get the kids' attention! The bank also welcomed third graders from South Elementary School for a bank tour, discussions about saving money and a Q&A in the board room with CEO and President Mark Johnson.

Fifth Third - Statewide Fifth Third Bank employees visited four elementary schools in  Ohio, speaking to more than 250 fifth graders about the importance of saving. Each student also received a Fifth Third piggy bank and an Ohio state quarter.

Home National Bank - Racine Home National Bank CEO Bill Nease distributed piggy banks to the second graders of Southern Elementary School. All of the children enjoy a tour of the bank each year, after bank employees complete a program in the classes at their school.

American Heritage Bank - Sapulpa American Heritage Bank had an amazing TCTS day!  They taught over 1,200 children in fourteen different schools with sixteen volunteers. Lessons focused on the basic principles of banking, the difference between needs and wants, and how to become money-smart kids.

Armstrong Bank - Wagoner Armstrong Bank employees explained the importance of saving using the "Patty's Pet Hamster" Teach Children to Save lesson with William R. Teague Elementary second graders.

Eastman National Bank - Newkirk Susan Smith of Eastman National Bank visited with first grade students at Newkirk Elementary School. Mrs. Smith shared a book about Benny Penny and described various coins and bills.  Each student received a piggy bank to encourage them to save and a worksheet to understand the value of saving.

First Capital Bank - Kingfisher Trena Gardner, vice president with First Capital Bank, taught 88 fourth grade students at Kingfisher Elementary School in honor of National Teach Children to Save Day.

Citizens Security Bank - Broken Arrow Citizens Security Bank employees used a deserted island theme to explain to Wolf Creek Elementary fifth graders the difference between wants and needs. The students were asked what they would take to a deserted island and then had to decide if they needed or simply wanted each of these items.

Legacy Bank - Oklahoma City This year Legacy Bank employees presented to more than 1,400 second grade students at nineteen elementary schools in Oklahoma.

Oklahoma State Bank - Vinta Oklahoma State Bank representatives engaged students in activities and lessons targeted at creating an awareness of the concept of establishing savings goals. The bankers sold items to second graders in a spend versus save activity and lesson.

SpiritBank - Bristow Spirit Bankers Cassidy Mullin and Bob Wyatt utilize a rabbit to teach the habit of savings to one group of Edison Elemenatary second graders.  A total of 145 second graders were presented stories, songs, piggy banks and lessons on the value of savings on April 29.

First Bank and Trust Company - Covington Leland Harris, senior vice president of First Bank and Trust Company met with Covington-Douglas Elementary students for Teach Children to Save Day. He stressed the importance of saving and how to determine the difference of saving for a need or a want.

First Bank and Trust Company - Perry Michelle Woods, Charity Moxley and Quigley of First Bank and Trust Company taught the importance of saving to Perry Elementary students. They spoke with more than 800 students in Perry and surrounding communities, giving them quarter savers and savings activity books to help kick start their savings habits.

Citizens Bank - Corvallis South Valley Bank & Trust - Medford Lark Wysham, EVP and CFO, Citizens Bank, fielded questions from third graders at Bush Elementary in Salem.  Wysham was joined by Brad Webster, VP and Regional Credit Administrator, South Valley Bank & Trust, and Oregon State Treasurer Randall Edwards.

1st Summit Bank - Johnstown 1st Summit Bankers taught 708 fourth graders in six different school districts.

Kish Bank - Lewistown Kish Bank Marketing Specialist Stephanie Zeigler was one of four instructors to hand out fake million dollar bills at Highland Park Elementary School, and share information about how and why to save money, manage money wisely, calculate a business profit, among other topics. Kish Bank reached more than 1,000 students in the Lewistown area over several weeks.

Penn Liberty Bank - Chester Springs The Chester Springs Branch Manager, Lois Fury, invited area home-schooled children and their parents into the branch for a lesson on financial responsibility.

Penn Liberty Bank - Trooper Penn Liberty Bank employees made presentations to 700 students over a 15 day period during April. The Trooper Branch Financial Services Representative, Cecilia DiGiovanni, created an interactive and interesting presentation geared toward the specific grade levels.

Harleysville National Bank - Harleysville At Harleysville National Bank, they believe that teaching children to save should be everyone's priority; that's why we participated in a weeklong celebration, honoring Teach Children to Save Day, during which we coach young people on how to save today in order to meet their dreams of tomorrow.

QNB - Quakertown Tom Klee, vice president, and Tom Bisko, president and CEO, answered questions from students in Mrs. Rodenberger's fourth grade class at Quakertown Elementary School. The class is very interested in banking and saving because they toured QNB's Downtown Office when they were in third grade.

First Commonwealth Bank - Indiana First Commonwealth Bank employees coordinated several Teach Children to Save Day events. Seven employees in the Pittsburgh area visited more than 1,300 children ranging from Kindergarten through twelfth grade, teaching them savings account and check book basics.

Somerset Trust Company - Somerset Somerset Trust Company visited twelve schools in six school districts and presented financial education lessons to 1,530 students in grades K-12. There were twenty-two employees participating in the program.

Washington Trust Company - Westerly Thirty employees of The Washington Trust Company visited local elementary and middle schools to teach the students the importance of saving money, and explained the differences between needs and wants.  The employees visited eighteen elementary and middle schools and made presentations to 38 classrooms with approximately 1200 students.

BankNewport - Newport Donna M. Giblin and Barbara J. Palumbo hosted a field trip for twelve Girl Scouts from Troop #740 in Portsmouth. The field trip was a requirement for the scouts to earn the "Money Sense" merit badge and encompassed a variety of financial information, including banking transactions, career opportunities and the history of the industry, including BankNewport's local history.

First Reliance Bank - Florence  First Reliance Bank visited Delmae Elementary School and presented the "Are You Smarter than a 4th Grader?" game show. The game was an interactive way to increase financial literacy while providing students with the opportunity to earn money for their school by correctly answering questions. The game is part of the bank's strong financial literacy program and business-to-school partnerships in the markets in which it serves.

Conway National Bank - Conway Employees from Conway National Bank in Conway, S.C., visited more than 875 second graders in local elementary schools to teach the importance of saving money. Each student received a $5.00 savings certificate to get started as well as a piggy bank and ten pennies.

Citi - Sioux Falls More than a dozen Citi volunteers taught savings lessons to students at Laura B. Anderson Elementary School. Ten-year-old fifth-grader Roberto Porras was chosen as "Millionaire for a Day" and received a check from Citi for $273.97 – a day's interest on $1 million at a handsome rate – to spend or save.

Pioneer Bank & Trust - Spearfish Local Bankers Tom Deis, vice president and Dan O'Shea, assistant vice president, gave savings lessons to all of the fourth grade classes at East Elementary in Spearfish. They helped kids identify alternatives when making spending decisions that could save them money.

State Bank of Alcester - Alcester Three employees from the State Bank of Alcester taught two sessions to grades Kindergarten through six on saving money.  The bank employees helped the students plan a pretend school trip which included discussions on needs versus wants, saving for unexpected expenses, budgeting and more.

Commercial State Bank - Wagner CSB employees visited with more than 840 children at Wagner Community School and explained the differences between wants and needs. The students guessed how much money was in a jar of coins and the winning classes received ice cream. CSB also donated the book How to Make a Million with only $2000 to the school library and each member of the 2008 graduating class.

TriStar Bank - Dickson TriStar employees Donnie Wills, Michelle Street and Gloria Mersman talked to 160 students at the Discovery School, Burns Elementary and United Christian Academy about the importance of starting early with a savings program.

Wilson Bank & Trust - Lebanon Tennessee Department of Financial Institutions Commissioner Greg Gonzales and Wilson Bank & Trust employees posed with a group of second graders from Lakeview Elementary School in Mount Juliet. Wilson Bank & Trust operates in-school banks in 36 schools and recently hit the $1 million mark in student savings.

BancorpSouth - Dresden BancorpSouth in Dresden is a Partner in Education with the Dresden Elementary School first grade.  For a Teach Children to Save lesson, each first grader received a nickel and a choice: save it or spend it at Lisa's Store. This year four students out of ninety saved and were rewarded with a very special goody bag.